What Is Vendor Financing?

What Is Vendor Financing?Vendor financing (also called white-label or in-house financing) lets your business offer customers an easy, branded way to finance their equipment purchases.
‍
Instead of losing deals to third-party lenders, you provide a turnkey solution powered by Mehmi’s 30+ Canadian lending partners.

With Mehmi Vendor Financing, You Can:

Paiements mensuels moins élevés
Pas de coûts initiaux massifs
Option de mise à niveau, de retour ou d'achat à la fin du bail
Disponible pour les camions et l'équipement neufs ou usagés

Vendor Financing Benefits

Possèdent la propriété. Renforcer l'équité. Développez votre entreprise.

Les prêts vous donnent

With Mehmi’s Program, You Get:

Possèdent votre camion ou votre équipement dès le premier jour
Modalités de prêt fixes ou flexibles
Des tarifs concurrentiels, même pour les petites entreprises
Créez des actifs précieux pour votre bilan

Why Choose Mehmi for Vendor Financing?

At Mehmi Financial Group, we specialize in turnkey, white-label financing programs for Canadian dealers, distributors, and manufacturers. Whether you sell trucks, construction equipment, CNC machines, or restaurant appliances — we help you offer in-house financing under your own brand to close more sales and serve more customers.

Our team understands how competitive equipment sales can be. That’s why we built a plug-and-play vendor financing system that’s fast, flexible, and risk-free. You get a dedicated credit analyst, instant online application tools, and access to 30+ lenders — so your customers can get approved within 24–48 hours.

We’re trusted by equipment dealers, OEMs, and industry suppliers nationwide because we make financing seamless, transparent, and tailored to your sales process — helping you turn “maybe later” buyers into funded customers today.

Finance Smarter — Vendor Programs Made Easy

Des options de prêt flexibles qui vous permettent de prendre la propriété entre vos mains, sans le stress initial. Nous vous aidons à financer des camions, des remorques ou de l'équipement grâce à des approbations rapides et des paiements adaptés à votre flux de trésorerie.close more sales and serve more customers — without handling the credit work yourself.

Whether you sell trucks, machinery, or specialized tools, Mehmi’s vendor program helps you offer fast, branded financing under your own name.
‍
Emprunter jusqu'à 500 000$

Get customers approved within 24–48 hours

Dénalités jusqu'à 72 mois

Fonds dans les 48 heures
‍

Commencer

Approbation de prêts d'équipement lourd Canada

Ce que vous pouvez louer ou financer avec Mehmi Financial Group

We empower equipment dealers, manufacturers, and distributors across Canada to offer in-house financing directly to their customers. Whether you sell trucks, trailers, construction equipment, or CNC machines, Mehmi’s vendor program lets your business provide instant financing options — while we handle all underwriting and lender approvals behind the scenes.

‍With Mehmi Vendor Financing, You Can Offer:

Construction & Heavy Equipment: Excavators, loaders, skid steers, trenchers, dump trucks, compactors, and more
CNC & Industrial Machinery: Milling machines, laser cutters, press brakes, fabrication tools, and hydraulic systems
Transportation & Trailers: Day cabs, reefers, flatbeds, dry vans, service trucks, and specialized trailers
Agricultural & Outdoor Equipment: Tractors, sprayers, harvesters, irrigation systems, and attachments
Material Handling & Warehouse Equipment: Forklifts, pallet jacks, scissor lifts, and conveyors
... and more

3 Steps. No Surprises.

The Mehmi Vendor Program makes financing easy for you and your customers — fast setup, zero risk, and no admin headaches.

Enroll as a Vendor Partner

Join Mehmi’s white-label financing network with no setup costs or technical requirements. You’ll get your own branded financing tools and a dedicated credit analyst to support every deal.

Submit Customer Applications

Send your customer’s application directly through our co-branded portal or quick link. Mehmi handles all credit checks, approvals, and lender communication — saving you time and resources.

Get Paid on Funded Deals

Once approved, your customers receive funding within 24–48 hours, and you get paid right after the deal closes. No collections, no financial exposure — just faster, easier sales.

Vendor Financing Programs in Canada: Market Features and Trends

This overview explains common features dealers and OEMs look for in Canadian vendor financing. It reflects market practices and durable structures—no rates and no brand references.

