Industrial 3D printing—also known as additive manufacturing—has matured from a novelty to a core operational tool across industries like:

But while the benefits of 3D printing are clear, the cost often isn’t small.
High-end commercial 3D printers can range from $30,000 to $500,000+—before factoring in software, materials, and post-processing gear.

Fortunately, smart financing options are making this technology more accessible to small and mid-sized Canadian businesses.

Why Businesses Are Investing in 3D Printing

✅ Fast Customization

Produce prototypes, end-use parts, or one-off tools without expensive retooling.

✅ Rapid Iteration

✅ Shorter Supply Chains

Create components on-site or on-demand, reducing dependence on overseas manufacturing.

✅ Lower Inventory Costs

What 3D Printing Equipment Can Be Financed?

Nearly all components of a commercial 3D printing setup can be financed—whether you’re buying new or used.

Industrial 3D printing—also known as additive manufacturing—has matured from a novelty to a core operational tool across industries like: Precision manufacturing Aerospace Healthcare and dental Automotive prototyping Product development Custom tooling and jigs But while the benefits of 3D printing are clear, the cost often isn’t small. High-end commercial 3D printers can range from $30,000 to $500,000+—before factoring in software, materials, and post-processing gear. Fortunately, smart financing options are making this technology more accessible to small and mid-sized Canadian businesses. In this guide, we’ll explore: What types of 3D printers can be financed Use cases where financing accelerates growth How financing structures reduce upfront risk A real Canadian case study that proves the ROI Why Businesses Are Investing in 3D Printing ✅ Fast Customization Produce prototypes, end-use parts, or one-off tools without expensive retooling. ✅ Rapid Iteration Design, print, test, and modify in hours—not weeks. ✅ Shorter Supply Chains Create components on-site or on-demand, reducing dependence on overseas manufacturing. ✅ Lower Inventory Costs No need to stockpile SKUs—print parts as needed. What 3D Printing Equipment Can Be Financed? Nearly all components of a commercial 3D printing setup can be financed—whether you’re buying new or used.

Financing can cover turnkey systems or allow for phased rollouts as your production scales.

Real Case Study: 3D Printing for Custom Aerospace Tooling

Business: BC-based aerospace parts fabricator
Challenge: Losing time and revenue waiting for aluminum tooling from overseas (avg. 3-week turnaround)
Solution: Financed $84,000 HP Multi Jet Fusion printer, software license, and post-processing unit
Structure:

Outcome:
Reduced tool creation from 21 days to 2.5 days.
Saved $9,000/month in lost productivity. Reached breakeven on investment in under 11 months.

Financing Options Available for 3D Printing Equipment

1. Equipment Lease (Capital or Operating)

✅ Lower upfront cost
✅ Option to return or upgrade
✅ Potential off-balance-sheet treatment
✅ Bundles software and setup

2. Equipment Loan

For businesses that want to own the printer outright and depreciate the asset over time.

✅ Fixed monthly payments
✅ Full ownership at term end
✅ May qualify for Capital Cost Allowance (CCA) deductions*

3. Working Capital Line of Credit

What You’ll Need to Get Approved

✅ Business license and ownership documents
✅ 3–6 months of business bank statements
✅ Vendor quote for printer and accessories
✅ Credit score (typically 600+)
✅ Time in business (startups may need a co-signer)

Bonus: Many lenders will finance used or refurbished 3D printers—including private-sale units—with proper inspection or vendor documentation.

FAQs: Financing 3D Printing Technology in Canada

Can I finance 3D printing for prototyping only—not production?
Yes. As long as it serves a business purpose, lenders don’t require volume production.

What if I’m a startup with no revenue yet?
You may still qualify through Mehmi’s network with a co-signer, down payment, or business plan.

Can I finance software and training with the printer?
Yes—many vendors will bundle the quote, which we can finance as a package.

What happens if I want to upgrade in 18 months?
You can refinance, buy out, or structure a trade-in. Ask us about upgrade-friendly lease terms.

Final Word: Additive Manufacturing Without the Upfront Risk

3D printing isn’t just for prototyping anymore—it’s powering real production.
From on-demand manufacturing to complex part design, the ROI is clear.
And now, so is the financing path.

With the right loan, lease, or bundled structure, your business can start benefiting from 3D printing—without waiting to save up capital.

Looking to invest in 3D printing without draining your cash flow?
Speak to a credit analyst or use our calculator to explore equipment financing options tailored to your needs.

3D Printing Equipment Financing for Canadian Businesses