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Last Updated: September 20, 2026
The information provided by Mehmi Group Corp., doing business as Mehmi Financial Group and Mehmi Group ("Mehmi," "Mehmi Financial Group," "we," "us," or "our") through MehmiGroup.com, related websites, applications, portals, calculators, articles, emails, social-media channels and other communications is provided for general informational and commercial-financing purposes.
While Mehmi makes reasonable efforts to provide useful and current information, information may be incomplete, inaccurate, outdated or subject to change.
Nothing on this Website constitutes a guarantee, commitment, approval or binding offer of financing.
Use of the Website is also subject to Mehmi's Terms and Conditions and Privacy Policy.
If this Disclaimer conflicts with Mehmi's Terms and Conditions, a financing provider's legally binding documents or a mandatory legal disclosure, the applicable Terms, executed provider documents or mandatory disclosure will control, as applicable.
Mehmi Group Corp. is a commercial financing brokerage and intermediary. Mehmi is not a bank, credit union or direct lender and does not itself make the final credit or funding decision.
Mehmi helps businesses identify and pursue potential financing through independent third-party banks, credit unions, equipment finance companies, leasing companies, factors, asset-based lenders, private lenders, commercial-financing providers and other financing sources.
Mehmi may assist with products such as:
Every financing provider establishes its own underwriting criteria, credit requirements, pricing, documentation requirements, conditions and funding decisions.
Mehmi cannot require a financing provider to approve or fund an application.
Mehmi's financing brokerage services are intended for legitimate business and commercial purposes.
Mehmi does not offer consumer-purpose personal loans, residential mortgages, payday loans or other consumer financing unless expressly stated and legally authorized.
Information available on the Website should not be interpreted as an offer to provide consumer credit.
The Website may be accessible throughout Canada, the United States and other jurisdictions.
The ability to access a webpage from a jurisdiction does not mean that Mehmi offers every financing service in that jurisdiction or is licensed, registered or otherwise authorized to conduct every form of financing activity there.
Mehmi provides U.S. commercial-financing brokerage services only where the applicable activity may lawfully be provided based on the transaction, financing product, borrower location, lender, compensation arrangement and Mehmi's applicable licensing, registration, filing or exemption status.
As a conservative business restriction, unless Mehmi has confirmed that an applicable authorization or exemption permits a particular transaction, Mehmi does not accept general commercial loan-broker applications involving borrowers principally located in:
California
Illinois
Missouri
Nebraska
North Carolina
North Dakota
Vermont
Additional product-specific restrictions may apply.
Unless Mehmi has obtained the required registration or confirmed that a lawful exemption applies, Mehmi does not broker covered sales-based financing transactions requiring broker registration in jurisdictions including:
Connecticut
Virginia
Texas
These restrictions may change as applicable laws, regulations, exemptions, registrations and Mehmi's regulatory status change.
Mehmi reserves the right to decline or discontinue a request where Mehmi determines that processing or brokering the transaction could require a license, registration, filing, authorization, bond or other regulatory status that Mehmi does not possess.
The complete jurisdictional provisions applicable to Mehmi's services are contained in our Terms and Conditions.
Website content is not intended to constitute an offer, solicitation or advertisement for a regulated financial service in a jurisdiction where such activity would be unlawful.
The existence of a blog post, location page, educational article, equipment page, search-engine result or other Website content mentioning a particular city, province, territory or state does not by itself establish that Mehmi currently offers every service described in that jurisdiction.
Actual availability must be determined based on the applicable transaction and law.
Nothing provided through the Website constitutes legal, tax, accounting, investment, securities or professional financial advice.
Mehmi's representatives may explain commercial-financing options and assist with applications, but they do not replace your lawyer, accountant, tax adviser or other professional adviser.
You are responsible for evaluating whether a financing transaction is appropriate for your business.
You should obtain independent professional advice where appropriate before signing legally binding financing documents.
Submitting an inquiry or application does not guarantee:
A financing provider may approve, decline, modify, condition or withdraw a financing request based on its independent underwriting criteria and applicable law.
Past approvals involving other applicants do not indicate that your application will receive the same result.
Any prequalification, preliminary approval, conditional approval, term indication, rate indication, financing scenario or similar communication is preliminary unless the applicable financing provider expressly states otherwise in binding written documentation.
A preliminary approval may be based on incomplete or unverified information.
It may change or be withdrawn because of:
An approval or pre-approval is not the same as funding.
Do not make a financial commitment solely because a preliminary approval has been communicated.
