Truck Repair & Overhaul Financing

At Mehmi Financial Group, we provide fast, flexible financing for major truck repairs and full overhauls. Whether you’re facing an unexpected engine failure, a costly transmission rebuild, or a full powertrain replacement, our credit analysts help you get approved fast — so your fleet keeps moving.

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What is Truck Repair & Overhaul Financing?

Gardez votre argent. Obtenez votre équipement. Gardez le contrôle.
Le crédit-bail vous permet major repairs, rebuilds, or full engine overhauls — without waiting on bank approvals or using personal savings. Instead of paying a repair bill upfront, you can spread payments over time while your truck continues generating income.

‍Key advantages:
  • Paiements mensuels moins élevés
  • Pas de coûts initiaux massifs24–48 hours directly to your repair shop
  • Option de mise à niveau, de retour ou d'achat à la fin du bailused or high-mileage trucks
  • Disponible pour les camions et l'équipement neufs ou usagés12 to 60 months

Truck Repair & Overhaul Financing Benefits

Possèdent la propriété. Renforcer l'équité. Développez votre entreprise.
Les prêts vous donnent engines, transmissions, powertrains, or complete in-frame rebuilds, whether you operate a single unit or an entire fleet.
With Mehmi Truck Repair Financing, You Can:
  • Possèdent votre camion ou votre équipement dès le premier jourbefore invoices pile up
  • Modalités de prêt fixes ou flexibles
  • Rebuild instead of replace expensive trucks
  • Créez des actifs précieux pour votre bilan
  • Finance CAT, Cummins, Detroit Diesel, or Paccar engine rebuilds
  • Work with trusted Canadian lenders experienced in transportation
Parfait si vous voulez :
  • Investir dans la croissance à long terme
  • Pour posséder et contrôler votre équipement
  • Pour constituer des capitaux propres, vous pourrez utiliser plus tard pour obtenir plus de financement

Why Choose Mehmi for Truck Repair & Overhaul Financing?

Unexpected breakdowns can halt revenue and disrupt deliveries. While traditional banks rarely finance repair work, Mehmi specializes in commercial truck funding — including repair-only and overhaul loans.

Our team understands the realities of operating in transportation and logistics. We tailor financing to match your repair costs, cash flow, and business model — whether you’re an owner-operator, fleet manager, or repair shop client.

‍Key Advantages:
  • Financing for engine, transmission, or full in-frame overhauls
  • Older trucks and high-mileage units accepted
  • Flexible terms up to 60 months
  • Funds sent directly to your licensed shop or dealer
Finance Smarter — Truck Repair & Overhaul Loans Made Easy

Des options de prêt flexibles qui vous permettent de prendre la propriété entre vos mains, sans le stress initial. Nous vous aidons à financer des camions, des remorques ou de l'équipement grâce à des approbations rapides et des paiements adaptés à votre flux de trésorerie.
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Emprunter jusqu'à 500 000$

Engine & powertrain rebuilds approved

Terms up to 60 months

Funds sent directly to your repair shop
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Approbation de prêts d'équipement lourd Canada

Ce que vous pouvez louer ou financer avec Mehmi Financial Group

We offer truck repair and overhaul financing for businesses across Canada — including owner-operators, fleet managers, and transport companies. Whether you’re rebuilding an engine, replacing a transmission, or restoring multiple units at once, Mehmi makes it easy to fund the work that keeps your fleet earning.

Eligible Repair & Overhaul Items:
  • Engine Rebuilds & Overhauls: CAT, Cummins, Detroit Diesel, Paccar, Volvo
  • Transmission & Drivetrain Repairs: Eaton Fuller, Allison, differential rebuilds
  • Braking & Suspension Systems: Brake chambers, airbags, leaf springs, shocks
  • Electrical & Cooling Components: Alternators, radiators, DEF, aftertreatment systems
  • Frame & Body Work: Collision repair, paint, cab restoration, rust remediation
  • Trailer & Reefer Systems: Thermo King, Carrier units, flooring, liftgates
  • Fleet Maintenance Programs: Bulk repair financing for multiple trucks or trailers
Nouveaux ou usagés — nous vous aidons à trouver les meilleures offres.

Who Qualifies for a Truck Repair & Overhaul Loan?

Voici ce dont vous avez besoin :

  • Revenu mensuel de 2 000$ ou plus
  • Preuve de pièce d'identité, de revenu et d'adresse
  • Mauvais crédit ? Pas de problème — nous nous spécialisons dans le bon fonctionnement des approbations

Appliquer en moins de 5 minutes.

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Documents requis

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Preuve d'identité
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Preuve de revenu
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Détails du compte bancaire

3 Steps. No Surprises.

The Mehmi Financial Group experience is simple, transparent, and built to keep your trucks on the road.
1

Get Your Estimate

Send us your repair or overhaul quote from any licensed shop (engine, transmission, powertrain, trailer/reefer). We review the scope and structure the right financing—often the same day.
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2

Get Matched

We source offers from specialized truck-repair lenders across Canada. You’ll see clear terms, payment options (12–60 months), and whether funds go to you or directly to the shop.
3

Get Approved

E-sign and we release funds—typically within 24–48 hours—so your repair starts immediately and your rig gets back to earning.
Feature Truck Repair Financing Truck Overhaul Financing Equipment Loan
Purpose Cover specific repairs or replacements Finance major engine or full-vehicle rebuilds Purchase new or used trucks and trailers
Funding Speed 24–48 hours 24–72 hours 2–3 business days
Collateral Repaired vehicle or business assets Truck being overhauled Purchased asset or trailer
Best For Owner-operators needing urgent repairs Fleet operators extending truck lifespan Businesses expanding equipment inventory

FAQ: Got Questions? We’re Straightforward.

Can I get approved for truck repair financing with bad credit?

Yes. Mehmi Financial Group works with a wide range of credit profiles — from startups to low-credit and rebuilding owner-operators. Even if banks say no, we can often help structure a flexible repair or overhaul loan that fits your cash flow.

Do you fund repair invoices directly to shops or to the business?

We can send funds directly to licensed repair facilities or to your business account, depending on lender policy and your preference. This keeps repairs moving fast and avoids out-of-pocket delays.

How quickly can I get approved and funded?

Most truck repair loans are approved within 24–48 hours once your repair estimate and documents are submitted. In urgent cases, same-day approvals may be possible for in-frame rebuilds or breakdown emergencies.

Can I finance partial repairs or multiple invoices at once?

Yes. We can consolidate multiple repair estimates — for example, engine, transmission, and suspension work — into one affordable loan or line of credit.

Do you cover major overhauls or engine rebuilds?

Absolutely. Whether it’s a full in-frame rebuild, turbo replacement, or powertrain overhaul, we regularly fund heavy repairs across CAT, Cummins, Paccar, Detroit Diesel, and Volvo engines.

Can I still apply if my truck isn’t fully paid off?

Yes. We can often use your existing truck’s equity as security for the repair loan — even if you still owe on it. This is common for fleet and owner-operator clients.

Do you also finance preventive maintenance or upgrades?

Yes. Preventive repairs, technology upgrades (ELDs, telematics), and fuel-efficiency improvements can all qualify under truck repair or working-capital financing programs.

Trusted by Businesses
Across Canada

24–48 hr approval
All credit types welcome
Serving Canada nationwide

Let’s Get You Funded

Ready to finance your next truck repair, engine rebuild, or fleet overhaul? Let’s talk.
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