Small Business Loans for Canadian Businesses

Whether you need working capital, funds for equipment, payroll support, or expansion financing, we help Canadian small businesses secure funding tailored to their needs.

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Camion disponible à la location au Canada

What is a Small Business Loan?

Gardez votre argent. Obtenez votre équipement. Gardez le contrôle.
Le crédit-bail vous permet

Our small business loans are designed to work with Canadian entrepreneurs at every stage — whether you’re launching a startup, scaling your operations, or navigating a seasonal dip. You keep control and choose the repayment plan that fits your cash flow.
  • Paiements mensuels moins élevés
  • Pas de coûts initiaux massifs
  • Option de mise à niveau, de retour ou d'achat à la fin du bail
  • Disponible pour les camions et l'équipement neufs ou usagés

Small Business Loan Benefits

Possèdent la propriété. Renforcer l'équité. Développez votre entreprise.
Les prêts vous donnent
With Our Small Business Loans, You Can:
  • Possèdent votre camion ou votre équipement dès le premier jour
  • Modalités de prêt fixes ou flexibles
  • Des tarifs concurrentiels, même pour les petites entreprises
  • Créez des actifs précieux pour votre bilan
Parfait si vous voulez :
  • Investir dans la croissance à long terme
  • Pour posséder et contrôler votre équipement
  • Pour constituer des capitaux propres, vous pourrez utiliser plus tard pour obtenir plus de financement

Why Choose Mehmi for Small Business Loans?

At Mehmi Financial Group, we specialize in fast, flexible business loans for Canadian entrepreneurs. Whether you're launching a startup, expanding your operations, or recovering from a slow season — we help you access working capital without the delays, paperwork, or restrictions of traditional banks.

We understand that small businesses often face real challenges: inconsistent cash flow, urgent expenses, or limited financing history. That’s why we offer unsecured and secured loan options that are easy to apply for and designed around your cash flow — not just your credit score.

We’re trusted by retail owners, tradespeople, franchise operators, logistics companies, medical clinics, e-commerce brands, and independent contractors across Canada. Why? Because we make business lending simple, transparent, and on your terms.
  • Loan amounts from $20K to $5 million
  • Access to 100+ specialized business lenders
  • Works for startups, low credit, and growth-stage companies
  • Transparent terms — no hidden fees or surprises
Finance Smarter — Equipment Loans Made Easy

Des options de prêt flexibles qui vous permettent de prendre la propriété entre vos mains, sans le stress initial. Nous vous aidons à financer des camions, des remorques ou de l'équipement grâce à des approbations rapides et des paiements adaptés à votre flux de trésorerie.
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Emprunter jusqu'à 500 000$

Used & private-sale gear approved

Dénalités jusqu'à 72 mois

Fonds dans les 48 heures
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Approbation de prêts d'équipement lourd Canada

Ce que vous pouvez louer ou financer avec Mehmi Financial Group

We provide small business financing solutions to help Canadian entrepreneurs grow, stabilize, or scale their operations. Whether you're launching a new venture or managing day-to-day expenses, our loans give you fast access to the capital you need — without jumping through bank hoops.
  • Working Capital: Cover payroll, rent, utilities, and overhead during slow seasons
  • Inventory Financing: Stock up on products, raw materials, or supplies
  • Marketing & Advertising: Fund digital campaigns, website upgrades, or local promotions
  • Expansion Projects: Open a new location, renovate your space, or hire staff
  • Equipment Purchases: Buy trucks, tools, or machinery (or use as a down payment)
  • Emergency Expenses: Repair equipment, handle tax bills, or bridge short-term gaps
  • Franchise Startups: Pay franchise fees, build-outs, and early operating costs
  • Professional Services: Invest in legal, accounting, or business consulting support
Nouveaux ou usagés — nous vous aidons à trouver les meilleures offres.

Who Qualifies for a Small Business Loan?

