Farming & Agriculture Financing Canada

Financing for John Deere, Case IH, Kubota, New Holland, and AGCO equipment across Canada. Tractors, combines, seeders, sprayers, grain bins, and irrigation systems — new or used, seasonal payments available.

Apply Now
Tractor tilling soil in a large green field under a partly cloudy sky with wind turbines in the distance.

We Know the Pressures You're Facing

Canadian farmers and agriculture operators work in a volatile environment — rising fuel, fertilizer, and equipment costs, unpredictable seasons, and long waits for government or distributor payments. These cash flow pressures can choke operations at the worst times.

At Mehmi Financial Group, we provide tailored farm equipment financing, seasonal working capital, and private-sale funding designed for Canada's agricultural economy. Whether you run a family farm or a large commercial operation, we help you get equipment funded, access capital fast, and grow with confidence.
Fuel Gas

Equipment & Input Costs Rising

Machinery, fertilizer, and diesel keep getting more expensive. You need capital to keep operations stable.
Calendar

Delayed Payments

Grain buyers, processors, and government programs can take 45–90 days to pay. That’s too long when payroll or planting can’t wait.
Truck

Used or Auction Equipment?

Found a deal on a tractor, sprayer, or baler? We finance equipment from private sellers, classifieds, and auctions — not just dealerships.
Credit card mockups
Credit card mockups
Credit card mockups

Flexible Capital for Every Part of Your Operation

Family Farms

Finance your next tractor, harvester, or irrigation system — whether it’s new, used, or a private sale.Lease or loan your next unit. New, used, or private sale.
→ Explore Truck Financing

Agri-Business & Processing

Lease or loan forklifts, conveyors, cold storage, or packing lines to scale your agri-processing operation.Fund forklifts, racking, pallets, and tech.
→ Explore Equipment Loans

Seasonal Operators

Bridge the gap between harvest and payment with invoice factoring or working capital for seed, feed, or labour.Unlock cash from invoices or bridge seasonal gaps.
→ Explore Working Capital
→ Explore Freight Factoring

Start Your Financing Journey

Get Pre-Qualified

From Family Farms to Commercial Growers

Small Farm Operators

Finance your first John Deere 6R tractor or Kubota M7 — we walk you through the application and get you to funded fast.

Large Farms & Ag Enterprises

Upgrade from a single combine to a full fleet — Case IH Axial-Flow, AGCO Fendt, or New Holland CR — with structured terms built around harvest cycles.

Agri-Supply & Distribution

Seasonal skip payments available — defer payments during off-season months and pay down during peak harvest revenue periods. Working capital available for seed, fuel, and inputs too.

Real Companies.
Real Results.

“Got approved for a 90HP tractor within 48 hours. Huge help during seeding.”

- Grain Farmer, Saskatchewan

“We financed a used baler from a private seller — no hassle with the bank.”

- Dairy Farm, Quebec

“Used Mehmi for three different machines in one season. Fast and honest.”

- Agri-Contractor, Alberta

Read more
Arrow

Eligible Equipment

Farm Vehicles & Transportation

  • Tractors (2WD, 4WD, Row Crop, Compact)
  • Combine Harvesters
  • Grain Trucks & Tender Trucks
  • Utility Vehicles (UTVs, Side-by-Sides)
  • Cab & Chassis Units
  • Pickup Trucks (Farm Use)
  • Livestock Transport Trucks
  • ATVs (Agricultural Use)
  • Skid Steers

Implements & Attachments

  • Seed Drills & Planters
  • Sprayers (Boom, Self-Propelled)
  • Balers (Round, Square)
  • Mowers & Conditioners
  • Rakes & Tedders
  • Harrows, Plows, Cultivators
  • Front-End Loaders
  • Generators & Power Units

Trailers & Hauling

  • Grain Trailers
  • Fuel Tanks & Mobile Fuel Trailers
  • Livestock Trailers
  • Flatbed Trailers
  • Gooseneck Trailers
  • Utility & Dump Trailers
  • Enclosed Cargo Trailers

Facility & Processing Equipment

  • Grain Bins & Silos
  • Feed Mixers & Grinders
  • Irrigation Systems
  • Cold Storage Units
  • Conveyors & Augers
  • Milking Parlour Equipment
  • Packing & Sorting Lines

Our Services

Equipment Financing

Details

Business Loans

Details

In-House Financing
(white-label)

Details

Why Canadian Businesses Choose Mehmi Group

Why Choose Mehmi Financial Group Over Traditional Options?

Feature Mehmi Financial Group Banks Dealership Financing
Approval Time 24–48 hours 1–3 weeks 3–10 days
Eligible Equipment Tractors, harvesters, sprayers, trailers, UTVs, private-sale units Limited ag equipment types Only dealer-owned inventory
Credit Flexibility All credit types considered, including seasonal income Typically 700+ credit score 650+ preferred
Financing Programs Farm equipment, trucks, barns, working capital, factoring Farm loans only Equipment only
Customer Support Real people, farm-savvy reps, available 24/7 Branch-based, limited hours Sales-focused only
Rural & Remote Access Yes — farms, rural land, and out-of-province support May be limited by branch access Depends on franchise location

Agriculture Financing by Equipment Type

We finance a full range of farm and agri-business equipment — new or used, dealer or private sale. Seasonal and skip-payment structures are available for qualifying profiles.

→ Equipment Loans (Ownership)→ Equipment Leases→ Sale Leaseback & Refinancing→ Working Capital Loans→ CSBFP Government Loans

Brands financed include John Deere, Case IH, Kubota, New Holland, AGCO, Fendt, Massey Ferguson, Claas, and more. See our eligible equipment list or contact us to discuss your specific equipment.

FAQ: Got Questions? We’re Straightforward.

Can I get approved with bad credit or limited farm history?
Yes. We work with farm owners and agricultural businesses across a wide range of credit profiles — including startups, new operators, and those recovering from past credit issues.
Do you finance equipment from private sellers, auctions, or used inventory?
Absolutely. We finance tractors, harvesters, and ag equipment purchased through auctions, classifieds, and private sellers — not just dealerships.
How fast can I get approved and funded for farm equipment financing?
Most agricultural equipment loans and working capital advances are approved within 24–48 hours after receiving documents. We streamline the process for farmers and agribusinesses.
Can I get pre-approved before shopping for a tractor, sprayer, or combine?
Yes. Pre-approvals help you understand your budget so you can negotiate confidently — whether you're buying new, used, or private-sale equipment.
Do you offer $0 down or low down payment programs for farmers?
Yes. Depending on your credit, cash flow, and the value of your ag equipment, we offer low or no down payment options for qualified farmers.
Can you finance older farm equipment or high-hour units?
Yes — we evaluate the equipment’s resale value, hours, and utility. If it’s field-ready and supports your operations, we’ll consider it.
Do you offer working capital or crop advance solutions?
Yes. We offer invoice factoring, seasonal working capital, and cash-flow financing to help farms bridge gaps between harvests, deliveries, and payments.

Trusted by Businesses
Across Canada

24–48 hr approval
All credit types welcome
Serving Canada nationwide

3 Steps. No Surprises.

The Mehmi Financial Group experience is simple, quick, and customized to your financial needs.
1

Find the Equipment you need

Whether it be an individual's private sale or equipment listed by a dealer, there are numerous options available.
Browse Used Trucks
2

Get In Touch

An all-in-one customer service platform that helps you balance everything your customers need to be happy.
3

Get Approved

Secure approval and funding in as little as 24–48 hours with flexible terms.

Let’s Get You Funded

Ready to finance your next truck, trailer, or expansion project? Let’s talk.
Apply Now
Book a Call