Rent-Try-Buy for Hospitality Equipment

Get the gear you need today with minimal risk. Rent, try it in your operations, then own, upgrade, or return — all on your terms.

Camion disponible à la location au Canada

Options de location flexibles pour faire croître votre entreprise

Le crédit-bail vous permet hospitality equipment (kitchen, food & beverage, restaurant gear).
  • Paiements mensuels moins élevés12-month rental agreement with low weekly payments.
  • Pas de coûts initiaux massifs100% tax deductible as operating expense.
  • Option de mise à niveau, de retour ou d'achat à la fin du bailchange, upgrade, buy, or return the equipment anytime.
  • Disponible pour les camions et l'équipement neufs ou usagésrebate on your rental payments toward the purchase.
  • There’s no trading history required — ideal for startups and franchises.
  • Funding ranges from CA$1,000 to CA$250,000+ depending on the size of the equipment.

Prêts d'équipement simples pour la propriété immédiate

Low Weekly Payments
Break down your cost into manageable weekly payments — preserving working capital.Full

Full Tax Deductibility

Since it’s treated as a rental, the payments can often be claimed as operating expenses.
Flexibility Throughout the Term
At any point, you may:
  • Possèdent votre camion ou votre équipement dès le premier jour
  • Modalités de prêt fixes ou flexibles
  • Des tarifs concurrentiels, même pour les petites entreprises
Rebate Toward Purchase
If you decide to buy, you’ll get back a portion of the rent you’ve paid (rental rebate), reducing the net cost.

Fast Approval
Applications for funding under CA$50,000 require minimal documentation.

Accessible to New & Existing Businesses
No trading history is required. Whether you're starting fresh, opening a franchise, or scaling up, this works for you.
Parfait si vous voulez :
  • Investir dans la croissance à long terme
  • Pour posséder et contrôler votre équipement
  • Pour constituer des capitaux propres, vous pourrez utiliser plus tard pour obtenir plus de financement

Why Choose Mehmi for Rent-Try-Buy?

At Mehmi Financial Group, we make it simple for restaurants, cafés, and food service operators across Canada to get the equipment they need — without the upfront costs or long-term commitments. Our Rent-Try-Buy program gives you access to essential hospitality equipment with flexible weekly payments and the freedom to buy, upgrade, or return when it suits your business.

We understand that every restaurant’s cash flow is unique — especially during start-up or expansion phases. That’s why we structure financing that keeps your kitchen running, your team productive, and your working capital available for what really matters — inventory, payroll, and growth.

We partner with chefs, franchise owners, and independent hospitality operators across Canada to deliver fast approvals, affordable terms, and end-to-end support. Whether you’re launching a new concept or upgrading equipment, we help you stay agile and profitable.

With Mehmi’s Rent-Try-Buy Program, You Get:
  • Access to new or used hospitality equipment with no large upfront payment
  • Tax-deductible weekly rental payments that preserve working capital
  • Fast approvals — even for startups and low-credit operators
  • Flexible options to buy, upgrade, or return at any time
Finance Smarter — Rent-Try-Buy Made Easy

Des options de prêt flexibles qui vous permettent de prendre la propriété entre vos mains, sans le stress initial. Nous vous aidons à financer des camions, des remorques ou de l'équipement grâce à des approbations rapides et des paiements adaptés à votre flux de trésorerie.Rent-Try-Buy programs for Canadian restaurants and hospitality operators. Get the kitchen, café, or bar equipment you need today — with low weekly payments, fast approvals, and no long-term commitment.

Emprunter jusqu'à 500 000$

12-month minimum term with full buyout flexibility

Dénalités jusqu'à 72 mois

Fonds dans les 48 heures

Start cooking with confidence — without tying up your cash flow.
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Approbation de prêts d'équipement lourd Canada

Ce que vous pouvez louer ou financer avec Mehmi Financial Group

We help restaurants, cafés, and food service operators across Canada get the equipment they need without large upfront costs. Whether you’re launching a new location or upgrading your kitchen, our Rent-Try-Buy program lets you rent essential gear, use it in real operations, and decide later whether to buy, upgrade, or return it.

Eligible Equipment Categories:
  • Cooking Equipment: Ovens, fryers, grills, combi ovens, ranges, griddles, and steamers
  • Food Preparation: Mixers, slicers, processors, blenders, dough machines
  • Refrigeration & Cooling: Display coolers, undercounter fridges, prep tables, reach-ins, freezers
  • Beverage & Café Equipment: Coffee and espresso machines, juice dispensers, beer taps, ice makers
  • Dishwashing & Sanitation: Commercial dishwashers, glasswashers, sinks, and sanitizer systems
  • Storage & Stainless Steel: Worktables, shelving, cabinets, prep stations, exhaust hoods
  • Smallwares & Accessories: Cooking tools, serving gear, carts, racks, and utensils
Nouveaux ou usagés — nous vous aidons à trouver les meilleures offres.flexible weekly payments and the freedom to buy, upgrade, or return whenever your business needs change.

