Business Loans

Access tailored business loans designed for Canadian companies. Whether you need working capital, a line of credit, or invoice factoring, we help you secure funding quickly with competitive rates.

Our Business Loan Options

Explore our full range of business loan products, from working capital to asset-based lending. Our flexible financing options help Canadian businesses improve cash flow, fund expansion, and manage growth with ease.

Working Capital Loan

Secure $25k–$500k for payroll, inventory, repairs, taxes, marketing, or seasonal needs. Terms are 6–36 months with flexible payments. Approvals within 24–48 hours; start-ups qualify with contracts or collateral.

Line of Credit (LOC)

Access a revolving credit, paying interest only on the amount used. Options include unsecured or secured by assets, with limits that grow with your business. Ideal for managing cash flow, securing supplier discounts, and handling emergencies.

Merchant Cash Advance
(MCA)

Get $10k–$300k fast, repaid via a small cut of daily card sales, adjusting with revenue. Ideal for restaurants, retail, and e-commerce. Approvals typically within hours with 3–6 months of statements.

Invoice/Freight Factoring

Advance 80–95% on invoices, receiving the remainder minus a fee upon customer payment. Ideal for trucking, logistics, and manufacturing. Choose recourse or non-recourse, fund selectively or fully, with optional credit checks and collections.

Asset Based Lending (ABL)

Leverage your accounts receivable, inventory, and equipment to secure a larger credit line. Facilities start at $250k and can exceed $5M, with regular assessments to align credit with assets. Ideal for scaling, acquisitions, and turnarounds.

Secured Loan

Opt for a secured loan for lower rates using assets, or an unsecured loan for faster access with higher rates. Loans range from $25k to $750k+ over 6–60 months, suitable for expansion, renovations, marketing, or debt consolidation.

Unsecured Loan

Streamline high-interest debts into a single facility to reduce payments and enhance cash flow, or refinance for better rates and terms. Options include secured, unsecured, ABL, or sale-leaseback, with flexible early payout and nationwide availability.

Small Business Loan

Secure $25k–$500k for inventory, payroll, or marketing with fixed terms (6–60 months) and quick approvals. Suitable for start-ups and SMEs with bank statements.

Franchise Loan

Finance a franchise, upgrades, or remodels with flexible terms and options for fees, build-outs, and equipment. Approvals in 24–48 hours based on cash flow and location.

Business Refinancning

Streamline high-interest debts into a single facility to reduce payments and enhance cash flow, or refinance for better rates and terms. Options include secured, unsecured, ABL, or sale-leaseback, with flexible early payout and nationwide availability.

Term Loan

Streamline high-interest debts into a single facility to reduce payments and enhance cash flow, or refinance for better rates and terms. Options include secured, unsecured, ABL, or sale-leaseback, with flexible early payout and nationwide availability.

Government Loans

Discover government-backed funding programs, including the Canada Small Business Financing Program (CSBFP), CEBA loan forgiveness, and federal or provincial grants to support your business growth.
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Secure the Right Loan for Your Business

Get personalized financing options tailored to your industry and cash flow needs. Apply online in minutes and connect with top Canadian lenders for fast approvals.
Explore multiple loan options with one application
Get expert advice and competitive rates
Funding decisions in as little as 24–48 hours