Lethbridge Greenhouse Equipment Financing for Produce Growers

Southern Alberta has become a fast-growing hub for high-tech greenhouse agriculture, with Lethbridge leading the charge in leafy greens, cucumbers, tomatoes, and peppers.

But rising input costs, unpredictable weather, and labour shortages are forcing growers to modernize.

From climate control to hydroponic dosing systems, automation is becoming essential—not optional.

And with most greenhouse equipment priced between $50K–$500K+, growers are turning to equipment financing to install automation now—without draining working capital or postponing expansion.

What Greenhouse Automation Equipment Can Be Financed?

At Mehmi, we finance both modular upgrades and turnkey greenhouse systems, including:

• Automated climate control and fertigation systems
• CO₂ injectors and LED grow lighting
• Moving bench and conveyance systems
• Seeding, transplanting, and harvest automation
• Irrigation and nutrient dosing systems
• Packhouse robotics and barcode labeling
• Post-harvest wash and drying systems

✅ New or used equipment qualifies
✅ Dealer, manufacturer, or private-sale purchases accepted
✅ Installation, wiring, and support contracts can be bundled

Why Lethbridge Growers Choose Financing Over Waiting

In greenhouse operations, timing is everything—especially with:

• Contract growing deadlines
• Seasonal input costs (seed, fuel, pest control)
• Price volatility and export windows

Financing lets you install key systems before the season begins, increasing efficiency, reducing spoilage, and enabling premium-grade harvests.

Benefits of financing greenhouse automation:

• Preserve cash for payroll and inputs
• Scale output without adding labour
• Stay compliant with new food safety and traceability rules
• Avoid grant waitlists or application delays
• Boost yield and shelf life through controlled conditions

Financing Options Available in Alberta

🌱 Equipment Loan

• You own the system at term end
• Terms from 24–84 months
• Rates from 6.99%–13.99% depending on credit
• Eligible for Capital Cost Allowance (CCA) tax benefits

🌱 Finance Lease

• Lower monthly cost
• Buyout option at end (e.g., $1 or FMV)
• Allows for tech upgrades every few seasons

🌱 Sale-Leaseback

Already installed automation with cash? Refinance it to unlock capital for crop input or new infrastructure.

Explore: Refinancing & Sale-Leaseback

Case Study: Hydroponic Facility Near Coaldale

Farm: Indoor leafy greens producer supplying Alberta retailers
Challenge: Needed to expand nutrient dosing and conveyor system for 30% output growth
Solution:

• Financed $210K of upgrades including Dutch hydroponics system and automated packing line
• 60-month loan with seasonal payment plan (lower payments in Jan–May)
• Approval secured in 3 days, dealer paid directly

Result: Increased annual yield by 38%, expanded retailer contracts, deferred cash impact until peak harvest

Sample Monthly Payment Estimates

Actual terms depend on credit, down payment, and lender.

What You’ll Need to Apply

✅ Alberta business number or farm registration
✅ Dealer quote or equipment invoice
✅ Basic site details (location, install plan)
✅ Optional: recent financials or sales contracts
✅ 650+ credit preferred, but lower-score options available with collateral

Explore: Equipment Leasing & Loans

Final Word: Don’t Let Labour or Cash Constraints Delay Growth

Greenhouse growers in Lethbridge are competing regionally and internationally. The difference between surviving and scaling? Smart investment in the right automation—at the right time.

Mehmi offers flexible financing tailored to Alberta agriculture. From one climate system to full harvest-line automation, we structure approvals and payments to match your cash flow—not fight it.

Need to finance a greenhouse equipment upgrade near Lethbridge?
Talk to a credit analyst or calculate your payment to get started today.

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