Class 8 Heavy Duty Truck Financing in Canada: Fast Approvals and Tailored Structures for Owner-Operators and Fleets
Turn invoices into cash — no waiting.
Whether you're buying your first Class 8 sleeper or expanding a fleet of day cabs, Mehmi Financial Group delivers financing decisions in 24–48 hours so you can get trucks earning sooner.
Finance Kenworth, Peterbilt, Freightliner, Volvo, Mack, International, and Western Star
New or used — dealer, private sale, or auction accepted across Canada
Day cabs, sleepers, dry van, reefer, flatbed, and dump configurations
Decisions in 24–48 hours
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Heavy duty truck financing is just one part of what we offer. Explore related solutions to keep your fleet and business running strong:
Not sure which structure is right? See our financing glossary for plain-language definitions of equipment loans, capital leases, TRAC leases, and sale leaseback.
Absolutely. We finance trucks and equipment purchased privately, from dealers, or through auctions across all Canadian provinces.
Not always. Approval primarily depends on your business history and financial stability rather than your CDL status.
For Class 8 OTR trucks, used units are generally eligible up to 7 model years old, with a maximum of around 850,000 km. Trucks with a rebuilt or new engine may be considered on an exception basis. The newer and lower-mileage the truck, the stronger the application.
Yes. From British Columbia to Ontario to Nova Scotia — we proudly serve businesses across all provinces and territories.
Most applicants receive a credit decision within 24–48 hours of submitting a completed application. Funding typically follows shortly after document signing and can often be completed within the same week.
For deals under $250,000, an application is typically all that’s needed with no financial statements required — as long as you have comparable credit history. Larger transactions may require financial statements and bank statements.
Deep expertise in financing Canadian trucking and equipment businesses coast to coast.
Providing personalized, professional support—never call centres.
Quick decisions and funding within 24 hours.
0% down options and fully customizable repayment schedules.
A strong reputation built on years of dedicated service to Canada's trucking and transportation industries.
Yes. We offer working capital loans and invoice factoring to help carriers and owner-operators bridge long project cycles, delayed pay terms, and seasonal cash flow gaps. These can run alongside your equipment financing.
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