Eligibility & Terms

  • Revenu mensuel de 2 000$ ou plusCA$1,000 to CA$250,000+
  • 12-month minimum term
  • Security deposit required (refundable) — typically 6 weeks’ rent for amounts under CA$200,000; 12 weeks for larger deals.
  • You start paying rent once equipment is delivered
  • Return costs (transport, cleaning, servicing) may apply if you opt not to purchase or return early
  • Mauvais crédit ? Pas de problème — nous nous spécialisons dans le bon fonctionnement des approbationsrental rebate (e.g. 60% of net rent in first year + portion thereafter) applied toward purchase price

Appliquer en moins de 5 minutes.

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Documents requis

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Détails du compte bancaire

3 Steps. No Surprises.

The Mehmi Financial Group experience is simple, quick, and customized to your financial needs.

Find the Equipment you need

Whether it be an individual's private sale or equipment listed by a dealer, there are numerous options available.

Get In Touch

An all-in-one customer service platform that helps you balance everything your customers need to be happy.

Get Approved

Secure approval and funding in as little as 24–48 hours with flexible terms.

Rent-Try-Buy vs Equipment Lease vs Equipment Loan: Which Is Best for Your Business?

Feature Rent-Try-Buy Equipment Lease Equipment Loan
Ownership You rent first, then choose to buy, upgrade, or return after the term Lender owns the asset; you can buy it out at the end You own the asset from day one and build equity immediately
Best For Restaurants, cafés, and startups testing new equipment or concepts Businesses looking to preserve cash and gain tax advantages Companies seeking long-term ownership and equity building
Upfront Costs Low weekly payments — no large down payment required First and last payments + minimal fees May require 10–20% down depending on credit and asset type
Payment Structure Weekly or monthly rental payments, 100% tax-deductible Fixed or variable lease terms, typically 24–72 months Fixed monthly principal and interest payments
End-of-Term Options Buy, upgrade, or return the equipment with no penalty Renew, return, or buy out the asset You own the asset outright at the end of the term
Approval Speed Fast — approvals within 24–48 hours for most hospitality businesses Typically 48–72 hours with standard underwriting Varies by lender — usually 2–5 business days
Credit Requirements Flexible — available for startups, franchises, and low credit Moderate — based on time in business and credit score Stronger credit or financial history preferred
Tax Benefits 100% of rental payments are tax-deductible Lease payments may qualify for full expense deduction* Depreciation and interest can be deductible

*Tax treatment depends on structure and province. Consult your accountant for details.

FAQ: Got Questions? We’re Straightforward.

Can I get approved if I’m a new restaurant or have limited credit history?

Yes. Mehmi Financial Group works with Canadian restaurant owners, cafés, and hospitality operators of all credit backgrounds. Startups, franchises, and established businesses can all qualify for Rent-Try-Buy. Our flexible underwriting process focuses on your cash flow and potential — not just your credit score.

How does Rent-Try-Buy differ from traditional equipment leasing?

Rent-Try-Buy gives you total flexibility — rent first, and decide later whether to buy, upgrade, or return. Traditional leases lock you into fixed terms, but with Rent-Try-Buy you keep your options open while building your business.

What types of hospitality equipment can I rent?

We finance most commercial food-service assets, including ovens, mixers, espresso machines, fryers, prep tables, refrigeration units, and dishwashers. Whether you’re outfitting a new restaurant or expanding your kitchen, our program covers both new and used equipment.

How long before I can start using my equipment?

Approvals typically happen within 24–48 hours. Once approved, you can receive your equipment right away — without paying large upfront costs.

Can I purchase the equipment later if I decide to keep it?

Absolutely. At the end of your rental term, you can buy the equipment at a pre-agreed amount, continue renting, or upgrade to something new. You’re always in control.

Are Rent-Try-Buy payments tax-deductible?

Yes. In most cases, weekly or monthly rental payments can be fully expensed as operating costs. Always confirm with your accountant for your province’s latest CRA guidance.

Do you help with used or privately purchased restaurant equipment?

Yes. We fund both new and used equipment — even items bought from private sellers, auctions, or resellers.

Do you finance franchises or seasonal operators?

Yes. Mehmi supports franchisees, multi-location brands, and seasonal businesses such as food trucks, cafés, and catering companies with flexible Rent-Try-Buy programs.

Trusted by Businesses
Across Canada

24–48 hr approval
All credit types welcome
Serving Canada nationwide

Let’s Get You Funded

Ready to upgrade your kitchen, café, or bar equipment without a big upfront payment?

Our Rent-Try-Buy program makes it easy to get the tools you need today — and decide later whether to buy, upgrade, or return.