Any rate, payment, pricing example or financing cost displayed on the Website or communicated before final underwriting is illustrative or conditional unless expressly confirmed in binding financing documents.
Actual pricing may depend on factors including credit profile, business history, revenue, cash flow, banking history, transaction size, equipment, collateral, loan-to-value, down payment, industry, term, lender requirements and market conditions.
Commercial-financing products may express their cost differently.
For example, a financing product may use:
These measures are not necessarily equivalent or directly comparable.
Applicants are responsible for reviewing the financing provider's final documentation and legally required disclosures before accepting an offer.
If a Website estimate conflicts with the final financing documents, the executed financing documents and mandatory disclosures govern.
Where the Website uses phrases such as "rates starting at," "as low as," "from" or similar terminology, such rates apply only to qualifying transactions and applicants that satisfy the applicable financing provider's requirements.
Not every applicant will qualify for an advertised example or minimum rate.
Actual pricing may be materially higher.
No advertised example constitutes a promise that a particular applicant will receive that rate.
Statements such as:
"same-day,"
"24-hour approval,"
"24–48 hour funding,"
"fast funding,"
"quick approval,"
"funded in days,"
or similar statements describe potential processing speeds under appropriate circumstances and are not guarantees.
Actual processing and funding times depend on factors outside Mehmi's control.
Delays may result from underwriting, missing documents, lender workload, identity verification, fraud review, bank verification, equipment inspection, appraisal, lien searches, title issues, insurance, vendor documentation, down-payment requirements, legal review, weekends, holidays, banking systems, wire transfers or other conditions.
Unless expressly stated otherwise, estimated processing times begin after all required information and documentation have been received in satisfactory form.
Mehmi is not responsible for missed auction deadlines, purchase deadlines, expiring vendor quotes or other commercial deadlines merely because financing was requested.
Merely submitting a Website form or financing application does not, by itself, constitute blanket authorization for Mehmi to obtain the personal consumer credit report of every individual associated with the applicant business.
Where personal consumer credit information is required, Mehmi may request a separate Credit Report Authorization.
A hard credit inquiry may appear on an individual's credit file and may affect their credit score.
Where legally permitted and properly authorized, one or more financing providers receiving an application may conduct separate credit inquiries.
Mehmi generally seeks to review files before unnecessary hard inquiries are made, but a soft credit inquiry is not available or sufficient in every transaction.
Each individual whose personal consumer credit may be accessed must provide the authorization required by applicable law.
A Website disclaimer cannot create a lawful permissible purpose for obtaining a consumer report where one otherwise does not exist. The CFPB expressly notes that obtaining a consumer report without a permissible purpose is prohibited and that disclaimers do not cure the absence of one.
Financing providers introduced through Mehmi are independent businesses.
Unless expressly stated otherwise, they are not subsidiaries, employees, partners or agents of Mehmi.
Mehmi is not responsible for an independent financing provider's:
except to the extent liability cannot legally be excluded.
After funding, the financing relationship will generally be governed by the applicant's agreement with the applicable financing provider.
References to a "lender network," "financing network," "funding partners" or similar terms mean that Mehmi has relationships or access to financing sources that may potentially consider commercial transactions.
They do not mean that every financing provider is available for every applicant or transaction.
Mehmi does not represent that its network includes every financing source available in Canada or the United States.
Mehmi does not undertake to search the entire financing market.
Mehmi does not guarantee that a financing option identified through Mehmi will be the lowest-cost, lowest-rate, fastest or otherwise most favourable financing available in the marketplace.
Other lenders, banks, credit unions, brokers or financing sources may offer different terms.
Applicants may independently compare financing options before executing financing documents.
Mehmi may receive commissions, referral compensation, brokerage compensation or other remuneration from financing providers or business partners in connection with successfully arranged transactions.
Compensation arrangements may vary between financing providers and products.
The existence of lender-paid compensation does not constitute a representation that every financing provider pays Mehmi the same amount or that obtaining financing through Mehmi will necessarily have the same economics as applying through another channel.
Any client-paid brokerage fee, if applicable, must be separately disclosed and charged only where lawful.
Under Mehmi's current business model, Mehmi does not charge applicants an upfront fee simply to submit a financing application.
This does not mean the underlying transaction will be free of fees.
Independent financing providers and third parties may charge lawful fees including documentation, registration, appraisal, legal, origination, administration, inspection, lien-search, closing or other transaction expenses.
Applicable costs should be reviewed in the financing provider's final documentation.
Any payment calculator, affordability calculator, rate calculator, amortization calculator or similar tool available through Mehmi is provided for illustrative purposes only.
