Business and Equipment Financing, Matched to Your Needs

Find financing to buy equipment, manage cash flow, or grow your business.

Bank declined? You may still have financing options.

Let’s Get Your Business Funded

What Our Clients Say

Google Reviews
Leave us a Review!

I am really happy with the service that was provided. Communication was great and would refer anyone to get financing/leasing done from them.

Harpreet Basi

Google review

I had an excellent experience with Mehmi Financial Group! The team made the process of getting qualified for an equipment loan seamless and stress-free. They were professional, responsive, and really took the time to understand my needs. Highly recommend to anyone looking for reliable and efficient equipment financing in Canada!

Azaan Popat

Google review

Super fast responses, very professional, and you can tell they genuinely care about their clients. They stay connected throughout the process and make everything smooth and stress free

Daniel Dowell

Google review

Mehmi Financial Group helped us secure an equipment loan in Brampton with a lower down payment than we expected. Fast, professional, and easy to work with.

Savith Mankidy

Google review

Expanding my medical practice required new equipment, and the financing solution was exactly what I needed.

Auri 77

Google review

One of the best financing services available, they were able to meet my needs and secure funding a timely manner. Very well connected, and supported me in my other business matters.

Haider Zaidi

Google review

Mehmi Financial Group simplified our equipment financing process for our small service-based business. Jodh reviewed our financials, explained options, and negotiated terms that fit our budget. The speed, transparency, and clear communication stood out. We’ve used Mehmi for multiple equipment purchases and plan to expand with them. If you’re a Canadian business owner seeking honest, professional equipment financing, I highly recommend Mehmi Financial Group.

Brian L

Google review

Our manufacturing plant needed a new CNC machine, and their financing options were perfect. They truly understand manufacturing & CNC machinery

Cri Balconi

Google review

great people great work, super smooth process. very happy with the outcome and would love to work with the team again.

Kartik Gupta

Google review

Zora helped us finance our fleet of commercial trucks and trailers in Windsor and kept the process clear and organized. We got an pre-approval in about 48 hours, and the terms matched what I needed for cash flow. I’d recommend them to Canadian business owners who want straightforward truck financing.

Emily Shleyfman

Google review

Very happy with the service. Mehmi Financial Group is one of the best in Canada for financing.

Kaan Un

Google review

I had an excellent experience with Mehmi Financial. They did a great job getting me approved for truck financing and made the whole process smooth and straightforward. The staff is smart, diligent, and always took the time to answer my questions. I highly recommend Mehmi Financial to anyone looking for professional and reliable financing help.

Prabhnoor

Google review

The only solution you can truly rely on when it comes to financing. Jodh was a pleasure to work with and got us financing for equipment in a short amount of time. Very professional team. Would highly recommend them!

Avi

Google review

Had a great experience with them. They were able to help me secure the funds I needed in a timely manner. Their knowledge on loan structures and find the best solution for me was greatly appreciated. thanks again!

Vik Goorah

Google review

I had an amazing experience working with Mehmi Financial Group. The team was knowledgeable, responsive, and truly went above and beyond. I highly recommend them.

Adarsh Nair

Google review

The Mehmi financial group made getting a loan super quick and easy! Would definitely recommend to any fellow truckers.

Deep Mistry

Google review

Got my truck financed through Mehmi financial group . Very hardworking and Knowledgeable team. Zora has been great help throughout the process. He go’s out of his way to make things happen. Very important I would recommend them to all my circle. Thank you so very much.

Gurkaran Bajwa

Google review

I had an excellent experience with Mehmi Financial Group. Their team provided professional financial advice that made it much easier for me to manage and organize my finances. They were knowledgeable, responsive, and genuinely cared about helping me reach my financial goals. I’d highly recommend Mehmi Financial Group to anyone looking for trusted, results-driven financial guidance.

Haris Mahmood

Google review

4.9
from
71
Reviews

Our Process

1
Tell Us What You Need
No obligation. Clear review. Clear options.
2
Explore Financing Options
We review your file and help you apply to potential providers. Approval and terms depend on their assessment.
3
Complete Final Requirements
If approved, we help coordinate documents and outstanding conditions. Funding remains subject to the provider's final requirements.

