You sell the equipment
Set the selling price, provide the quote or invoice, and share the financing application link. You remain responsible for the product, delivery and your normal customer relationship.
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EquipmentWhat Is Vendor Financing for Dealers?
Mehmi's Vendor Program lets equipment dealers and suppliers offer financing at the point of sale without lending their own money. Share a link in a quote, email or on your website. Your customer applies for third-party financing, and Mehmi helps coordinate lender review, documents and funding.
87% of surveyed U.S. businesses that bought equipment or software in 2025 used financing.
Source: ELFA, 2026–2027 Industry Horizon ReportThe program, explained
You're the seller. We're the financing partner.
Vendor financing gives your business a way to discuss payment options when a commercial customer is ready to buy but doesn't want to pay the entire invoice upfront. Your customer applies for financing from an independent lender, rather than credit provided by your dealership. Your team can keep selling while Mehmi helps coordinate the process.
Your customer chooses
The buyer submits business details and requested documents, reviews any offers available, and decides whether the repayment terms work for their business.
We coordinate financing
We review the request, explore relevant independent lender options, help collect paperwork, and keep the parties informed as the application moves toward a decision.
You do not become the lender. A lender makes the credit decision and provides financing if approved. Vendor payment, delivery, fees and timing follow the specific transaction's written terms.
How It Works
1. Share a financing link
Add your buyer application link to a quote, website or follow-up email. The customer can start when ready.
2. We coordinate the application
The buyer provides their details. We help with documents, potential lender options and status updates. Approval is not guaranteed.
3. Complete the sale and get paid
If the buyer accepts approved terms and funding conditions are met, the lender funds the purchase and you receive payment under the agreed terms.
Offer financing online
We help buyers apply
Track each application
Where it fits
Help customers finance the equipment they need.
Designed for B2B dealers, distributors and suppliers selling higher-value business equipment. New and used assets may be considered; eligible equipment, financing products and availability depend on the lender and location.
Construction and transport
Excavators, skid steers, trucks, trailers and other commercial fleet equipment.
Manufacturing and warehousing
CNC machines, production equipment, forklifts and material-handling systems.
Medical and dental
Eligible diagnostic devices, dental equipment and practice technology.
Commercial operations
Restaurant, refrigeration, HVAC, printing and other revenue-producing equipment.
Example purchase journey
From an equipment quote to a funded sale
A machine shop wants to buy a CNC machine but prefers to preserve cash for operations. The dealer sends an equipment quote and a Mehmi financing link. The buyer applies and reviews any eligible lender offers. If financing is approved, accepted and fully documented, the transaction can be funded and the dealer is paid under the agreed conditions.
Illustrative scenario, not a claim about an actual funded transaction. No approval, rate or timeframe is guaranteed.
What your team can expect
A practical financing option, without building a lending department.
- A financing link to share in your sales process
- Help with buyer documents and lender coordination
- Application updates and next-step communication
- A walkthrough of available portal and tracking options
Common Questions
Do I lend my own money?
No. The financing comes from a lender.
What if a bank says no?
We can check other options. Approval is not guaranteed.
How long does approval take?
It depends on the lender and the documents needed. We’ll keep you updated.
What can my customers finance?
New or used business equipment, such as trucks, machines and medical equipment. Each deal needs lender approval.
Show Customers a Way to Pay Over Time
Tell us what you sell, your typical order size and where your buyers are located. We'll show you the financing link, application process and vendor follow-up options.