Business Financing

Start with what the money needs to do: cover an operating gap, fund a planned investment or support a purchase. Compare the repayment structure and costs, then explore the service that fits your business in Canada or the USA.

Business Term Loans

Fund a planned business investment with a defined loan amount and an agreed repayment schedule.

Working Capital Loans

Cover payroll, inventory and supplier costs while managing the gap between spending money and collecting revenue.

Business Line of Credit

Access revolving credit for recurring cash-flow gaps, inventory purchases and changing operating needs.

Invoice & Freight Factoring

Turn eligible unpaid business or freight invoices into operating cash while understanding fees and collection responsibilities.

Secured Business Loans

Use eligible assets to support business financing, with a clear view of repayments and collateral obligations.

Unsecured Business Loans

Explore financing for business costs when you do not want to pledge a specific asset as primary collateral.

Asset-Based Lending

Access business financing supported by eligible receivables, inventory or equipment as your operating needs change.

Franchise Financing

Plan financing for a franchise opening, purchase or expansion around the full investment and operating budget.

Bridge Financing

Address a temporary business funding gap with a defined repayment event and a plan for delays.

Inventory Financing

Finance eligible stock purchases while keeping turnover, margins and repayment timing in view.

Business financing guides.

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Explore your industry

Find guidance for your sector and how your business operates.

9 industries · Swipe, scroll or choose a group below.

Transportation & logistics

Explore financing considerations for carriers, logistics businesses and freight operations.

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Construction & contractors

Plan around project costs, contract timing and day-to-day business needs.

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Manufacturing & wholesale

Explore financing for production, order cycles and wholesale operations.

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Farming & agriculture

Consider seasonal cash flow, operating needs and long-term farm investment.

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Restaurants & hospitality

Explore financing for food-service businesses, hospitality operations and growth.

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Medical, dental & wellness

Plan financing around practice operations, patient services and business expansion.

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Technology & business services

Explore financing considerations for project delivery, hiring and growth.

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Forestry, mining & energy

Consider contract cycles, operating requirements and investment in resource businesses.

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Aviation & marine

Explore financing considerations for commercial aviation and marine operations.

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Frequently asked questions

Is this available in Canada and the USA?

Mehmi accepts financing enquiries from businesses in Canada and the United States. Include your province or state, business activity and transaction currency. Available structures and requirements vary by location and request.

What should I compare before accepting an offer?

Compare the total amount payable, upfront cash, payment frequency, security, personal guarantees and early-settlement terms. Check what happens at the end of the agreement and whether the payments remain manageable in a slower month.

Can I finance equipment and operating costs together?

Describe the equipment purchase and operating budget separately. An equipment agreement may cover approved purchase-related costs, while payroll, inventory or other operating needs may require working capital financing. Confirm the permitted use of each facility.

What information is useful before applying?

Prepare a clear budget, recent financial records, the business location and your intended repayment source. Requirements vary by product; an equipment purchase also needs details of the asset and seller.

Can I discuss more than one financing option?

Yes. Explain the purpose of the funding and whether the need is recurring or a single purchase. Comparing suitable structures helps identify differences in costs, security and repayment obligations.

Does applying guarantee financing?

No. An application starts a review. Approval, available terms and the amount offered depend on the complete request and any required conditions.