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LUN-VEN : DE 21 H À 19 H HNE
SAMEDI : DE 9 H À 16 H HNE
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437) 777-5901
437) 777-5901
When you're running a trucking or construction business in Canada, the ability to finance essential vehicles—whether it's a dump truck, reefer, flatbed, or used semi—can make or break your operations. Fortunately, even if you have bad credit, options exist to get you the trucks you need without draining your working capital.
In this guide, we'll explore the full spectrum of truck financing in Canada, including how to qualify with bad credit, where to find no money down programs, and how Mehmi Financial Group helps business owners across Ontario and beyond secure fast, flexible funding.
Truck financing is a loan or lease that allows you to purchase commercial vehicles and equipment while spreading the cost over time. Unlike traditional auto loans, truck loans often involve larger amounts, business underwriting, and considerations like:
Truck financing helps preserve your cash flow, offers tax advantages, and enables you to operate modern, efficient equipment without a large upfront investment.
At Mehmi Financial Group, we help clients across Canada finance a wide range of commercial vehicles, including:
Dump trucks are essential in industries like excavation and demolition—but they're also costly. If your credit score isn’t ideal, you can still qualify for financing with Mehmi Financial Group, which offers:
Explore Dump Truck Financing →
Used trucks are more affordable and often easier to finance, especially if you're just starting out. Even with bad credit, you may qualify based on:
We offer approvals in under 48 hours for qualifying borrowers, even those with previous bankruptcies or new businesses.
Need a truck but don’t have a down payment? Some lenders—including Mehmi Financial Group—offer 0 down programs, particularly for:
This is especially helpful when liquidity is tight, or when trucks are urgently needed for new contracts.
Check Out 0 Down Truck Loan Options →
Loan terms and interest rates vary based on:
Here’s a general breakdown of what to expect:
Whether you're in Mississauga, Brampton, Windsor, or Calgary, we work with clients across Canada to secure financing for:
In addition to bank loans, there are alternative vehicle financing programs that cater to small businesses, including:
We guide you through available programs and match you with a lender that fits your profile—even if you’ve been turned down before.
When selecting a lender or broker, look for:
Mehmi Financial Group is trusted by hundreds of Canadian business owners to deliver competitive financing for new and used commercial trucks—even when banks say no.
If you’re searching for dump truck financing for bad credit in Canada, or a no money down used semi truck loan, know this: you’re not alone—and you have options.
With Mehmi Financial Group, you get access to 30+ lenders across Canada, flexible approval criteria, and a team that understands the trucking industry.
Don’t let bad credit or limited capital stall your business. Explore your financing options today.
Speak to a Truck Financing Advisor →
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