Business Term Loans
Fund a planned business investment with a defined loan amount and an agreed repayment schedule.
Canada + USA
Businesses we work with
One application
Compared across our lender network
11 options
Term, revolving, factoring and more
Secured or unsecured
Structures to suit your assets
Your options
Business loan options
Working Capital Loans
Cover payroll, inventory and supplier costs while managing the gap between spending money and collecting revenue.
Business Line of Credit
Access revolving credit for recurring cash-flow gaps, inventory purchases and changing operating needs.
Invoice & Freight Factoring
Turn eligible unpaid business or freight invoices into operating cash while understanding fees and collection responsibilities.
Secured Business Loans
Use eligible assets to support business financing, with a clear view of repayments and collateral obligations.
Unsecured Business Loans
Explore financing for business costs when you do not want to pledge a specific asset as primary collateral.
Asset-Based Lending
Access business financing supported by eligible receivables, inventory or equipment as your operating needs change.
Franchise Financing
Plan financing for a franchise opening, purchase or expansion around the full investment and operating budget.
Bridge Financing
Address a temporary business funding gap with a defined repayment event and a plan for delays.
Business Acquisition Financing
Plan financing for a business purchase, partner buyout or acquisition without overlooking cash needed after closing.
Trade & Supplier Payment Financing
Plan eligible supplier payments around order deadlines, delivery dates and when your business collects revenue.
Inventory Financing
Finance eligible stock purchases while keeping turnover, margins and repayment timing in view.
Find the right fit
Which option fits your need?
Your need
Best fit
How it works
How it works
3 simple steps to funding
Process video coming
01
Apply once
Tell us the amount, purpose and timing.
02
Compare offers
We bring back terms from lenders that fit.
03
Get funded
Sign and receive funds by deposit.
What lenders look at
Documents to have ready
Every lender is different. These are the items most of them ask for.
- Business bank statements (last 3–6 months)
- Time in business and incorporation details
- Recent financial statements or tax returns
- Owner and business credit information
- Purpose of funds and a clear budget
- Accounts receivable aging (for factoring)
Business financing guides.
Browse all financing articles →Explore your industry
Find guidance for your sector and how your business operates.
9 industries · Swipe or use the arrows to see them all.
Transportation & logistics
Explore financing considerations for carriers, logistics businesses and freight operations.
Explore industry →Construction & contractors
Plan around project costs, contract timing and day-to-day business needs.
Explore industry →Manufacturing & wholesale
Explore financing for production, order cycles and wholesale operations.
Explore industry →Farming & agriculture
Consider seasonal cash flow, operating needs and long-term farm investment.
Explore industry →Restaurants & hospitality
Explore financing for food-service businesses, hospitality operations and growth.
Explore industry →Medical, dental & wellness
Plan financing around practice operations, patient services and business expansion.
Explore industry →Technology & business services
Explore financing considerations for project delivery, hiring and growth.
Explore industry →Forestry, mining & energy
Consider contract cycles, operating requirements and investment in resource businesses.
Explore industry →Aviation & marine
Explore financing considerations for commercial aviation and marine operations.
Explore industry →Frequently asked questions
Is this available in Canada and the USA?
Mehmi accepts financing enquiries from businesses in Canada and the United States. Include your province or state, business activity and transaction currency. Available structures and requirements vary by location and request.
What should I compare before accepting an offer?
Compare the total amount payable, upfront cash, payment frequency, security, personal guarantees and early-settlement terms. Check what happens at the end of the agreement and whether the payments remain manageable in a slower month.
Can I finance equipment and operating costs together?
Describe the equipment purchase and operating budget separately. An equipment agreement may cover approved purchase-related costs, while payroll, inventory or other operating needs may require working capital financing. Confirm the permitted use of each facility.
What information is useful before applying?
Prepare a clear budget, recent financial records, the business location and your intended repayment source. Requirements vary by product; an equipment purchase also needs details of the asset and seller.
Can I discuss more than one financing option?
Yes. Explain the purpose of the funding and whether the need is recurring or a single purchase. Comparing suitable structures helps identify differences in costs, security and repayment obligations.
Does applying guarantee financing?
No. An application starts a review. Approval, available terms and the amount offered depend on the complete request and any required conditions.
Mehmi Financial Group is a commercial financing broker. Approval and funding depend on each lender's assessment; approval is not guaranteed. Availability, terms and costs vary by product, business and location.