Restaurant Equipment Leasing in Canada

Lease restaurant equipment in Canada with ease. Mehmi Financial Group offers flexible, fast, and affordable leasing options for startups and established restaurants.

Written by
Published on
May 30, 2025
Updated on
October 9, 2026

Quick answer: Lease restaurant equipment in Canada with ease. Mehmi Financial Group offers flexible, fast, and affordable leasing options for startups and established restaurants.

Financing options to compare

OptionBest suited forRepayment structureWhat to compare
Equipment loanBusinesses planning to own the assetFixed scheduled paymentsDown payment, term, fees, lien, prepayment
Equipment leaseBusinesses prioritizing payment flexibilityScheduled lease paymentsEnd-of-term option, residual, fees, buyout
Business line of creditSmaller recurring purchases or depositsRevolving balanceDraw limits, interest, renewal, security

Terms, eligibility and costs vary by lender and borrower profile. Compare the full financing agreement rather than relying on a single payment or rate.

Opening or expanding a restaurant is exciting—but also expensive. One of the biggest upfront costs is kitchen equipment. Rather than paying out-of-pocket, restaurant equipment leasing lets you preserve capital while getting the tools you need.

Related guide: Rent-Try-Buy Restaurant Equipment North America.

Related: Restaurant Business Loans for Equipment Repairs Canada.

At Mehmi Financial Group, we specialize in restaurant equipment leasing across Canada, helping cafés, bakeries, food trucks, and fine-dining restaurants secure the best tools without breaking the bank.

Why Lease Restaurant Equipment?

  • Preserve Cash Flow: Spread out payments instead of paying thousands upfront.
  • Access Modern Equipment: Easily upgrade to the latest appliances.
  • Tax Benefits: Monthly lease payments are often fully deductible.
  • Fast Approval: Get approved in days—not weeks.
  • Minimal Upfront Costs: Lower barrier to entry compared to traditional loans.

What Can You Lease?

You can lease just about anything your kitchen or dining room needs:

  • Commercial ovens, stoves, and fryers
  • Refrigerators, freezers, and walk-ins
  • Beverage stations and espresso machines
  • Dishwashers and sanitation systems
  • POS systems, software, and furniture

How It Works

  1. Pick your equipment: Choose what your restaurant needs.
  2. Apply online: Submit a simple lease application.
  3. Get approved: Fast turnaround from our expert team.
  4. Lease and launch: Equipment is delivered and ready for service.

Why Choose Mehmi Financial Group?

We know restaurants run on tight margins. That’s why we:

  • Offer custom lease structures to fit your cash flow
  • Work with startups and established restaurants
  • Provide nationwide support from Toronto to Vancouver
  • Deliver fast answers, clear numbers, and honest advice

Apply today and get the equipment you need to serve more customers—without the financial strain.

FAQ: Restaurant Equipment Leasing

1. What is restaurant equipment leasing, and how does it work?
It allows you to rent equipment for a fixed term instead of buying it, with options to upgrade or purchase later.

2. What kinds of restaurant equipment can I lease?
From ovens and fridges to dishwashers and POS systems—you can lease almost any commercial item.

3. What are the benefits of leasing over buying?
Leasing offers lower upfront costs, easier upgrades, and potential tax savings.

4. How fast can I get approved?
Approval and funding timelines vary by lender, application completeness, and required conditions.

5. Can new restaurants lease too?
Yes. We work with startups and offer lease programs even if you’re just opening your first location.

Need equipment fast without draining your budget? Reach out to us at Mehmi Financial Group—we’re here to help you grow.

BDC’s equipment-financing guide emphasizes the complete financing structure when comparing offers.

“Don’t focus only on interest rates”

— BDC — Concetta Farina, Account Manager

For the equipment decision discussed here, compare the amount financed, payment schedule, collateral and remaining obligations alongside the quoted rate.

YOUR NEXT STEP WITH MEHMI

Ready to move forward?

Choose the path that fits your role. Whether you're seeking capital, selling equipment, or placing a client file, start in the right place.

FOR BUSINESS OWNERS

Find financing for your next move.

Buying equipment, refinancing, or managing cash flow? Share your amount, purpose, and timeline so we can review potential options.

Get Financing Options →

For businesses looking for capital

FOR EQUIPMENT VENDORS

Give more buyers a way forward.

Offer financing as part of your sales process and help customers move ahead without building your own lending operation.

Explore Vendor Financing →

For dealers, distributors & manufacturers

FOR BROKERS & ISOs

Have a commercial file to place?

Explore Mehmi's broker program for equipment and business financing submissions and working with our team.

Explore Broker Program →

For commercial finance professionals

Mehmi Financial Group serves Canada and eligible U.S. markets. Financing availability and terms are subject to lender review.