Program Feature	What’s Common in Canada (No Rates)	Why It Matters to Dealers & OEMs
Lender Network Breadth	Partners often work with broad Canadian lender panels across prime, near-prime, and alt-A tiers to cover varied equipment and buyer profiles.	Improves approval odds across asset types and credit profiles.
Term Length	Published ranges commonly run 24–84 months, varying by asset class, age, and condition.	Lets buyers match payments to useful life and cash flow.
Common Structures	Equipment loans, FMV leases or $10 / 10% buyout leases, sale-leasebacks, and equipment lines of credit; many programs also support refinance and working-capital top-ups.	Accommodates new, used, or private-sale equipment and different end-of-term goals.
Residual & Payment Flexibility	Adjustable residual options and seasonal features (e.g., skip-payment periods) are commonly available, subject to lender approval.	Aligns payments with operating cycles to reduce churn and defaults.
What’s Covered	Core equipment is standard; inclusion of delivery, installation, setup, or training (soft costs) is common but varies by lender and file.	Reduces upfront add-ons that slow or stall purchases.
Vendor Payout	Best-practice programs pay dealers at funding with zero recourse; some offer volume-based incentives under a partner agreement.	Predictable cash flow and simpler post-delivery hand-off.
Industries & Asset Types	Coverage typically spans transportation, construction, industrial, manufacturing, medical, agriculture, and hospitality, with eligibility varying by lender appetite.	Enables one financing partner across a mixed product catalog.

Tip: When evaluating a vendor program, confirm the active lenders this quarter, documented term and residual options (including $10 or 10% buyout where desired), and whether soft costs can be included on the approval or invoice.

FAQ: Got Questions? We’re Straightforward.

What exactly is a vendor financing program?

It’s a partnership that lets your customers access equipment financing directly through your business. Mehmi Financial Group handles all underwriting, documentation, and funding — so you can offer “buy now, pay monthly” options without managing the credit side.

How does this help my business sell more equipment?

Offering financing turns price shoppers into qualified buyers. It removes upfront cost barriers, shortens sales cycles, and helps close deals that might otherwise stall. Dealers in our program typically see a 20–30% lift in conversions.

How fast can my customers get approved and funded?

We process most applications within 24–48 hours. Pre-approvals can be issued the same day, and once documents are signed, funds are released within two business days — so you get paid quickly.

When do I get paid for the sale?

You get paid in full directly at funding. There’s no recourse or waiting for customer payments — once the deal funds, your payout is released right away.

Do I need to manage paperwork or credit checks?

No. Our credit analysts handle all customer communication, documentation, and approvals. You simply introduce the buyer and we handle the rest, keeping you updated at every step.

What types of equipment can be financed through the program?

We finance most new, used, and private-sale equipment across industries — transportation, construction, manufacturing, medical, agriculture, and more. Assets can include trucks, excavators, forklifts, CNC machines, and other business-critical equipment.

What terms and buyout options are available?

We structure flexible financing from 24–84 months. Buyout options include fair-market-value (FMV) leases or fixed buyouts (like $10 or 10% of cost), depending on your customer’s goals and credit profile.

Can my customers include soft costs like delivery or setup?

Yes. Many programs allow delivery, installation, and training costs to be added into the total financed amount — giving your clients a single, predictable payment.

Is there a cost for my company to join the program?

No setup fees or membership costs. Our vendor program is performance-based — you earn by selling equipment while we manage the financing backend.

Can I track the status of my customer applications?

Yes. You’ll receive regular updates on all your referred applications, including approvals, funding progress, and payout confirmations.

Do you support customers with lower credit or startups?

Yes. With 30+ Canadian lenders, we can often approve startup and subprime applicants who would otherwise be declined by banks — helping you save more deals.

How do I get started as a vendor partner?

It’s simple — we’ll set up a short onboarding call to understand your equipment line, target customers, and sales process. Once approved, you can start referring deals right away using your dedicated link or application form.

Trusted by Businesses
Across Canada

24–48 hr approval

All credit types welcome

Serving Canada nationwide

Vendor Financing Program in Canada

What Is Vendor Financing?

Vendor Financing Benefits

Why Choose Mehmi for Vendor Financing?

Ce que vous pouvez louer ou financer avec Mehmi Financial Group