Learn what credit score you need for an equipment loan and how to improve yours to access better rates and terms.

Learn how interest rates and fees work in equipment financing. Understand APR, cost factors, and what to ask before signing.

Convert your owned equipment into working capital—without losing it. Learn how sale-leaseback financing works and when to use it.

Learn when it makes sense to refinance your equipment loan—and how to do it step-by-step to save money and improve cash flow.

Unsure if you should lease or buy equipment in 2025? We compare cost, ownership, taxes, and flexibility to help you decide.

Should you pay upfront or finance your equipment? We compare the pros, cons, and growth impacts to help you decide.

Learn 7 key tips to improve your approval odds for an equipment loan or lease—even as a small business.

Avoid costly missteps when financing equipment. Learn the top 10 business owner mistakes and how to make smarter decisions.

Learn how Northern businesses finance mining, aviation, and construction equipment despite remote access and climate challenges.

Learn how PEI’s agri-food, fishing, and tourism businesses finance equipment with flexible loans and leasing in 2025.

Discover how NL businesses in fishing, mining, and oil finance vessels and heavy equipment to drive industrial growth.

Learn how New Brunswick businesses finance forestry, trucking, and construction equipment through flexible loans and leasing.

Learn how Nova Scotia businesses finance fishing, marine, and tourism equipment through loans, leases, and local support options

Learn how Quebec businesses finance equipment in 2025—leasing, loans, local lenders, and tips for navigating la belle province.

Learn about 2025 Ontario equipment financing rates, lender types, and how SMEs are funding key upgrades this year.Ontario is Canada’s largest economy—and also its most diverse. Whether you're operating a logistics company in Brampton, a tech-driven farm in London, or a manufacturing plant in Hamilton, one thing is constant: equipment is essential to growth. But in 2025, interest rates remain elevated, banks have tightened lending criteria, and many business owners are seeking alternatives. This guide walks you through how Ontario-based businesses are financing equipment in 2025—including typical interest rates, types of lenders, and the financing structures that make the most sense today. Why Ontario Businesses Are Financing More in 2025 With high inflation in recent years and tightening from traditional banks, more business owners are: Facing slower approvals or larger down payment requests from major banks Seeking fast, flexible options from non-bank lenders Upgrading to more efficient or tech-driven equipment Spreading costs to preserve cash flow and working capital Whether you're a tradesperson, fleet operator, or warehouse owner, equipment loans and leases remain the fastest way to access business-critical machinery without straining your cash. What Types of Equipment Are Being Financed in Ontario? Ontario’s industrial and service base is incredibly diverse. Here’s what businesses are actively financing: Common Equipment Categories: Transportation: Trucks, trailers, reefer units, GPS/ELD tech Construction: Excavators, lifts, jobsite tools, generators Manufacturing: CNC machines, press brakes, conveyor systems Agriculture: Tractors, grain handling, irrigation systems Office & Retail: POS systems, copiers, refrigeration, digital signage Medical & Dental: X-ray, sterilization, patient monitoring, lasers Warehousing: Racking, forklifts, packaging systems Equipment Financing Rates in Ontario (2025) Rates depend on several factors: Your business credit and financials The type and age of equipment Whether it’s new or used Your down payment and loan structure The lender’s risk appetite html Copy Edit

Discover how Manitoba businesses in trucking, farming, and manufacturing finance equipment to stay competitive in 2025.

Learn how Saskatchewan farms and mining companies finance equipment with help from local lenders and industry aligned solutions.

Learn how Alberta businesses finance oilfield, farm, and industrial equipment with smart loan and lease strategies.

Explore how BC businesses in forestry, film, and construction finance equipment with flexible loan options and tax benefits.

Learn how businesses in Canada finance servers, laptops, and office tech to stay modern without upfront capital strain.

Learn how Canadian fleets and truckers finance electric and autonomous trucks to future-proof operations.