Finance trucks, trailers, construction machinery, manufacturing equipment and other commercial assets through Mehmi Financial Group.
We help businesses in Vancouver and across the Lower Mainland compare equipment financing and leasing options based on the asset, business history, cash flow and credit profile.
Banks in Canada are slow, structured around large corporate clients, and often decline deals that don't fit a narrow credit profile. A traditional bank approval for equipment financing can take three to eight weeks, requires full financial statements regardless of deal size, and provides one offer from one institution.
Mehmi works differently. We are a financing broker with access to a network of institutional lenders, which means your file is structured to get the best available approval across multiple credit programs, not just one bank's appetite.
Not sure which structure is right for your deal? Read our guide on equipment loan vs lease in Canada before you apply.
The Situation
A Lower Mainland excavation contractor had been operating for six years and needed a used excavator for a new project beginning in three weeks.The excavator had a purchase price of $185,000. The business could have used a large amount of cash toward the purchase, but the owner wanted to keep funds available for payroll, fuel, materials, insurance, and unexpected project costs.
The Challenge
The machine was used and had approximately 4,800 operating hours. The equipment dealer also needed a timely commitment because another buyer was interested.The contractor needed a financing structure that considered the equipment’s age, condition, value, and remaining useful life.
The Financing Approach
A complete file would normally include:A business credit application The dealer’s equipment invoice Recent business bank statements Equipment year, make, model, serial number, and hours Photos or a condition reportCompany ownership information Proof that insurance could be arranged A lender could then review a multi-year equipment lease or loan with an appropriate down payment, subject to the contractor’s credit, cash flow, and the equipment assessment.
The Result
Once the lender’s conditions were met and the documents were signed, the dealer could be paid directly.The contractor would receive the excavator without paying the entire purchase price upfront, leaving more operating cash available for the project.The Main LessonFor used equipment financing, a complete application and clear equipment information can be just as important as the buyer’s credit score.
Finance Class 8 trucks, day cabs, flatbeds, and trailers with competitive rates and fasr approvals for owner-operators and fleets.
Access fast funding to cover payroll, inventory, or operational gaps. Short-term loans designed around your business cycle, not a bank's timeline.
Already own equipment? Unlock its equity — refinance existing loans or sell and lease back assets to free up capital without losing use of the equipment.
Cover the cost of repairs without draining your cash. From tires and general maintenance to engine overhauls and rebuilds, we offer manageable monthly payment.
Lease construction, manufacturing, oilfield, or medical equipment with flexible terms — preserve cash flow and get the equipment you need today.
Turn unpaid invoices and freight bills into same-day cash. Ideal for trucking companies and logistics operators managing 30–90 day payment terms.
Partner with Mehmi to offer financing directly to your customers at point of sale. Grow your sales, close faster, and let us handle the credit work.
I am really happy with the service that was provided. Communication was great and would refer anyone to get financing/leasing done from them.
Zora helped us finance our fleet of commercial trucks and trailers in Windsor and kept the process clear and organized. We got an pre-approval in about 48 hours, and the terms matched what I needed for cash flow. I’d recommend them to Canadian business owners who want straightforward truck financing.
I had an excellent experience with Mehmi Financial Group! The team made the process of getting qualified for an equipment loan seamless and stress-free. They were professional, responsive, and really took the time to understand my needs. Highly recommend to anyone looking for reliable and efficient equipment financing in Canada!
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