Light Duty Truck

Light-Duty Truck Financing in Ontario

Light-duty trucks are essential for Ontario's small businesses and owner-operators, providing reliable transport for daily tasks and specialized services. Mehmi Financial Group offers fast, affordable, and straightforward financing for light-duty trucks, ensuring your business never misses a beat.

Why Finance Your Light-Duty Truck?

Buying a truck outright can strain your resources. Financing provides practical benefits:

Keep Your Cash Flowing: Maintain your working capital for business operations.
Flexible Ownership Options: Choose the lease or purchase option best suited to your business.
Expand Your Reach: Add reliable vehicles to serve more customers and jobs.
Modernize Your Vehicles: Access newer, fuel-efficient trucks that boost efficiency.
Tax Advantages: Potential deductions to improve your business’s bottom line.

Get Paid Faster

Turn invoices into cash — no waiting.

Stop chasing slow payments. With MehmiGroup’s invoice factoring, you get paid upfront for work you've already completed — with flexible terms and fast approvals.
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Fund up to 95% of your invoice value

Same-day approvals

No new debt, no delays
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Cash within 24–48 hours

Get Started Contact Us

Our dedicated financing specialists ensure you quickly get the equipment you need with minimal hassle, streamlining your access to crucial resources.

Types of Light-Duty Trucks We Finance

We provide tailored financing solutions for various light-duty trucks:

Pickup Trucks: Ideal for contractors, landscapers, and service providers.
Service Trucks: Outfitted for plumbing, electrical, and HVAC technicians.
Utility Vehicles: Designed for specialized trades and mobile services.
Delivery Vans: Perfect for local delivery, catering, and logistics businesses.

Who Can Benefit?

Our financing programs are ideal for a range of Ontario businesses:

Landscapers & Lawn Services: Reliable trucks for your daily tasks.
Plumbing & HVAC Contractors: Vehicles designed for on-the-go technicians.
Electricians & Utility Professionals: Trucks customized for equipment and supplies.
Delivery & Courier Services: Dependable vans for local deliveries.
General Contractors & Handyman Services: Versatile trucks to manage multiple job sites.
Pest Control & Auto Repair Businesses: Mobile service vehicles to reach your customers.

Simple & Flexible Financing

We make the financing process simple and straightforward. Here's what you’ll typically need to qualify:

Credit Score: 650 or higher, ensuring good financial health.
Business History: At least 2 years operating your business in Ontario.
Driver’s License: Valid Ontario-issued driver’s license.
Bank Statements: Your business’s recent 3-month bank statements.
Vehicle Information: Invoice or detailed listing for the truck or equipment you intend to finance.

If you don't meet requirments, no problem just give us a call! No complicated paperwork required—no tax returns or personal financial statements necessary.

Frequently Asked Questions

Can I finance trucks from private sellers or auctions?

Absolutely! We finance trucks and equipment bought privately, from dealers, or through auctions throughout Ontario.

Do I need a CDL to qualify for financing?

Not always. Approval primarily depends on your business history and financial stability rather than your CDL status.

What trucks qualify for 0% down financing?

Newer trucks (typically less than 10 years old), low mileage, and clean titles have the best chance—especially paired with strong credit history.

Do you finance trucks throughout Ontario?

Absolutely! From Toronto to Ottawa, Windsor to Thunder Bay—we proudly serve all regions of Ontario.

How quickly can I get funded?

Most applicants receive their funding within 24–48 hours of approval.

Do I need tax returns or financial statements?

No. Our streamlined approval process doesn't require tax returns or extensive paperwork.

Why Canadian Businesses Choose Mehmi Financial Group

Local Industry Expertise

Over 30 years combined experience financing Ontario-based businesses.

Award-winning Customer Service

Providing personalized, professional support—never call centres.

Rapid, Hassle-Free Approvals

Quick decisions and funding within 24 hours.

Flexible Financial Solutions

0% down options and fully customizable repayment schedules.

Reliable and Trustworthy

Strong reputation built on years of dedicated service within Ontario’s trucking and equipment industries.

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