CALGARY · ALBERTA
Commercial equipment. A plan built around your business.
Plan equipment purchases for a Calgary fleet, contracting business, industrial operation or growing practice. Mehmi helps review financing requests around the equipment, operating history and cash required to keep the business running.
Discuss your financing needs ↗
Calgary’s economy includes energy and environmental services, transportation and logistics, agribusiness and other commercial sectors. For equipment planning, that means looking beyond the machine: a service unit may depend on project work, while a distributor needs dependable daily capacity. Separate committed work from anticipated demand when forecasting repayment.
Mehmi Financial Group is an equipment financing and leasing brokerage. We help compare options around the asset, purchase price, operating history, cash flow and credit profile.
Calgary Economic Development sectors ↗Bring the practical details behind the purchase.
Highway tractors, trailers, commercial vans, forklifts and dock equipment.
Excavators, skid steers, loaders, CNC machines, presses and packaging systems.
Dental chairs, diagnostic equipment, commercial ovens, refrigeration and other business assets.
| Approach | How it works | What to review |
|---|---|---|
| Equipment loan | A purchase financed over an agreed term. | Review security, down payment, total repayment and any final balance. |
| Equipment lease | Use of the asset under a contract with defined end-of-term conditions. | Compare rentals, deposit, buyout or return conditions and residual exposure. |
| Cash purchase | Pay the seller from available business funds. | Compare the upfront cash use with operating reserves and other planned spending. |
A financing label does not determine tax treatment. Canadian and U.S. rules differ, and a lease may be treated differently from a purchase depending on the agreement. Confirm deductions, sales tax and timing with your accountant.
Explore equipment leases ↗ · Compare loan and lease scenarios ↗Tax references: CRA leasing costs ↗ · IRS lease or purchase treatment ↗
The quote is the starting point, not the entire cash requirement. A purchase can also involve inspection, freight, site preparation, installation and a period before the asset produces revenue. Show these items separately and confirm which costs the proposed financing covers.
For an expansion, compare the additional contribution with the full payment and operating commitment. For a replacement, review repair costs, expected downtime and the amount still owed on the current asset. A trade-in allowance does not necessarily clear the existing balance.
Use your own numbers and one currency.
Start with the equipment and the business purpose, then document how the payment fits the operating cycle. New and used equipment, dealer purchases and private sales may be considered, subject to the application and verification.
For a used unit, explain age, hours or mileage, condition and service history. For specialized machinery, include installation, acceptance and supplier support. Share any sale deadline before paying a deposit.
Discuss your equipment purchase ↗The exact request depends on the transaction.
Describe the asset, business location, purchase price and intended use.
Provide the requested documents. Discuss cost, security, payment timing and conditions.
If approved and you choose to proceed, complete the agreement and required conditions before disbursement.
602 12 Avenue SW, Suite 500, Calgary, AB T2R 1J3
Call 1-833-863-4644 ↗Contact the team to arrange a meeting before visiting.
Contact us ↗Calgary, Airdrie, Chestermere, Cochrane, Okotoks, Rocky View County, Foothills County, Strathmore and High River
We also support businesses elsewhere in Canada and eligible U.S. markets. Tell us where the business and equipment are located so the team can assess the appropriate route.
Review the asset, contribution and repayment structure.
Compare a repair budget with replacement and downtime.
Separate payroll, supplies and invoice timing from the asset purchase.
Yes. Share the business address and equipment location. Mehmi supports requests from nearby communities, across Canada and eligible U.S. markets; availability and terms vary by location and transaction.
Used assets and private sales may be considered. Provide equipment identification, condition, seller details and the proposed purchase terms. Ownership, liens and valuation may need verification before a transaction can proceed.
Explain the operating history, relevant experience, available contribution and repayment plan. The asset and business profile are reviewed together. A request can be discussed without implying that approval or a particular product is guaranteed.
Separate the equipment price from taxes, delivery, installation, inspections and working capital. Confirm which costs are eligible for the proposed structure and how much must be paid from business funds.
Costs and timing depend on the product, business profile, equipment, verification and completion of conditions. Compare a written proposal and identify seller deadlines early; no funding date is guaranteed.
Contact Mehmi at 1-833-863-4644 or through the contact page to arrange a meeting. Confirm availability before visiting the office.
A Canadian guide to the documents, costs and decisions behind a financing request.
A Canadian guide to the documents, costs and decisions behind a financing request.
These articles focus on Canada. Requirements for U.S. transactions may differ.
Browse all financing articles ↗Share the equipment, purchase amount, business location and intended use.
Apply for financing ↗Financing is subject to application review and approval. Availability, costs, terms and documentation vary by business, product and location. This page provides general information and is not a financing offer.
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