Calculator outputs depend on the information entered and assumptions used.
They may not account for all fees, taxes, residual values, advance payments, irregular payment structures, lender charges, legal expenses or other transaction costs.
A calculator result:
Mehmi is generally not the seller, manufacturer, distributor, dealer, inspector, mechanic or warrantor of equipment or vehicles financed through its network.
Unless expressly agreed otherwise in writing, Mehmi does not independently guarantee:
Applicants should independently inspect and verify equipment before completing a purchase.
A financing approval does not constitute Mehmi's endorsement of the asset or seller.
Mehmi may assist with transactions involving equipment dealerships, manufacturers, vendors or private sellers.
Unless expressly stated otherwise, those sellers are independent third parties.
Mehmi does not guarantee that a seller will perform its obligations.
Applicants should independently verify the seller, asset, title, purchase agreement and other transaction details.
Do not assume that financing will be funded merely because an application is pending, prequalified or conditionally approved.
Where possible, applicants should make purchase agreements and deposits conditional upon satisfactory financing.
Mehmi is not responsible for a lost non-refundable deposit, cancellation penalty, storage fee, auction penalty, lost purchase opportunity or similar loss arising because financing was declined, delayed, modified or not funded, except to the extent applicable law prevents such limitation.
A financing provider may require a personal guarantee, lien, security interest or other collateral.
Nothing on the Website constitutes a representation that financing will be available without such security.
A personal guarantee is created by the applicable signed financing or guarantee documentation, not merely by browsing Mehmi's Website.
Applicants should review all security and guarantee obligations before signing.
Mehmi may review financial statements, bank statements, tax information, invoices and other documents to help prepare or evaluate a financing submission.
Unless expressly stated in writing, Mehmi does not audit, certify or independently attest to the accuracy of an applicant's accounting records or financial statements.
Mehmi may rely on documents and representations supplied by applicants, accountants, brokers, vendors and other sources.
Mehmi may request additional verification at any time.
Mehmi may use manual and automated processes to identify inconsistencies, altered documents, identity concerns, suspicious activity or other risks.
Mehmi may decline, suspend or terminate a financing request where information cannot be satisfactorily verified or where compliance, fraud, legal, credit or reputational concerns arise.
Closing or declining a file because of risk concerns is not necessarily an accusation that the applicant committed fraud or other wrongdoing.
Mehmi is not required to disclose proprietary fraud-detection rules, internal scoring, financing-provider criteria or confidential compliance procedures except where disclosure is legally required.
Mehmi may use artificial-intelligence-assisted or automated technology to support activities such as:
Automated output may contain errors and is not a guarantee of accuracy, eligibility or approval.
An AI-generated or automated lender match is not a lender's approval and does not bind a financing provider.
Final financing decisions remain subject to the applicable provider's underwriting process.
Articles, FAQs, guides, videos, social-media posts, newsletters, industry commentary and educational material are intended to provide general information.
They may not reflect your particular circumstances.
Financing laws, lender policies, tax provisions, equipment values, market conditions and financing products can change.
Publication dates should be considered when relying on older material.
Mehmi may update, remove or replace Website content without notice.
Educational content is not a substitute for final lender documentation or appropriate professional advice.
Mehmi may publish educational content concerning financing markets in particular states, provinces, territories or cities.
Such content does not represent that every product described is available in that jurisdiction.
Regulatory requirements and provider availability may differ by jurisdiction and transaction type.
Users should confirm current availability directly with Mehmi before relying on geographic Website content.
Search engines, artificial-intelligence systems, third-party directories and other platforms may summarize, excerpt, modify, cache or display information from Mehmi's Website.
Mehmi does not control how independent search engines or third-party AI systems describe Mehmi or its services.
A statement generated by a third-party search engine, chatbot, summary service or directory is not a representation by Mehmi unless that statement appears in an official Mehmi communication.
Users should rely on Mehmi's current Website and applicable written financing documentation for current information.
Testimonials, reviews, case studies, transaction examples and success stories describe individual circumstances.
They do not guarantee comparable results.
Financing outcomes vary based on credit, financial condition, transaction structure, collateral, lender criteria, timing and other circumstances.
Any hypothetical scenario is illustrative unless expressly identified as an actual transaction.
Use of testimonials and performance-related claims must remain truthful and appropriately substantiated. Canadian Competition Bureau guidance prohibits materially false or misleading representations and examines the overall impression created by advertising.
The Website may identify or reference banks, credit unions, finance companies, equipment manufacturers, software companies or other third parties.
