Transportation & Logistics Financing Canada

Financing for Class 5 through Class 8 trucks, trailers, and fleet expansion across Canada. Kenworth, Peterbilt, Freightliner, Volvo, International, Mack — owner-operators, carriers, and logistics companies all qualify.

Trucker with a truck in the background

We Know the Pressures You’re Up Against

Canadian transportation and logistics companies face constant financial pressure — from rising fuel costs and aging trucks to seasonal slowdowns and delayed customer payments. These challenges strain cash flow and slow growth, even for well-run fleets.

At Mehmi Financial Group, we provide tailored truck financing, trailer leasing, and working capital solutions built specifically for the transportation industry. Whether you're an owner-operator or a national fleet manager, we help you acquire equipment, unlock cash flow, and keep your business moving — without relying on restrictive bank loans.

Fuel & maintenance costs keep rising

Your cash flow needs to stay fluid.

Customers delay payments

You can’t afford to wait 45–90 days.

Aging fleet? Private-sale truck?

Get funding without bank restrictions.
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Flexible Capital for Every Moving Part

Truck & Trailer Financing

Lease or loan your next unit. New, used, or private sale.
Explore Truck Financing

Warehouse & Cargo Equipment

Fund forklifts, racking, pallets, and tech.
Explore Equipment Loans

Freight Factoring & Working Capital

Unlock cash from invoices or bridge seasonal gaps.
Explore Working Capital
→ Explore Freight Factoring

Start Your Transportation Financing Journey

Financing by Truck Class & Trailer Type

We have dedicated financing programs for every vehicle class in the transportation sector. Explore the page that matches your asset:

Cash Flow & Working Capital Solutions

Transportation & Logistics Eligible Equipment

Our Services

Equipment Financing

Business Loans

In-House Financing
(white-label)

Fuel Card

Why Canadian Businesses Choose Mehmi Group

Why Choose Mehmi Financial Group Over Traditional Options?

Feature Mehmi Financial Group Banks Dealership Financing
Approval Time 24–48 hours 1–3 weeks 3–10 days
Eligible Equipment New, used, private sale, high-mileage Limited types Only from dealer inventory
Credit Flexibility All credit types considered Typically 700+ required 650+ preferred
Financing Programs Equipment, trucks, factoring, LOC Equipment loans only Equipment only
Customer Support Real people, 24/7 help Call centre or branch hours Sales rep only
Nationwide Coverage Yes — all provinces Yes Depends on location

FAQ: Got Questions? We’re Straightforward.

Can I get approved with bad credit or limited credit history?
Yes. We work with businesses and drivers across a wide range of credit scores — including startups, first-time buyers, and operators recovering from credit challenges.
Do you finance trucks or trailers from private sellers and auctions?
Absolutely. We provide private-sale truck financing and trailer loans for units purchased through auctions, classifieds, and direct owners — not just dealerships.
How fast can I get approved and funded for equipment financing?
Most equipment loans and working capital advances are approved within 24–48 hours after receiving documents. Our process is streamlined for transportation companies.
Can I get pre-approved before shopping for a truck, trailer, or cargo van?
Yes. Pre-approvals give you a clear budget so you can confidently negotiate pricing — whether it’s a new, used, or private-sale unit.
Do you offer $0 down or low down payment programs?
Yes. Depending on credit and asset value, we structure low or no-down options for qualified applicants.
Can you finance older trucks or high-mileage transportation equipment?
Yes — we assess the asset’s resale value, condition, and utility for commercial use. If it’s roadworthy and supports your operations, we’ll consider it.
Do you offer freight factoring or working capital for trucking businesses?
Yes. We offer invoice factoring, fuel advances, and working capital loans to help Canadian carriers bridge 30–90 day payment delays from brokers and shippers.

Trusted by Businesses
Across Canada

24–48 hr approval
All credit types welcome
Serving Canada nationwide

3 Steps. No Surprises.

The Mehmi Financial Group experience is simple, quick, and customized to your financial needs.

Find the Equipment you need

Whether it be an individual's private sale or equipment listed by a dealer, there are numerous options available.

Get In Touch

An all-in-one customer service platform that helps you balance everything your customers need to be happy.

Get Approved

Secure approval and funding in as little as 24–48 hours with flexible terms.

Let’s Get You Funded

Ready to finance your next truck, trailer, or expansion project? Let’s talk.