Why Edmonton Clinics Finance Digital X-Ray Systems
Edmonton’s healthcare and dental sectors are rapidly modernizing. Clinics are expected to offer fast, accurate, and patient-friendly diagnostic imaging. Whether it’s a dental office adopting cone-beam CT (CBCT) scanners for implant planning or a medical clinic upgrading to digital radiography (DR) for general diagnostics, high-quality imaging technology is no longer optional — it’s essential.
The challenge is cost. With DR systems and CBCT units ranging from $50,000 to $200,000+, paying cash upfront is unrealistic for most clinics. Financing bridges the gap, allowing providers to access modern systems without interrupting operations.
Key benefits of financing include:
- 24–48h approvals to expand services quickly.
- Preserve cash flow for staffing, rent, and operations.
- Startup-friendly approvals when banks require heavy documentation.
- Eligibility for DR and CBCT systems — whether new, used, or private-sale.
That’s why Edmonton medical and dental professionals rely on Mehmi Financial Group for digital imaging equipment financing.
Trends in Edmonton’s Imaging Market
Several factors are driving financing demand in Edmonton:
- Growth of Dental Implants & Orthodontics: Demand for CBCT scanners is rising, as they are now considered the gold standard for implant planning and orthodontic assessments.
- Digital Conversion: Many clinics are transitioning from analog X-ray to DR, which offers faster diagnostics, lower radiation, and higher image quality.
- Technology Refresh: Imaging technology evolves every 5–7 years. Leasing allows clinics to upgrade without being burdened by outdated systems.
- Private Healthcare Expansion: Private diagnostic and dental centers in Edmonton are competing with public facilities by offering faster access to imaging — financing ensures timely equipment upgrades.
- Insurance-Driven Standards: To secure reimbursement, clinics must meet accreditation standards. Financing makes compliance affordable.
These trends show why financing is not just a funding tool — it’s a strategic growth decision.
What Can Be Financed?
Mehmi supports financing for both new and used equipment, including private-sale purchases. Eligible items include:
- Digital Radiography (DR) Systems – For general medical and dental imaging.
- CBCT Scanners – For dental, ENT, and orthopedic practices.
- X-Ray Accessories & Upgrades – Sensors, monitors, PACS integration.
- Clinic Build-Out Equipment – Treatment chairs, diagnostic tables, IT infrastructure.
See the eligible equipment page for more.
Lease vs Loan for DR & CBCT Systems
Here’s how Edmonton clinics can evaluate financing structures:
Option |
Best For |
Benefits |
Considerations |
Lease |
Clinics planning upgrades every 3–5 years |
Lower monthly payments; deductible as expense; easy to upgrade |
No equity; higher cost if extended long-term |
Loan |
Established clinics investing in 7–10 year assets |
Build equity; deduct depreciation + interest; long-term ownership |
Higher monthly payments; stricter bank-style requirements |
Sale-Leaseback |
Clinics that already own imaging equipment |
Unlock cash flow; continue using equipment; quick approval |
Ownership reverts only after lease completion |
Learn more about Equipment Leases, Equipment Loans, and Refinancing & Sale-Leaseback.
Model payments with our calculator.
Financing Scenarios in Edmonton
1. Dental Practice Expanding into 3D Imaging
- Need: CBCT scanner for implant and orthodontic planning.
- Challenge: Bank required 25% down and extensive paperwork.
- Solution: In-House Financing lease approved in 36 hours.
- Outcome: Expanded services quickly, boosting patient referrals and case acceptance.
2. Medical Clinic Upgrading to DR
- Need: Replace film-based X-ray with DR.
- Solution: Equipment Loan structured over five years.
- Outcome: Reduced processing times, improved diagnostics, and gained insurance approval.
3. Private Sale CBCT Purchase
- Need: Acquire a used CBCT scanner from a retiring dentist.
- Solution: Structured financing package for a private-sale unit.
- Outcome: Clinic acquired advanced technology at half the cost of new, fully financed.
4. Sale-Leaseback for Liquidity
- Need: Unlock $100K tied up in owned X-ray equipment.
- Solution: Refinancing & Sale-Leaseback.
- Outcome: Freed up working capital while continuing to use the same systems.
Why Choose Mehmi in Edmonton?
- 24–48h approvals for DR and CBCT systems.
- Startup-friendly financing through in-house programs.
- Asset-based lending for larger facilities.
- New & used systems eligible: see eligible equipment.
- Private-sale accepted — not just vendor purchases.
Browse our inventory for available units.
Expanded FAQ: Edmonton Digital X-Ray Financing
1. Can I finance both DR and CBCT equipment?
Yes, both are eligible under Mehmi programs.
2. How fast is approval?
Most approvals are completed within 24–48 hours.
3. Do startups qualify?
Yes — through In-House Financing.
4. Can I finance used imaging systems?
Yes — see Eligible Equipment.
5. What if I already own an X-ray unit?
You can unlock equity with a sale-leaseback.
6. Do you finance private-sale units?
Yes, both vendor and private-sale equipment qualify.
7. What credit profile do I need?
We work with a range of credit scores. Startup approvals may rely more on equipment value and in-house programs.
8. Are lease payments tax deductible?
Yes — leases are deductible as expenses; loans allow depreciation + interest deductions.
9. Can I include software and IT upgrades?
Yes — PACS systems, diagnostic monitors, and imaging software are financeable.
10. Do you cover clinics outside Edmonton?
Yes — financing is available throughout Alberta, including Calgary, Red Deer, and smaller communities.
11. Do you offer asset-based lending for larger facilities?
Yes — see Asset-Based Lending.
12. How can I calculate payments?
Use our financing calculator.
Final Thoughts
For Edmonton clinics, upgrading to DR and CBCT systems is essential for patient care, compliance, and growth. With Mehmi Financial Group, you can finance advanced imaging equipment in as little as 24 hours.
From startup dental practices to established diagnostic centers, our flexible leases, loans, and sale-leaseback programs keep your clinic competitive without straining capital.
Looking to expand imaging services in Edmonton? Browse our inventory or contact our credit analysts today.