Home / Industries / Forestry, mining & energy
CANADA & UNITED STATES
Equip the operation.
Plan for demanding conditions.
Explore financing for forestry, resource and energy-service equipment alongside project operating needs. Mehmi helps contractors assess asset costs, mobilization and the wait between billing and collection.
Canada + USA
Forestry, mining and energy businesses
One application
Compared across our lender network
New or used
Heavy, field and site support equipment
[Typical timeframe]
From complete application to decision
FINANCING THAT FITS THE OPERATION
Remote deployment, transport, maintenance and the time between contracts can materially affect an equipment investment. A unit’s earning capacity depends on the work available and the cost of keeping it operational.
Separate long-lived machinery from mobilization and short-term operating cash. Review contract schedules, customer concentration, access constraints and the ability to service payments during downtime. Explain which assets and costs support a contracted operation.
Explore equipment financingSTART WITH THE BUSINESS NEED
Identify the constraint first. The right discussion starts with what you need to buy, when cash leaves the business and how it returns.
01 / FIELD EQUIPMENT
Capacity alone does not establish economic fit.
02 / MOBILIZATION
Moving crews and equipment can require cash before revenue.
03 / ASSET POSITION
Owned machinery may form part of a refinancing discussion.
ASSETS ACROSS THE OPERATION
Share the equipment make, model, age, price and location. Eligibility depends on the asset, seller, condition and proposed transaction.
Examples include a forestry harvester, quarry loader or service-truck package. Specialist assets and remote locations require transaction-specific assessment.
Browse equipment categoriesCOMPARE THE PURPOSE, THEN THE TERMS
Use this as a starting point for discussion. Products can overlap, and availability depends on your business and location.
| Your objective | Option to explore | What to review |
|---|---|---|
| Acquire a heavy or specialist machine | Heavy equipment financing ↗ | Asset hours, condition, inspection and intended use. |
| Acquire a commercial truck or trailer | Truck & trailer financing ↗ | Unit condition, specifications, operating fit and payment schedule. |
| Cover a defined operating cash requirement | Working capital financing ↗ | Repayment capacity, payment frequency and total borrowing cost. |
| Access value in eligible unpaid B2B invoices | Invoice & freight factoring ↗ | Invoice verification, fees, reserves and responsibility if unpaid. |
| Address an eligible commercial equipment repair | Repair & breakdown financing ↗ | Itemized estimate, asset condition, downtime and repayment. |
| Assess capital tied up in owned equipment | Refinancing & sale-leaseback ↗ | Ownership, liens, valuation, existing debt and new obligations. |
Compare the complete proposal, including fees, guarantees, security, repayment obligations and any end-of-term amount.
NEXT STEPS
01
Share your business location, requested amount and intended use.
02
Discuss the information requested and any proposal made available.
03
If approved and you choose to proceed, complete the agreed conditions.
ILLUSTRATIVE PLANNING EXAMPLE
A contractor transports equipment and a crew to a remote project before its first invoice is paid. Fuel and staffing costs continue during the period between billing and collection.
Build a cash schedule around the actual contract and distinguish mobilization, recurring operations and demobilization. Test what happens if a start date moves or an invoice is delayed; do not assume equipment value alone covers the operating risk.
This is a hypothetical scenario, not a Mehmi client result or financing offer.
FOLLOW THE CASH
Transport, site setup and staffing draw cash.
Work is performed and contract records support invoicing.
Receipts support obligations and the next deployment.
A CLEARER APPLICATION
Review may consider the contractor’s operating record, cash flow, customer contracts, asset condition and existing commitments. Explain the equipment location, deployment plan and revenue source. Specialized or highly site-dependent assets may require additional valuation and documentation.
A newer business may need additional evidence of experience, owner investment or contracted demand. No single factor guarantees an approval.
Start your financing request
What you'll need
The document list will vary with the request.
For an in-depth calculation, use our equipment financing calculator or see all calculators.
CANADA & UNITED STATES
Tell us where the business operates and where the equipment, inventory and customers are located. Cross-border activity can change the information needed for review.
CANADA
Specify your province and whether the quote is in CAD or another currency.
UNITED STATES
Specify the borrowing business, asset location and quote currency.
PRACTICAL ANSWERS
It can be reviewed individually. Provide age, hours, condition, maintenance history and expected use. Specialist valuation, resale market and remaining useful life may affect available structures. There is no universal age or hours promise on this page.
Describe where assets will operate, how they will be transported and serviced, and the supporting contract. Location can affect inspection, insurance, asset recovery and documentation requirements. Availability must be confirmed for the specific request.
This page focuses on commercial equipment and business operating requirements. Large development, exploration and project-finance requests involve different risks and structures and must be assessed separately. Do not treat an equipment discussion as a commitment to fund an entire project.
Yes. Describe equipment purchases and operating costs separately, even if they form part of the same project. Each may require different documentation, security and repayment arrangements. Review the combined cash commitment before agreeing to multiple facilities.
Possibly, but the agreements must work together. Existing security interests, borrowing restrictions and required consents may affect a new arrangement. Share current balances and agreements early, and do not assume the same asset can support another facility without review.
The amount and timing depend on the business, product, documentation, verification and completion of approval conditions. Identify any purchase or project deadlines early. An application or financing discussion is not a commitment to fund.
GO A LITTLE DEEPER
Explore the documents, equipment questions and transaction details behind a financing request.
CANADIAN FINANCING GUIDE
Explore the considerations and preparation behind this financing topic.
CANADIAN FINANCING GUIDE
Explore the considerations and preparation behind this financing topic.
LET’S LOOK AT YOUR NEXT MOVE
Share your location, amount and purpose to begin a forestry, mining & energy financing discussion.
Financing is subject to application review and approval. Availability, costs, terms and documentation vary by business, product and location. This page provides general information and is not a financing offer.
