Can I get approved for truck financing with bad credit or limited history?

Yes. We work with owner-operators, carriers, and logistics companies across Canada with a wide range of credit profiles — including startups and drivers rebuilding credit.

Do you finance trucks or trailers from private sellers and auctions?

Absolutely. We provide private-sale truck financing and trailer loans for units purchased through auctions, classifieds, and direct owners — not just dealerships.

How fast can I get approved and funded for equipment financing?

Most equipment loans and working capital advances are approved within 24–48 hours after receiving documents. Our process is streamlined for transportation companies.

Can I get pre-approved before shopping for a truck, trailer, or cargo van?

Yes. Pre-approvals give you a clear budget so you can confidently negotiate pricing — whether it’s a new, used, or private-sale unit.

Do you offer $0 down or low down payment truck loans?

We offer low- or no-money-down options on approved credit and qualifying equipment — especially for newer trucks or trailers with strong resale value.

Can you finance older trucks or high-mileage transportation equipment?

Yes — we assess the asset’s resale value, condition, and utility for commercial use. If it’s roadworthy and supports your operations, we’ll consider it.

Do you offer freight factoring or working capital for trucking businesses?

Yes. We offer invoice factoring, fuel advances, and working capital loans to help Canadian carriers bridge 30–90 day payment delays from brokers and shippers.

Manufacturing & Wholesale

We Understand Your Industry Pressures

Canadian manufacturers and wholesalers operate on tight margins and long sales cycles. Supply chain delays, rising input costs, aging production lines, and invoice payment gaps can slow growth and strain cash flow.

At Mehmi Financial Group, we specialize in financing equipment and working capital for industrial companies — helping you modernize operations, fulfill contracts, and maintain a competitive edge.

Rising equipment and energy costs

Your margins are tight. Flexible capital keeps operations running.

Long invoice payment cycles

Waiting 60+ days to get paid? We help you access funds faster.

Aging machinery or out-of-date tech?

Modernize with financing — even for used or private-sale equipment.

Flexible Capital for Every Use Case

Manufacturing Equipment Loans

Fund CNC machines, lathes, milling tools, fabrication units.
→ Explore Equipment Loans

Packaging & Assembly Lines

Finance conveyor systems, shrink-wrappers, labeling tech.
→ Explore Equipment Leasing

Warehouse Equipment

Pallet racking, forklifts, inventory scanners.
→ Explore Equipment Loans

Working Capital & Factoring

Unlock capital tied up in invoices or fund purchase orders.
→ Explore Working Capital
→ Explore Freight Factoring

Eligible Equipment

Production & Fabrication

CNC Machines
Lathes & Grinders
Laser Cutters
Milling Equipment
Injection Molding Units
3D Printers
Press Brakes
Welding Equipment

Warehouse & Handling

Forklifts
Pallet Jacks
Scissor Lifts
Reach Trucks
Racking Systems
Pick Modules
Dock Levelers
Warehouse Scales

Packaging & Distribution

Conveyor Belts
Shrink Wrappers
Labeling Machines
Cartoners & Packers
Case Sealers
Flow Wrappers
Bottle Fillers
Blister Packaging

Facility & Support

HVAC Systems
Security Systems
Lighting Upgrades
Backup Generators
Air Compressors
Dust Collection
Fire Safety Gear
Energy Retrofits

Why Canadian Businesses Choose Mehmi Group

Expert help all the way.
Our expert team guides you every step of the way and is available 24/7—real people, not a call centre—for any payment help you need.
Faster, easier approvals.
‍Our 150-plus lender network fights for your deal, so you get quick yeses and flexible terms—often in 24-48 hours.
We find the gear for you.
No truck or excavator yet? We’ll source the right equipment at a sharp price and handle the private-sale paperwork.

Why Choose Mehmi Financial Group Over Traditional Options?

Feature	Mehmi Financial Group	Banks	Dealer or OEM Financing
Approval Speed	24–48 hours	1–3 weeks	5–10 days
Eligible Assets	New, used, private sale, high-hour	Limited types	In-stock or demo units only
Credit Flexibility	All credit profiles accepted	Typically 700+	Preferred 680+
Programs Available	Machinery, ABL, working capital	Term loans only	Leases or in-house promos
Customer Service	Real reps, tailored support	Call center or branch only	Sales rep only
Coverage	Yes — across Canada	Most provinces	Depends on distributor

FAQ: Got Questions? We’re Straightforward.

Can I get approved with poor credit or limited business history?

Yes. We work with manufacturers, distributors, and wholesalers with various credit scores — including startups, first-time equipment buyers, and companies bouncing back from financial challenges.

Do you finance machines or equipment from private sellers or auctions?

Absolutely. We provide funding for CNC machines, conveyors, packaging lines, and more — even when purchased through auctions, classifieds, or directly from private sellers.

How quickly can I get approved and funded?

Most manufacturing equipment and working capital loans are approved within 24–48 hours once documents are submitted. We keep the process simple and fast.

Can I get pre-approved before shopping for machinery or upgrading my facility?

Yes. Pre-approvals help you plan your budget and negotiate with sellers confidently — whether buying new, used, or surplus equipment.

Do you offer low or no down payment options?

Yes. Based on credit and asset type, we offer flexible terms — including $0 down for qualified businesses looking to preserve cash flow.

Can you finance older machines or specialized industrial equipment?

Yes. We evaluate the resale value, productivity, and commercial viability of each asset. If it adds value to your operations, we’ll consider it.

Do you offer working capital loans or invoice factoring for wholesalers and manufacturers?

Yes. We provide accounts receivable financing, inventory loans, and working capital lines to help bridge cash flow gaps caused by slow customer payments.

Trusted by Businesses
Across Canada

24–48 hr approval

All credit types welcome

Serving Canada nationwide

3 Steps. No Surprises.

The Mehmi Financial Group experience is simple, quick, and customized to your financial needs.

Find the Equipment you need

Whether it be an individual's private sale or equipment listed by a dealer, there are numerous options available.

Browse Used Trucks

Get In Touch

An all-in-one customer service platform that helps you balance everything your customers need to be happy.

Get Approved

Secure approval and funding in as little as 24–48 hours with flexible terms.

Manufacturing & Wholesale Financing Canada