Quick answer: For an Ontario business replacing a rooftop HVAC unit, the equipment price is the starting point, not the complete project budget. Ask Infinite Home Services to define the work for your building before you compare financing payments.
Start with a site-specific scope
Identify the unit being replaced, the areas it serves and the issues you want addressed. Ask the contractor to explain the proposed equipment selection and any changes to controls, ventilation or existing connections. Do not choose capacity from a generic online example.
Natural Resources Canada includes ongoing maintenance in its building energy-efficiency guidance.
For an overview of loan and lease structures, consult the equipment financing overview.
Ask which installation costs apply
- Equipment supply and delivery.
- Roof access, lifting arrangements and placement.
- Connections, controls and any identified alterations.
- Removal and disposal of the old equipment.
- Commissioning, documentation and staff handover.
These are questions for the contractor, not a list of work every building needs. Mark exclusions clearly and ask who is responsible for coordinating each part.
For broader business funding needs, review business financing options.
Plan for business disruption
Confirm when heating or cooling will be unavailable. Discuss the installation window with tenants or staff and include any agreed temporary measures in the budget. Record who approves additional work if conditions differ from the initial site assessment.
For ways to use equity in existing equipment, review equipment refinancing and sale-leaseback.
Check incentives separately
Ontario's Save on Energy Retrofit Program covers qualifying efficiency projects. Check current measures, eligibility and application timing directly with the program before placing an order. Do not deduct an assumed incentive from your cash requirement before it is confirmed.
Review payment options using the complete quote
Send the itemized project quote to Mehmi Financial Group and identify the costs you want considered. Ask which costs are eligible and which remain payable separately. Compare any offered payment schedule with your business budget.
For cash-flow and operating expenses, consider working capital financing.
Explore Infinite Home Services commercial HVAC financing. Infinite's rooftop service page describes its offering. Financing is subject to credit and lender approval; incentive eligibility is a separate process.
Related resources: Review equipment loans, equipment leasing, and our equipment financing by equipment type directory.
Authoritative references
- Innovation, Science and Economic Development Canada: Canada Small Business Financing Program:
The Canada Small Business Financing Program makes it easier for small businesses to get loans from financial institutions by sharing the risk with lenders.
- Natural Resources Canada
Eligibility, lender criteria, tax treatment and terms for commercial rooftop HVAC replacement budget in Ontario vary by lender and can change. Confirm current details with the lender or vendor and review the final loan or financing documents before you commit. Approval is subject to lender review.