Truck, Trailer, and Equipment Refinancing in Canada

Lower your monthly payments, unlock working capital, and get better terms on your existing truck or equipment loans — without starting from scratch.

Truck available for lease in Canada

Truck, Trailer, and Equipment Refinancing Made Easy

Need lower payments, better rates, or fast cash from your trucks and equipment?
At Mehmi Financial Group, we help Canadian businesses refinance their trucks, trailers, and heavy equipment — unlocking cash flow, lowering monthly payments, and helping you grow without starting over.
  • Lower your interest rate
  • Free up working capital
  • Reduce your monthly costs
  • Unlock equity already in your equipment

Refinance Smarter

Lower payments. Unlock cash. Grow faster.

Refinance your truck, trailer, or equipment loan to reduce monthly costs, improve cash flow, or access working capital — with fast approvals and flexible terms.

Refinance up to $500,000

Rates starting at 4.99%*

Terms up to 84 months

Approvals within 48 hours

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Why Refinance Your Truck or Equipment?

Save Money. Free Up Cash. Grow Faster.
Refinancing is one of the smartest financial moves you can make when rates drop or cash gets tight. Whether you want to reduce your payments, pull cash out of your equipment, or simply upgrade your loan terms, MehmiGroup makes the process simple, fast, and built around your business needs.
  • Lower Interest Rates: Replace high-cost loans with better terms.
  • Reduce Monthly Payments: Improve cash flow immediately.
  • Access Equity: Turn equipment value into working capital.
  • Consolidate Debts: Simplify payments with one easy loan.

Trusted by businesses across Canada

24–48 hr approval
All credit types welcome
Serving Canada nationwide
Heavy equipment loan approval Canada

What Can You Refinance Mehmi Financial Group

We help refinance a wide range of commercial assets:
  • Transport trucks (new and used)
  • Trailers (flatbeds, reefers, dry vans)
  • Heavy equipment (excavators, loaders, bulldozers)
  • Construction, farming, and mining machinery
Even if your credit isn’t perfect, we can help find better terms.

How Refinancing Works

  • Apply Online: Simple, no-obligation application in minutes.
  • Get Your Offer: We'll shop multiple lenders to find the best refinancing deal.
  • Review and Accept: Choose the best plan for your needs.
  • Save and Grow: Enjoy lower payments or unlock cash fast.

Apply in under 5 minutes.
Approval decisions usually within 24–48 hours!

Apply now
Equipment loan approval Canada

Documents required

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Proof of identity
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Proof of income
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Proof of address
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Bank account details

When Is Refinancing a Smart Move?

Situation

Why Refinancing Helps

Interest rates have dropped
Lower your total cost dramatically
Cash flow is tight
Reduce monthly payments
Business is growing fast
Free up cash for expansion
You have valuable equipment
Tap into hidden equity without selling assets
Not sure?

We'll help you pick the right path — based on YOUR business, not just a sales pitch. Contact us HERE

Frequently Asked Questions About Leasing and Loans

We’ve guided many business owners through the leasing and loan process — here’s how it works.

How fast can I refinance my truck, trailer, or equipment?

Most approvals happen within 24 to 48 hours once we receive your completed application and documents. We know time is money — that's why we move fast.

Can I refinance if I have bad credit?

Yes! We work with all credit types, including businesses with challenged credit. Our focus is finding the right refinancing plan that fits your needs, not just your credit score.

What types of equipment can I refinance?

We refinance a wide range of commercial assets, including transport trucks, trailers, construction equipment, agricultural machinery, and specialized heavy equipment.

Why should I refinance instead of getting a new loan?

Refinancing lets you lower your monthly payments, unlock cash tied up in equipment, and secure better rates without needing to buy new trucks or equipment — keeping your business efficient and cash-positive.

Can I refinance multiple trucks or pieces of equipment together?

Yes — we can bundle multiple assets into one simple refinancing solution. This often helps lower your total payments and simplifies your monthly cash flow management.

How much cash can I unlock through refinancing?

It depends on your equipment value, but many businesses unlock thousands to hundreds of thousands of dollars through strategic refinancing — helping fund growth, cover expenses, or invest in new opportunities.

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