Home / Industries / Medical, dental & wellness
CANADA & UNITED STATES
Equip your practice.
Plan for sustainable growth.
Explore financing for clinical equipment, practice upgrades and operating cash needs. Mehmi helps medical, dental and wellness businesses assess the investment alongside their expected cash flow.
Canada + USA
Practices and clinics we work with
One application
Compared across our lender network
[Typical amount]
Typical financing range
New or used
Clinical, dental and wellness equipment
FINANCING THAT FITS THE OPERATION
A new treatment room or imaging system can require equipment, installation, staff training and an adjustment period. The purchase price alone does not show when the investment will begin supporting cash flow.
Separate the asset from consumables and implementation costs. Review the proposed payment against existing revenue, expected utilization and collection timing. Any clinical, licensing and technical requirements need to be confirmed independently with the appropriate professionals.
Explore equipment financingSTART WITH THE BUSINESS NEED
Identify the constraint first. The right discussion starts with what you need to buy, when cash leaves the business and how it returns.
01 / PRACTICE EQUIPMENT
A device may depend on several systems around it.
02 / OPERATING CASH
Revenue recorded and cash collected may arrive at different times.
03 / PRACTICE GROWTH
More space does not immediately mean full utilization.
ASSETS ACROSS THE OPERATION
Share the equipment make, model, age, price and location. Eligibility depends on the asset, seller, condition and proposed transaction.
Equipment examples include a dental treatment unit, digital scanner or ultrasound system. Financial eligibility does not establish clinical suitability or regulatory approval.
Browse equipment categoriesCOMPARE THE PURPOSE, THEN THE TERMS
Use this as a starting point for discussion. Products can overlap, and availability depends on your business and location.
| Your objective | Option to explore | What to review |
|---|---|---|
| Purchase an identifiable business asset | Equipment loans ↗ | Asset condition, useful life, security and payment schedule. |
| Use equipment with an agreed end-of-term choice | Equipment leases ↗ | Total rentals, return or purchase conditions and residual exposure. |
| Cover a defined operating cash requirement | Working capital financing ↗ | Repayment capacity, payment frequency and total borrowing cost. |
| Finance a defined business investment | Business term loans ↗ | Purpose, repayment source, security and total financing cost. |
| Assess capital tied up in owned equipment | Refinancing & sale-leaseback ↗ | Ownership, liens, valuation, existing debt and new obligations. |
Compare the complete proposal, including fees, guarantees, security, repayment obligations and any end-of-term amount.
ILLUSTRATIVE PLANNING EXAMPLE
A clinic equips an additional room and trains staff before the new appointment schedule is fully occupied. Equipment payments and operating costs may begin while revenue is still building.
Estimate a gradual utilization increase and the timing of collections. Include service contracts, consumables and staffing in the cost forecast instead of evaluating the device on purchase price alone.
This is a hypothetical scenario, not a Mehmi client result or financing offer.
FOLLOW THE CASH
Pay for equipment and approved setup work.
Training and staffing costs precede full utilization.
Receipts support overhead and the financing payment.
A CLEARER APPLICATION
The financing review may consider practice history, revenue, cash flow, owner experience and current commitments. Equipment condition, supplier documentation and useful life can also be relevant. Prepare aggregate financial records; patient-identifying information is not needed to begin a financing discussion.
A newer business may need additional evidence of experience, owner investment or contracted demand. No single factor guarantees an approval.
Start your financing request
CANADA & UNITED STATES
Tell us where the business operates and where the equipment, inventory and customers are located. Cross-border activity can change the information needed for review.
CANADA
Specify your province and whether the quote is in CAD or another currency.
UNITED STATES
Specify the borrowing business, asset location and quote currency.
NEXT STEPS
01
Share your business location, requested amount and intended use.
02
Discuss the information requested and any proposal made available.
03
If approved and you choose to proceed, complete the agreed conditions.
What you'll need
The document list will vary with the request.
For an in-depth calculation, use our equipment financing calculator or see all calculators.
PRACTICAL ANSWERS
A used-equipment request can be reviewed. Provide age, condition, service history, supplier details and the equipment quote. Technical suitability, licensing and applicable operating requirements remain separate matters for the business and its advisers.
Ask for each cost to be reviewed as part of the package. Bundled software, subscriptions, installation and training may receive different treatment. Provide an itemized quote and confirm coverage in the written proposal.
This page concerns financing for businesses acquiring equipment or managing practice costs. It does not describe consumer credit or patient treatment payment plans. Use the application to explain the business requirement and location.
Yes. Describe equipment purchases and operating costs separately, even if they form part of the same project. Each may require different documentation, security and repayment arrangements. Review the combined cash commitment before agreeing to multiple facilities.
Possibly, but the agreements must work together. Existing security interests, borrowing restrictions and required consents may affect a new arrangement. Share current balances and agreements early, and do not assume the same asset can support another facility without review.
The amount and timing depend on the business, product, documentation, verification and completion of approval conditions. Identify any purchase or project deadlines early. An application or financing discussion is not a commitment to fund.
GO A LITTLE DEEPER
Explore the documents, equipment questions and transaction details behind a financing request.
CANADIAN FINANCING GUIDE
Explore the considerations and preparation behind this financing topic.
CANADIAN FINANCING GUIDE
Explore the considerations and preparation behind this financing topic.
LET’S LOOK AT YOUR NEXT MOVE
Share your location, amount and purpose to begin a medical, dental & wellness financing discussion.
Financing is subject to application review and approval. Availability, costs, terms and documentation vary by business, product and location. This page provides general information and is not a financing offer.
