Heavy Equipment Financing in Canada

Heavy-duty equipment is the backbone of every construction site, fabrication shop, and industrial plant. At Mehmi Financial Group, we make it easy to finance yellow iron, CNC machinery, and industrial tools without draining your working capital.

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What Is Heavy Equipment Financing?

Le crédit-bail vous permet
Instead of paying upfront, you make manageable monthly payments while keeping cash available for payroll, materials, and growth.

‍With Mehmi Heavy Equipment Loans, You Can:
  • Paiements mensuels moins élevés
  • Pas de coûts initiaux massifs
  • Option de mise à niveau, de retour ou d'achat à la fin du bail
  • Disponible pour les camions et l'équipement neufs ou usagés
  • Build equity and long-term asset value

Heavy Equipment Loan Benefits

Possèdent la propriété. Renforcer l'équité. Développez votre entreprise.
Les prêts vous donnent
With Mehmi Heavy Equipment Financing, You Can:
  • Possèdent votre camion ou votre équipement dès le premier jour
  • Modalités de prêt fixes ou flexibles
  • Des tarifs concurrentiels, même pour les petites entreprises
  • Créez des actifs précieux pour votre bilan
Parfait si vous voulez :
  • Investir dans la croissance à long terme
  • Pour posséder et contrôler votre équipement
  • Pour constituer des capitaux propres, vous pourrez utiliser plus tard pour obtenir plus de financement

Why Choose Mehmi for Heavy Equipment Financing?

At Mehmi Financial Group, we specialize in fast, flexible financing for construction and industrial businesses across Canada. Whether you’re upgrading your fleet of yellow iron, adding a new CNC line, or refinancing high-value machinery — we make the process simple, quick, and tailored to your project timeline.

Our team understands that timing matters on job sites and in production. That’s why we offer new, used, and private-sale heavy equipment loans, with approval options for startups, growing contractors, and established manufacturers.

We’re trusted by construction firms, fleet managers, and machine shops nationwide because we make equipment financing affordable, transparent, and designed around your cash flow.
Finance Smarter — Heavy Equipment Loans Made Easy

Des options de prêt flexibles qui vous permettent de prendre la propriété entre vos mains, sans le stress initial. Nous vous aidons à financer des camions, des remorques ou de l'équipement grâce à des approbations rapides et des paiements adaptés à votre flux de trésorerie.own your excavators, loaders, or CNC machines — without draining your cash flow. Whether you’re buying new, used, or private-sale machinery, we help you get approved fast and keep your projects moving.
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Emprunter jusqu'à 500 000$

New, used & private-sale equipment approved

Dénalités jusqu'à 72 mois

Fonds dans les 48 heures
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Approbation de prêts d'équipement lourd Canada

Ce que vous pouvez louer ou financer avec Mehmi Financial Group

We offer heavy equipment financing solutions for businesses in construction, manufacturing, fabrication, and industrial sectors. Whether you’re replacing old machinery, adding a new excavator to your fleet, or upgrading to precision CNC equipment — Mehmi Financial Group makes it easy to access the tools that power your business.
  • Construction & Yellow Iron Equipment: Excavators, bulldozers, wheel loaders, backhoes, skid steers, graders, dump trucks, pavers, compactors, cranes
  • CNC & Industrial Machinery: CNC mills, lathes, press brakes, plasma cutters, laser cutters, grinders, hydraulic presses, fabrication machines
  • Material Handling & Support Equipment: Forklifts, telehandlers, scissor lifts, air compressors, generators, welding gear, shop equipment
  • Transportation & Site Equipment: Flatbed trailers, service trucks, fuel tanks, trenchers, attachments, and specialized hauling equipment
Nouveaux ou usagés — nous vous aidons à trouver les meilleures offres.
Check Out Our Full List of Eligible Equipment

Who Qualifies for an Equipment Loan?

