Equipment Leases for Canadian Businesses

Own flexibility, not just equipment — with fast, affordable equipment lease options designed for Canadian businesses. Whether you’re upgrading trucks, expanding operations, or preserving cash flow, leasing helps you stay competitive without tying up capital.

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What Is an Equipment Lease?

Gardez votre argent. Obtenez votre équipement. Gardez le contrôle.
Le crédit-bail vous permet equipment lease lets your business access commercial gear — such as trucks, excavators, forklifts, or industrial machinery — for a set term with predictable monthly payments. You keep full operational control, while the lender holds ownership during the lease period. At the end, you can buy the asset, renew the lease, or upgrade to newer models.
  • Paiements mensuels moins élevés
  • Pas de coûts initiaux massifs
  • Option de mise à niveau, de retour ou d'achat à la fin du bail

Equipment Lease Benefits

Possèdent la propriété. Renforcer l'équité. Développez votre entreprise.
Les prêts vous donnent
With Mehmi Equipment Leases, You Can:
  • Possèdent votre camion ou votre équipement dès le premier jour
  • Modalités de prêt fixes ou flexibles
  • Des tarifs concurrentiels, même pour les petites entreprises
  • Créez des actifs précieux pour votre bilan
Parfait si vous voulez :
  • Investir dans la croissance à long terme
  • Pour posséder et contrôler votre équipement
  • Pour constituer des capitaux propres, vous pourrez utiliser plus tard pour obtenir plus de financement

Why Choose Mehmi for Equipment Leasing?

At Mehmi Financial Group, we specialize in fast, flexible equipment leasing programs built for Canadian entrepreneurs. Whether you’re financing construction gear, commercial trucks, restaurant appliances, or warehouse machinery, we help you get approved quickly — even when banks say no.

Our leasing network spans over 30 trusted Canadian and alternative lenders, offering competitive rates and customizable structures to match your business cycle. From startups to established fleets, we provide solutions for every credit type and industry.

‍Why Businesses Across Canada Choose Mehmi:
  • Access to 100+ specialized leasing and finance partners
  • Terms from 12 to 84 months with buyout or renewal options
  • Approvals within 24–48 hours for most applications
  • Available for new, used, or private-sale assets
Lease Smarter — Equipment Leasing Made Easy

Des options de prêt flexibles qui vous permettent de prendre la propriété entre vos mains, sans le stress initial. Nous vous aidons à financer des camions, des remorques ou de l'équipement grâce à des approbations rapides et des paiements adaptés à votre flux de trésorerie.equipment leasing options that help you access the gear you need — without tying up your capital. Whether you’re leasing new, used, or private-sale equipment, we help you get approved fast so your business keeps moving forward.
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Emprunter jusqu'à 500 000$

New, used & private-sale assets approved

Dénalités jusqu'à 72 mois

Fonds dans les 48 heures
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Approbation de prêts d'équipement lourd Canada

Ce que vous pouvez louer ou financer avec Mehmi Financial Group

We offer lease financing solutions across multiple sectors — construction, transportation, agriculture, manufacturing, and hospitality. Whether you’re upgrading, replacing, or expanding, Mehmi makes it easy to access the tools your business needs to grow.
  • Camions de transport, camions à benne, dépanneuses, fourgonnettes de livraison
  • Lits plats, remorques frigorifiques (frigorifiques), fourgonnettes sèches, remorques spécialisées
  • Matériel de construction : Excavatrices, bulldozers, chargeurs, rétrocaveuses
  • Machines spécialisées : chariots élévateurs, moissonneuses, engins miniers, etc.
  • Medical & Dental Equipment: Imaging machines, treatment chairs, sterilization units, lab devices
  • Restaurant & Food Service: Ovens, mixers, refrigeration, prep stations, fryers
Nouveaux ou usagés — nous vous aidons à trouver les meilleures offres.
Check Out Our Full List of Eligible Equipment

Who Qualifies for an Equipment Lease?

Voici ce dont vous avez besoin :

  • Revenu mensuel de 2 000$ ou plus
  • Preuve de pièce d'identité, de revenu et d'adresse
  • Mauvais crédit ? Pas de problème — nous nous spécialisons dans le bon fonctionnement des approbations

Appliquer en moins de 5 minutes.

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Documents requis

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Preuve d'identité
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Preuve de revenu
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Preuve d'adresse
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Détails du compte bancaire

3 Steps. No Surprises.

The Mehmi Financial Group experience is simple, quick, and customized to your financial needs.
1

Find the Equipment you need

Whether it be an individual's private sale or equipment listed by a dealer, there are numerous options available.
Browse Used Equipment
2

Get In Touch

An all-in-one customer service platform that helps you balance everything your customers need to be happy.
3

Get Approved

Secure approval and funding in as little as 24–48 hours with flexible terms.

Equipment Loan vs Lease vs Line of Credit: What’s Right for Your Business?

Feature Equipment Loan Equipment Lease Equipment Line of Credit
Ownership You own the asset from day one Lender owns asset during term; option to buy No ownership until you make a purchase
Best For Long-term use & building equity Preserving cash & tax flexibility Urgent needs, auctions, and fast-moving purchases
Upfront Costs Low to moderate (down payment may apply) First payment + basic lease fees None until you draw funds
Payment Structure Fixed monthly payments Fixed or variable lease payments Interest-only until drawn, then amortized
End-of-Term Options You own the equipment Renew, return, or buy it out Revolves for future use
Credit Requirements Flexible — options available for challenged credit More lenient for startups and low-credit Stronger credit or collateral often needed
Tax Benefits Depreciation and interest deductible Lease payments may be fully deductible* Interest may be tax-deductible

*Tax benefits depend on structure and jurisdiction. Always consult your accountant.

FAQ: Got Questions? We’re Straightforward.

Can I lease used equipment?

Yes. Mehmi offers both new and used equipment leases, including private sales. Used assets are common in trucking, construction, and manufacturing.

What are the average equipment lease rates in Canada?

Rates typically range between 6%–16%, depending on credit, equipment type, and term length. (Source: SPAR Leasing, 2025)

What industries lease the most?

Transportation, construction, manufacturing, and agriculture remain dominant. Leasing demand is up 7% year-over-year, driven by small business growth and rising equipment prices.

Can I get pre-approved before shopping for equipment?

Yes. Getting pre-approved gives you clarity on your financing budget and strengthens your negotiation power when shopping for equipment. This applies to new, used, or private-sale gear across Canada.

Do you offer $0 down or low down payment options?

Yes. For qualified applicants, we structure deals with low or $0 down payments based on credit strength, asset type, and lender policies. This helps preserve working capital while accessing critical equipment.

Can you finance older equipment or high-hour machines?

Yes. We assess the asset’s condition, resale value, and business utility. From older skid steers to high-hour tractors, if it’s viable for commercial use, we’ll consider it — especially for construction, farming, and industrial clients.

Are equipment lease payments tax-deductible?

Yes. Lease payments are often fully deductible as business expenses. Always confirm with your accountant.

What happens at the end of the lease term?

You can buy out the asset, renew the lease, or return it. Mehmi structures flexible terms to match your operational goals.

Trusted by Businesses
Across Canada

24–48 hr approval
All credit types welcome
Serving Canada nationwide

Let’s Get You Funded

Ready to preserve capital and upgrade your fleet, machinery, or workspace?

Our credit analysts can help structure a flexible equipment lease with terms that fit your business.
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