Voici ce dont vous avez besoin :

  • Revenu mensuel de 2 000$ ou plus
  • Preuve de pièce d'identité, de revenu et d'adresse
  • Mauvais crédit ? Pas de problème — nous nous spécialisons dans le bon fonctionnement des approbations
  • You're seeking funding for business purposes (not personal use)

Appliquer en moins de 5 minutes.

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Documents requis

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Preuve d'identité
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Preuve de revenu
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Preuve d'adresse
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Détails du compte bancaire

3 Steps. No Surprises.

The Mehmi Financial Group process is fast, transparent, and built for Canadian business owners. Whether you’re a startup or scaling up, here’s how it works:
1

Tell Us What You Need

Whether you need funds for payroll, marketing, inventory, or expansion, we’ll help you identify the best loan type for your goals.
Talk to a Specialist
2

Apply in Minutes

Submit your application and documents online. Our advisors will guide you through pre-approval and lender matching.
3

Get Funded Fast

Secure approval and funding in as little as 24–48 hours with flexible terms.

Small Business Loan vs Line of Credit vs Merchant Cash Advance: What’s Best for Canadian Entrepreneurs?

Feature Small Business Loan Line of Credit (LOC) Merchant Cash Advance (MCA)
Best For Planned growth, expansions, or refinancing Ongoing cash flow or seasonal dips Urgent cash needs tied to daily sales
Funding Amount $20K–$500K+ $10K–$250K revolving $5K–$300K based on sales volume
Repayment Terms 6–60 months, fixed terms Flexible, interest-only until drawn Daily or weekly sales-based payments
Access to Funds One-time lump sum Revolving credit, reusable Lump sum, tied to revenue
Speed of Funding 24–72 hours Same-day once approved Same-day to 48 hours
Credit Requirements Moderate; newer and growing businesses welcome Stronger credit or collateral preferred Low credit accepted; based on sales
Use Cases Expansion, payroll, inventory, marketing, equipment Recurring costs, emergencies, slow seasons Immediate cash injection for urgent needs

*Actual terms depend on lender approval, credit profile, and business revenue. Not all businesses qualify for all products.

FAQ: Canadian Small Business Loans - We Keep It Straightforward

Can I get a small business loan with bad credit or no credit?

Yes. Mehmi Financial Group offers small business loans for Canadian entrepreneurs with a variety of credit histories — including startups, low-credit applicants, and business owners recovering from setbacks. Our flexible underwriting allows access to funding even when traditional banks say no.

How fast can I get approved and funded?

Many small business loans are approved within 24–48 hours. Once your documents are submitted, we work quickly to deliver funding — often within 2 business days for qualified borrowers. Perfect for urgent working capital needs.

Can I qualify if my business is new or still growing?

Absolutely. If your business has been operating for at least 3–6 months and generates some revenue, we have startup business loan options designed for early-stage growth, equipment purchases, or seasonal cash flow gaps.

Do you offer unsecured small business loans?

Yes. We offer both unsecured and secured loan options. Unsecured loans are ideal if you don’t have collateral or want to preserve business assets. Approval is based on cash flow, credit, and business profile.

Can I get pre-approved before applying for other financing or purchases?

Yes. Pre-approval gives you clarity on your borrowing power and helps with planning future purchases, negotiating with vendors, or evaluating growth opportunities. Pre-approvals are available for term loans, lines of credit, and more.

What documents do I need to apply?

We typically request:
- 3–6 months of business bank statements
- Valid government-issued ID
- Business registration or incorporation docs
- Proof of revenue or recent invoices
Startups may be asked for a business plan or recent sales summaries.

Are there hidden fees or penalties?

No. All Mehmi Financial Group small business financing options come with transparent terms. We disclose everything up front — no hidden fees, early payout penalties, or surprises.

Trusted by Businesses
Across Canada

24–48 hr approval
All credit types welcome
Serving Canada nationwide

Let’s Get You Funded

Whether you're launching, expanding, or bridging a cash flow gap — Mehmi Financial Group is here to help Canadian small businesses move forward.
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