Voici ce dont vous avez besoin :

  • Revenu mensuel de 2 000$ ou plus
  • Preuve de pièce d'identité, de revenu et d'adresse
  • Mauvais crédit ? Pas de problème — nous nous spécialisons dans le bon fonctionnement des approbations

Appliquer en moins de 5 minutes.

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Documents requis

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Preuve d'identité
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Preuve de revenu
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Preuve d'adresse
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Détails du compte bancaire

3 Steps. No Surprises.

The Mehmi Financial Group experience is simple, quick, and customized to your financial needs.
1

Find the Equipment you need

Whether it be an individual's private sale or equipment listed by a dealer, there are numerous options available.
Browse Used Equipment
2

Get In Touch

An all-in-one customer service platform that helps you balance everything your customers need to be happy.
3

Get Approved

Secure approval and funding in as little as 24–48 hours with flexible terms.

Heavy Equipment Loan vs Lease vs Line of Credit: What’s Right for Your Operation?

Feature Heavy Equipment Loan Equipment Lease Equipment Line of Credit
Ownership Own your excavator, loader, or CNC from day one Lender retains ownership during term; option to buy at end No ownership until purchase is made using the credit line
Best For Long-term use, equity growth, and major asset purchases Short-term projects or seasonal construction contracts Fast access to capital for auctions, private sales, or repairs
Upfront Costs Low to moderate; down payment may apply depending on credit First payment + standard lease fees No cost until funds are drawn for an equipment purchase
Payment Structure Fixed monthly payments with predictable terms Fixed or variable payments depending on structure Interest-only payments until drawn, then amortized
End-of-Term Options Full ownership of the asset Renew, return, or buy out at fair market value Revolving access for future heavy equipment purchases
Credit Requirements Flexible — approvals available for startups or challenged credit Often more lenient for new contractors and growing fleets Stronger credit or collateral typically required
Tax Benefits Depreciation and interest may be deductible Lease payments may qualify as business expenses* Interest may be tax-deductible for business use

*Tax benefits depend on your business structure and jurisdiction. Always consult your accountant.

FAQ: Got Questions? We’re Straightforward.

Can I get approved with bad credit or limited credit history?

Yes. Mehmi Financial Group provides heavy equipment financing for all credit types — including startups, low-credit applicants, and those rebuilding after financial setbacks. Our flexible underwriting helps business owners access capital even when banks say no.

Do you finance used or high-value industrial equipment like excavators or CNC machines?

Absolutely. We finance new, used, and private-sale heavy equipment — including excavators, skid steers, bulldozers, and CNC machinery. Whether you’re buying from a dealer, auction, or private seller, we can structure the right plan.

How fast can I get approved and funded?

Most applications are reviewed and approved within 24–48 hours. Once documents are received, our process allows for quick turnaround on construction, manufacturing, and industrial assets. Many clients receive full funding within two business days.

Can I get pre-approved before choosing equipment?

Yes. Pre-approval gives you a clear financing budget and improves your purchasing leverage when negotiating with vendors or private sellers. We can issue conditional approvals so you can shop with confidence.

Do you offer $0 down or low down payment options?

Yes. For qualified applicants, we offer low or $0 down programs depending on credit profile, asset condition, and lender tier. This helps preserve working capital while securing essential equipment for your operation.

Can I refinance or unlock cash from owned heavy equipment?

Yes. We offer sale-leaseback programs and asset-based refinancing for trucks, loaders, and CNC machinery. This lets you tap into equity from paid-off equipment to support expansion, payroll, or new contracts.

Do you fund startups or newly incorporated construction or manufacturing companies?

Yes. We work with newer businesses that have strong cash flow or contracts but limited time in operation. Our lender network includes startup-friendly programs with flexible terms and soft-credit underwriting.

Trusted by Businesses
Across Canada

24–48 hr approval
All credit types welcome
Serving Canada nationwide

Let’s Get You Funded

Ready to finance your next excavator, loader, or CNC machine? Let’s talk.
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