Technology & Business Services Financing Canada

Fast, flexible funding for Canadian tech providers, consultants, agencies, and service-based businesses — from laptops to leaseholds.

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Long aisle in a data center lined with server racks on both sides under ceiling lights.

We Know the Pressures You’re Up Against

Running a service-based or technology-driven business in Canada isn’t easy — unpredictable client payments, costly software and hardware upgrades, and the upfront costs of scaling or hiring can quickly stall momentum. These challenges strain cash flow, delay growth, and force tough decisions for even well-run firms.

At Mehmi Financial Group, we offer tailored financing programs for business services — whether you're investing in IT infrastructure, expanding your office, or upgrading tools to serve more clients. We help you unlock capital, preserve runway, and seize growth opportunities — without the friction of traditional banks.
Fuel Gas

Equipment & software costs add up

Upgrade tech without draining your cash reserves.
Calendar

Clients delay payments

Bridge 30–90 day AR cycles with working capital.
Truck

Scaling up? Expanding?

Finance office renovations, leaseholds, or new hires.
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Flexible Capital for Every Moving Part

Office & Tech Equipment Financing

Lease or finance desktops, laptops, servers, printers, POS systems, and more — new, used, or private sale.
→ Explore Equipment Leases

Furniture, Fixtures & Leasehold Improvements

Fund desks, chairs, cubicles, signage, HVAC upgrades, and build-outs for new or expanding spaces.
→ Explore Equipment Loans

Working Capital & Invoice Factoring

Bridge slow receivables, fund payroll, or cover project startup costs with flexible working capital.
→ Explore Working Capital
→ Explore Freight Factoring

Start Your Transportation Financing Journey

Get Pre-Qualified

From Solo Consultants to National Networks

Independent Professionals

One truck or trailer? We’ll walk you through it.

Growth-Stage Teams

Add 2, 5, or 10 staff — scale hiring, equipment, or working capital as needed.

Multi-Site Operators

Finance your expansion, streamline cash flow, or renovate existing spaces.

Real Companies.
Real Results.

“Mehmi got us pre-approved in 36 hours and funded the equipment by week’s end — we didn’t miss a beat.”

- Dental Clinic, Ontario

“We expanded to a second gym using leaseback and a capital top-up. Very smooth process.”

- Fitness Studio Owner, BC

“Our client contracts pay net-60, but Mehmi bridged us with factoring to keep cash flowing.”

- IT Consultant, Alberta

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Eligible Equipment

Technology & IT Infrastructure

  • Workstations & computer monitors
  • Servers & network storage racks
  • Routers, firewalls, switches
  • VOIP phone systems
  • Backup drives & power supplies

Office & Studio Equipment

  • Ergonomic desks & executive chairs
  • Office printers, copiers, fax machines
  • Conference room AV systems
  • Reception area furniture & fit-outs
  • Video production & podcasting gear

Retail & Customer-Facing Systems

  • POS terminals & barcode scanners
  • Interactive kiosks & check-in tablets
  • Digital signage & display monitors
  • Security camera systems & DVRs
  • Retail shelving & fixtures

Software, Subscriptions & Renovations

  • CRM, ERP, accounting software
  • SaaS platforms & cloud tools
  • Scheduling & workflow management tools
  • Leasehold improvements & renovations
  • Lighting, HVAC & energy-efficiency upgrades

Our Services

Equipment Financing

Details

Business Loans

Details

In-House Financing
(white-label)

Details

Why Canadian Businesses Choose Mehmi Group

Why Choose Mehmi Financial Group Over Traditional Options?

Feature Mehmi Financial Group Banks Vendor Financing
Approval Time 24–48 hours 1–3 weeks Varies — often 1–2 weeks
Eligible Assets Tech, software, servers, office, medical & wellness equipment Mostly tangible assets Only what's listed by the vendor
Credit Flexibility All credit types considered Typically 700+ required Good credit preferred
Financing Programs Hardware, SaaS, leasebacks, working capital Basic term loans Only vendor-based leasing
Customer Support Dedicated advisor + 24/7 support Limited to bank hours Sales rep only
Industries Covered IT, health, dental, media, logistics, retail Conventional businesses Vendor-specific only

FAQ: Got Questions? We’re Straightforward.

Can I get approved with bad credit or limited business history?
Yes. We work with startups, early-stage businesses, and established companies — even if your credit isn’t perfect or you’re just getting started.
Do you finance equipment from private sellers, software vendors, or online platforms?
Absolutely. We can fund assets from private sales, direct vendors, or marketplaces like Kijiji, Alibaba, or Amazon — not just traditional suppliers.
How fast can I get approved and funded?
Most applications are approved within 24–48 hours after receiving documents. Funds can be wired shortly after for equipment, software, or working capital.
Can I get pre-approved before shopping for office tech, dental chairs, or other gear?
Yes. Pre-approvals help you budget clearly and confidently negotiate with vendors — whether you’re buying new, used, or private-sale equipment.
Do you offer $0 down or low down payment programs?
Yes. Depending on your credit, revenue, and the asset, we structure flexible down payment plans — including $0 down for qualified businesses.
Can you finance older equipment or used tech assets?
Yes — we evaluate the asset’s value, usability, and commercial purpose. If it supports your business operations, we’ll consider it.
Do you offer working capital for marketing, payroll, or expansion?
Yes. We offer business lines of credit, invoice factoring, and lump-sum working capital loans to help cover overhead, payroll, campaigns, or growth.

Trusted by Businesses
Across Canada

24–48 hr approval
All credit types welcome
Serving Canada nationwide

3 Steps. No Surprises.

The Mehmi Financial Group experience is simple, quick, and customized to your financial needs.
1

Find the Equipment you need

Whether it be an individual's private sale or equipment listed by a dealer, there are numerous options available.
Browse Used Trucks
2

Get In Touch

An all-in-one customer service platform that helps you balance everything your customers need to be happy.
3

Get Approved

Secure approval and funding in as little as 24–48 hours with flexible terms.

Let’s Get You Funded

Ready to finance your next truck, trailer, or expansion project? Let’s talk.
Apply Now
Book a Call