Fast, flexible
business
financing to help your business grow.

Secure capital for cash flow, equipment, or business growth when banks aren't an option.
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What we do

Equipment Financing

Lease equipment. Preserve cash.

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Business Loans

Capital for everyday business needs.

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Embedded financing

Offer Customers financing. Close sales faster.

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Refinancing & Sale Leaseback

Unlock equipment equity. Keep using it.

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Invoice & Freight Factoring

Access working capital from eligible invoices.

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Who we serve

Optimize your fleet operations and grow your trucking business efficiently. Explore tailored financial solutions for commercial trucks, fleet expansions, and transportation equipment financing.

Transportation & Logistics

Get competitive financing for heavy machinery and construction equipment. From bulldozers to excavators, empower your projects with affordable leasing and purchase options.

Construction & Contractors

Streamline production and enhance warehouse productivity. Access financing for machinery, equipment upgrades, warehouse automation, and inventory management systems.

Manufacturing & Wholesale

Elevate patient care with medical, dental, and wellness equipment financing. Obtain the latest technology, medical tools, and clinic essentials to boost practice efficiency.

Medical, Dental & Health Wellness

Empower your workspace and retail operations with financing for office equipment, technology upgrades, retail displays, and point-of-sale systems. Grow productivity and enhance customer experiences.

Farming & Agriculture

Empower your workspace and retail operations with financing for office equipment, technology upgrades, retail displays, and point-of-sale systems. Grow productivity and enhance customer experiences.

Technology & Business Services

Empower your workspace and retail operations with financing for office equipment, technology upgrades, retail displays, and point-of-sale systems. Grow productivity and enhance customer experiences.

Forestry, Mining & Energy

Empower your workspace and retail operations with financing for office equipment, technology upgrades, retail displays, and point-of-sale systems. Grow productivity and enhance customer experiences.

Aviation & Marine

Fund your culinary venture with specialized financing for restaurants, cafés, and food trucks. Obtain the necessary kitchen equipment and operational resources to drive success.

Restaurant, Hospitality & Food Service

“I needed financing, not another bank runaround. Mehmi made the process simple, matched me with the right option, and helped me get the funding my business needed.” - Small Business Owner

Why North American Companies Choose
Mehmi Financial Group

  • Certainty Before Submission
    Finance equipment without draining your cash flow.

  • Strong Lending Relationships
    We match each deal with the right lender, terms, and structure.

  • Transparency and Honesty
    We structure each deal with the right lending partner for approval.

Our Process

1
Tell Us What You Need
No obligation. Clear review. Clear options.
2
Get Matched and Approved
We review your file, match lenders, and present clear options.
3
Sign, Insure, and Get Funded
We handle conditions, documents, vendors, and funding.

What Our Clients Say

Google Reviews
Leave us a Review!

I am really happy with the service that was provided. Communication was great and would refer anyone to get financing/leasing done from them.

Google reviewer
Harpreet Basi
1 weeks ago

Zora helped us finance our fleet of commercial trucks and trailers in Windsor and kept the process clear and organized.

Google reviewer
Emily Shleyfman
2 weeks ago

I had an excellent experience with Mehmi Financial Group! The team made the process of getting qualified for an equipment loan seamless and stress-free. They were professional, responsive, and really took the time to understand my needs.

Google reviewer
Azaan Popat
3 weeks ago

I refinanced our equipment with flexible terms and a lower down payment, even when the banks wanted me to put much more up front. Great company to work with.

Google reviewer
pierina pezan
3 weeks ago

We set up a vendor program with Mehmi Financial Group so we can offer leasing to our customers at the point of sale. David guided us through the whole process, explained everything and made it easy for our customers to get approved without delays.

Google reviewer
Aaron Vasant
3 weeks ago

Mehmi Financial Group helped our Ontario business get equipment financing quickly and with minimal back-and-forth. Clear guidance, responsive team, and terms that fit our budget.

Google reviewer
Sterling Phoenix
4 weeks ago
4.8
from over
86
Reviews

FAQs

How fast can I get approved and funded?
Approval and funding timelines vary by lender, financing type, and the completeness of your application. Have three to six months of business bank statements (PDF works best) ready before you apply. For equipment financing, add the equipment quote or invoice and proof of insurance. Used equipment and private sales may require additional lien searches and VIN or serial number checks.
What credit score do I need for equipment financing?
There is no single universal credit-score cutoff. Lenders may consider credit alongside time in business, cash flow, existing obligations, the asset and the requested structure. Requirements differ by financing type and provider, and stronger credit can expand the options available.
Can I get financing with bad credit, or after my bank said no?
A bank decline does not automatically mean no other options are available. Equipment-focused and alternative lenders may assess the asset, deposits, revenue trend, industry and overall credit profile differently. Approval is not guaranteed, and some files may require more equity, collateral, shorter terms or other conditions.
How much of a down payment do I need?
Down-payment requirements depend on the financing structure, lender, asset, credit profile and transaction. Some equipment transactions may require little upfront equity while others require a meaningful contribution. Working-capital products are structured differently and are not evaluated as an equipment down payment.
What are the rates right now?
Pricing varies by lender, credit profile, asset, term, amount and market conditions. Compare the full cost, not just the headline rate, including fees, payment frequency, prepayment terms, residual or buyout obligations, and any variable-rate provisions. A quote is specific to the transaction.
Should I lease or buy equipment?
This question is only about equipment, not business financing generally. Buy if you'll keep the equipment for years and want to own it. Lease if you want lower payments, replace equipment often, or need to keep cash free for other things. With a loan, or a conditional sales contract in Canada, you make fixed payments and own the asset at the end. A lease usually costs less each month, but the ending matters. A $1 buyout lease leaves you the owner. A fair market value lease has the lowest payment, but you pay again to keep the equipment. Tell us how long you plan to run it and we'll price both side by side.
Do you finance in both Canada and the United States?
Mehmi serves businesses across Canada and eligible markets in the United States. Product availability and eligibility can vary by province or state, lender, financing type and transaction. The documentation and security process also differs by jurisdiction.
What is Mehmi's Embedded Finance program?
If you sell, manufacture or distribute equipment, our vendor program lets you offer your customers equipment financing right at the point of sale. Your customer picks the equipment and fills out a short application through your showroom or website. We assign a credit analyst to your deals, match each customer with the right lender and handle the paperwork. Approval timelines depend on the lender and the completed application, and you get paid when the deal closes. There's no setup cost, and the financing sits with the lender, not on your books.
Difference between equipment and business financing?
Equipment financing is tied to a specific asset and may use that asset as security. Business financing such as working capital or a line of credit is generally based more on the business's cash flow and credit profile. Down payments, collateral, pricing and documentation vary by product, lender and transaction.
What documents do I need to apply?
Required documents vary by financing type and lender. Common requests can include business bank statements, government-issued identification and basic company information. Equipment transactions may also require a quote or invoice, asset details and insurance before funding, while other business-financing requests may require financial statements or tax information.

Built for Business. Backed by Experience.

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