Unless expressly stated otherwise, use of a name, trademark or logo does not mean that the third party endorses Mehmi, guarantees Mehmi's services or maintains an exclusive relationship with Mehmi.
All third-party trademarks remain the property of their respective owners.
The Website may contain links to or integrations with third-party websites, software, calculators, financial institutions, credit services, identity-verification tools or other services.
Mehmi does not control independent third parties and does not guarantee their content, privacy practices, availability, security or performance.
Use of those services may be governed by separate terms and privacy policies.
An email, telephone call, text message or other communication from a Mehmi employee does not constitute a binding financing commitment unless the communication expressly states that it is binding and the person making the commitment has authority to do so.
Financing-provider documentation, legally required disclosures and signed transaction documents govern the actual financing agreement.
Informal estimates or discussions should not be interpreted as modifying final executed documents.
Typographical errors, outdated information, incorrect calculations, broken links or other inaccuracies may occasionally appear.
Mehmi reserves the right to correct such information when identified.
The presence of an error does not require a financing provider to honour inaccurate Website information where doing so would conflict with the provider's actual offer or applicable law.
Nothing in this section limits rights that cannot legally be waived.
Commercial financing products can change without notice.
Financing providers may modify:
Information previously published by Mehmi may therefore cease to reflect current provider requirements.
Mehmi does not guarantee uninterrupted or error-free operation of the Website, portals or electronic application systems.
Technical outages, maintenance, internet failures, cybersecurity events or third-party service disruptions may occur.
Applicants with time-sensitive transactions should not rely solely on Website availability.
Mehmi maintains safeguards designed to protect information as described in its Privacy Policy.
However, no internet transmission, email system or electronic-storage environment can be guaranteed absolutely secure.
Users should avoid transmitting passwords, online-banking credentials or other information that Mehmi has not requested.
References to financing, capital, business growth, return on equipment or similar business concepts should not be interpreted as investment advice or as an offer, recommendation or solicitation concerning securities.
Mehmi's commercial financing brokerage services should not be confused with securities brokerage, portfolio management or investment advisory services.
A disclaimer does not override an otherwise inaccurate or misleading Website statement.
Mehmi intends its advertising claims to be read together with any qualifying disclosure placed near the applicable statement.
In both Canada and the United States, advertising rules generally require material claims to be truthful and appropriately substantiated. The FTC states that online disclaimers must be clear and conspicuous and cannot be used to contradict a misleading headline or cure the overall misleading impression of an advertisement.
Accordingly, applicants should review qualifications appearing near rates, timelines or eligibility claims rather than relying solely on a headline.
The binding limitation-of-liability provisions applicable to use of Mehmi's Website and brokerage Services are contained in Mehmi's Terms and Conditions.
To the maximum extent permitted by applicable law, Mehmi disclaims liability for losses arising solely from reliance on non-binding Website information, illustrative examples or preliminary estimates.
Nothing in this Disclaimer excludes liability that applicable law does not permit Mehmi to exclude.
Any binding indemnification obligations associated with use of Mehmi's Website and Services are set out in the Terms and Conditions.
This Disclaimer should not be interpreted as expanding those obligations beyond what is permitted by applicable law.
Nothing in this Disclaimer is intended to waive, restrict or eliminate a legal right, disclosure requirement, remedy or obligation that applicable law makes mandatory or non-waivable.
Where applicable law conflicts with this Disclaimer, applicable law controls.
This Disclaimer should be read together with:
Mehmi Financial Group Terms and Conditions
Mehmi Financial Group Privacy Policy
Any applicable Credit Report Authorization
Any transaction-specific financing-provider disclosures or agreements
Acceptance of the Privacy Policy or this Disclaimer is not a substitute for a separate consumer-credit authorization where one is legally required.
Subject to mandatory laws that cannot legally be excluded, this Disclaimer and use of Mehmi's Website are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein.
The dispute-resolution and jurisdiction provisions contained in Mehmi's Terms and Conditions govern contractual disputes relating to use of the Website or Mehmi's brokerage Services.
Mehmi may revise this Disclaimer to reflect changes in its Website, services, financing products, jurisdictions, regulations or business practices.
The current version will display its last-updated date.
Material contractual changes affecting a user who has previously accepted Mehmi's Terms will be handled in accordance with the amendment provisions contained in those Terms and applicable law.
Questions concerning this Disclaimer may be directed to:
Mehmi Financial Group
Mehmi Group Corp.
77 City Centre Drive, Suite 501
Mississauga, Ontario L5B 1M5
Canada
Telephone: 1-833-863-4644
Email: [email protected]
Website: MehmiGroup.com
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