Services

Seeking Canadian business loans? Discover our competitive financing options, expertly crafted to support your company's distinct financial situation. We simplify access to the capital you need for growth.

Truck available for lease in Canada

Equipment Financing

Own your equipment from day one. With flexible terms, you can spread out payments over time while building equity. This is ideal for businesses looking to grow their asset base or take advantage of tax depreciation. Whether you're buying a Freightliner Cascadia, a Cat 320 GC, or a 53' dry van — we'll structure your loan around your cash flow, not against it.

  • Quick approvals (in as little as 24–48 hours)
  • Fixed monthly payments
  • No mileage or usage restrictions
  • Suitable for new and used equipment

Equipment Leasing

Keep your capital free while getting access to the equipment you need. Leasing is a great option if you want lower monthly payments, plan to upgrade often, or need off-balance-sheet flexibility. It’s popular for seasonal work or fast-changing industries where owning isn’t always the best move.

  • Lower upfront costs
  • Potential tax advantages (depending on lease type)
  • Easier upgrades and end-of-term options
  • Ideal for startups or contractors who want to preserve working capital

Equipment Refinancing

Already own your truck or equipment? Refinancing lets you unlock equity and lower your monthly payments with better loan terms. It’s a smart move if you're paying high interest or juggling multiple loans. Whether it’s a semi, skid steer, or trailer — we help you save cash and simplify payments.

  • Combine multiple loans into one
  • Quick approvals (in as little as 48 hours)
  • Great for trucking, construction, and heavy equipment
  • Lower monthly payments

Sale-Leaseback

Get a lump sum of cash without giving up your equipment. Sell your truck or machine to our partners and lease it back — so you keep working while unlocking capital. Perfect for businesses that need cash now but can’t stop operations.

  • Fast cash without downtime
  • Keep using your equipment as normal
  • Off-balance-sheet benefits (in many cases)
  • Ideal for asset-heavy industries like logistics and construction

Factoring (Invoice & Freight)

Waiting 30, 60, or even 90 days to get paid? With factoring, you get paid upfront on your outstanding invoices—so you can keep cash flowing without taking on debt. Whether you’re a trucking company waiting on freight bills or a contractor billing net terms, we turn your receivables into working capital.

  • Get paid same-day or within 24 hours
  • Cover fuel, payroll, or materials fast
  • No need to wait on slow-paying customers
  • Great for trucking, trades, and service-based businesses

Business Line of Credit

Access cash when you need it — not just when you qualify. A business line of credit gives you flexible funds you can draw from anytime, up to your approved limit. It’s perfect for covering short-term gaps, unexpected expenses, or taking advantage of new opportunities without reapplying for a loan each time.

  • Only pay interest on what you use
  • Reusable credit that replenishes as you repay
  • Fast access to working capital
  • Great for managing cash flow or seasonal slowdowns

Working Capital Loan

Need fast cash to keep things running? A working capital loan gives your business a lump sum to cover day-to-day expenses like payroll, inventory, or vendor payments. It’s a simple, short-term loan designed to help you stay on track — especially during seasonal dips or growth spurts.

  • Lump sum funding, often within 48 hours
  • Fixed terms and predictable payments
  • No collateral needed in many cases
  • Great for covering cash flow gaps
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