Can I get approved for truck financing with bad credit or limited history?

Yes. We work with owner-operators, carriers, and logistics companies across Canada with a wide range of credit profiles — including startups and drivers rebuilding credit.

Do you finance trucks or trailers from private sellers and auctions?

Absolutely. We provide private-sale truck financing and trailer loans for units purchased through auctions, classifieds, and direct owners — not just dealerships.

How fast can I get approved and funded for equipment financing?

Most equipment loans and working capital advances are approved within 24–48 hours after receiving documents. Our process is streamlined for transportation companies.

Do you offer $0 down or low down payment truck loans?

We offer low- or no-money-down options on approved credit and qualifying equipment — especially for newer trucks or trailers with strong resale value.

Can you finance older trucks or high-mileage transportation equipment?

Yes — we assess the asset’s resale value, condition, and utility for commercial use. If it’s roadworthy and supports your operations, we’ll consider it.

Do you offer freight factoring or working capital for trucking businesses?

Yes. We offer invoice factoring, fuel advances, and working capital loans to help Canadian carriers bridge 30–90 day payment delays from brokers and shippers.

Healthcare & Wellness

We Know the Pressures You’re Up Against

Running a medical, dental, or wellness business in Canada comes with real financial strain — from the high cost of modern diagnostic equipment to long delays in insurance payments and rising payroll demands. Whether you're a solo practitioner, managing a clinic, or expanding a chain of wellness locations, cash flow is always a concern.

At Mehmi Financial Group, we specialize in equipment financing and working capital solutions designed for Canadian healthcare professionals. We help you acquire treatment chairs, imaging systems, laser units, fitness machines, mobile clinics, and more — even from private sellers or auctions. Our process is fast, flexible, and never dependent on rigid bank rules.

High Equipment Costs Upfront

Imaging machines, dental chairs, and fitness equipment require large investments before generating return.

Insurance & Client Reimbursements Take Time

Waiting 30–90 days on claims or receivables can freeze your cash flow.

Outdated or Failing Technology

Stay competitive by upgrading essential systems, even if you’re buying used or leasing back existing gear.

Flexible Capital for Every Corner of Care

Medical & Dental Equipment Financing

Lease or loan essential tools — from imaging systems to treatment chairs, sterilizers, and diagnostics.
→ Explore Equipment Loans

Clinic Technology & Fit-Outs

Fund EMR systems, wellness tech, reception furniture, and renovation upgrades.
→ Explore Equipment Leases

Working Capital for Healthcare Providers

Bridge insurance delays, cover payroll, or invest in service expansion.
→ Explore Working Capital
→ Explore Invoice Factoring

Eligible Equipment

Medical & Diagnostic Equipment

X-ray Machines (Digital, Panoramic, Portable)
Ultrasound Systems
MRI & CT Scanners (Clinic-Scale)
Patient Monitoring Systems
Exam & Treatment Tables
Vital Sign Monitors
Surgical Lights & Autoclaves

Dental & Clinic Equipment

Dental Chairs & Delivery Units
Imaging Systems (Intraoral, CBCT)
Suction Systems & Compressors
Sterilization Equipment
Operator Stools & Cabinetry
Practice Management Software

Wellness & Aesthetic Devices

Laser Therapy Equipment
Cryotherapy Machines
Facial & Skincare Devices
Massage Chairs & Spa Tables
Hydrotherapy & Infrared Saunas
Treadmills, Ellipticals & Stationary Bikes
Functional Trainers & Cable Machines
Power Racks, Benches & Dumbbells
Leg Press, Smith Machines & Lat Pulldowns

Mobility & Accessibility

Wheelchair Vans
Patient Lifts & Transfer Equipment
Stairlifts & Elevating Devices
EMR/EHR Systems
POS & Billing Software
Security Cameras & Access Control
HVAC & Air Filtration Systems
Generators & Backup Power

Why Canadian Businesses Choose Mehmi Group

Expert help all the way.
Our expert team guides you every step of the way and is available 24/7—real people, not a call centre—for any payment help you need.
Faster, easier approvals.
‍Our 150-plus lender network fights for your deal, so you get quick yeses and flexible terms—often in 24-48 hours.
We find the gear for you.
No truck or excavator yet? We’ll source the right equipment at a sharp price and handle the private-sale paperwork.

Why Choose Mehmi Financial Group Over Traditional Options?

Feature	Mehmi Financial Group	Banks	Vendor Financing
Approval Time	24–48 hours	1–3 weeks	Up to 10 business days
Eligible Equipment	Medical, dental, gym, spa, wellness — new, used, or private sale	Only from major OEMs	Limited to vendor inventory
Credit Flexibility	All credit types considered — startups welcome	700+ preferred	Strict guidelines
Programs Offered	Equipment, working capital, leasebacks, LOCs	Term loans only	Equipment leases only
Customer Support	Dedicated account manager + real advisors	Generic call centre	Sales rep only
Coverage	Yes — across all of Canada	Major metro only	Vendor location dependent

FAQ: Got Questions? We’re Straightforward.

Can I get approved with bad credit or limited credit history?

Yes. We work with healthcare clinics, wellness centres, and startups across a wide range of credit scores — including new practices, solo practitioners, and business owners rebuilding after setbacks.

How fast can I get approved and funded for clinic or equipment financing?

Most approvals are completed within 24–48 hours after receiving your documents. We streamline the process so your team can keep growing, treating patients, or opening new locations.

Can I get pre-approved before choosing a laser, scanner, or device?

Yes. Pre-approvals give you a clear monthly budget so you can confidently negotiate with suppliers — whether it’s a new or used machine, private sale, or lease buyout.

Can I get pre-approved before shopping for a truck, trailer, or cargo van?

Yes. Pre-approvals give you a clear budget so you can confidently negotiate pricing — whether it’s a new, used, or private-sale unit.

Do you offer $0 down or low down payment programs?

Yes. Depending on your credit and the equipment type, we structure flexible low- or no-money-down options for eligible applicants.

Can you finance used equipment or older diagnostic devices?

Yes — we evaluate the asset’s remaining life, serviceability, and value. If it’s operational and commercially viable, we’ll consider it.

Do you offer working capital or invoice factoring for healthcare businesses?

Yes. We offer working capital loans, merchant advances, and invoice factoring to help health and wellness providers manage payroll, inventory, renovations, or delayed insurance payouts.

Trusted by Businesses
Across Canada

24–48 hr approval

All credit types welcome

Serving Canada nationwide

3 Steps. No Surprises.

The Mehmi Financial Group experience is simple, quick, and customized to your financial needs.

Find the Equipment you need

Whether it be an individual's private sale or equipment listed by a dealer, there are numerous options available.

Browse Used Trucks

Get In Touch

An all-in-one customer service platform that helps you balance everything your customers need to be happy.

Get Approved

Secure approval and funding in as little as 24–48 hours with flexible terms.

Financement des camions, des remorques et de l'équipement pour l'industrie canadienne des transports