Recently Closed & Approved

FUNDED · JUL

$60,967

Truck repair financing

Red 2022 Volvo VNL760 sleeper truck for commercial truck financing

APPROVAL SECURED · FEB

$87,495

2022 Volvo VNL760 sleeper truck

2020 Case CX350 excavator financed for construction equipment in Canada

APPROVED · JUN

$218,000

2020 Case CX350 excavator with attachments

2015 Ram cargo van with roof rack for commercial vehicle financing

APPROVAL SECURED · OCT

$6,200

2015 Ram cargo van

2022 Garland double-deck commercial oven for restaurant equipment financing

APPROVAL SECURED · OCT

$25,350

2022 Garland double-deck oven

2022 Massey Ferguson 2407H tractor with front loader for agricultural equipment financing

APPROVAL SECURED · FEB

$30,000

2022 Massey Ferguson 2407H tractor

2020 International RH613 day cab truck financed for commercial transportation

APPROVAL SECURED · MAR

$36,299

2020 International RH613 day cab

2020 Volvo VNL760 commercial truck financed for transportation

APPROVAL SECURED · NOV

$65,499

2020 Volvo VNL760 commercial truck

2022 Kenworth W900B commercial truck financed in Canada

FUNDED · DEC

$150,000

2022 Kenworth W900B truck

Dermalase laser hair-removal equipment financed for a beauty business

APPROVAL SECURED · FEB

$25,000

Laser hair-removal equipment

2011 Genie GTH844 telehandler financed for construction work in Canada

APPROVAL SECURED · MAR

$39,000

2011 Genie GTH844 telehandler

2021 Komatsu D51 bulldozer approved for construction equipment financing

APPROVED · JUN

$104,650

2021 Komatsu D51 bulldozer

2021 Kenworth T680 sleeper truck financed for commercial trucking

FUNDED · MARCH

$50,000

2021 Kenworth T680 sleeper truck

Ophthalmic exam-lane chair and instrument stand financed for an eye-care practice

APPROVED · OCTOBER

$200,745

Medical exam-lane equipment

2019 Freightliner M2 106 box truck financed for commercial transportation

FUNDED · SEPTEMBER

$45,000

2019 Freightliner M2 106 commercial truck

FAQs

How fast can I get approved and funded?
Approval and funding timelines vary by lender, financing type, and the completeness of your application. Have three to six months of business bank statements (PDF works best) ready before you apply. For equipment financing, add the equipment quote or invoice and proof of insurance. Used equipment and private sales may require additional lien searches and VIN or serial number checks.
What credit score do I need for equipment financing?
There is no single universal credit-score cutoff. Lenders may consider credit alongside time in business, cash flow, existing obligations, the asset and the requested structure. Requirements differ by financing type and provider, and stronger credit can expand the options available.
Can I get financing with bad credit, or after my bank said no?
A bank decline does not automatically mean no other options are available. Equipment-focused and alternative lenders may assess the asset, deposits, revenue trend, industry and overall credit profile differently. Approval is not guaranteed, and some files may require more equity, collateral, shorter terms or other conditions.
How much of a down payment do I need?
Down-payment requirements depend on the financing structure, lender, asset, credit profile and transaction. Some equipment transactions may require little upfront equity while others require a meaningful contribution. Working-capital products are structured differently and are not evaluated as an equipment down payment.
Should I lease or buy equipment?
The better fit depends on how long you plan to use the equipment, your cash flow and the available terms. Financing a purchase may suit long-term ownership; leasing may offer different payment and replacement options. Compare total cost as well as monthly payments, including the deposit, fees, insurance, maintenance, early-exit costs and any end-of-term payment. Payments may be fixed or variable. Ownership, buyout, return and renewal rights depend on the agreement. A lower monthly payment can still mean a higher total cost. We can help you review available quotes, subject to eligibility, provider approval and final terms.
What is Mehmi's Embedded Finance program?
If you sell, manufacture or distribute equipment, our vendor program lets you offer your customers equipment financing right at the point of sale. Your customer picks the equipment and fills out a short application through your showroom or website. We assign a credit analyst to your deals, match each customer with the right lender and handle the paperwork. Approval timelines depend on the lender and the completed application, and you get paid when the deal closes. There's no setup cost, and the financing sits with the lender, not on your books.
Difference between equipment and business financing?
Equipment financing is tied to a specific asset and may use that asset as security. Business financing such as working capital or a line of credit is generally based more on the business's cash flow and credit profile. Down payments, collateral, pricing and documentation vary by product, lender and transaction.
What documents do I need to apply?
Required documents vary by financing type and lender. Common requests can include business bank statements, government-issued identification and basic company information. Equipment transactions may also require a quote or invoice, asset details and insurance before funding, while other business-financing requests may require financial statements or tax information.

Built for Business. Backed by Experience.

Built for Business.
Backed by Experience.

White outline map of North America on a brown background, above the text 'Serving Canada & United States' in white letters.