Bobcat T770 Compact Track Loader Financing and Leasing

The attachment package matters as much as the T770 badge

A Bobcat T770 bought for grading and loading presents a different equipment package from one purchased with a trencher, stump grinder or other powered attachment. Identify the actual work, attachment model and hydraulic requirements before the financing quote is prepared. A bucket-only listing should not be priced as a complete specialist setup.

Bobcat’s North American Classic T770 page lists standard auxiliary flow of 23 gpm and high flow of 36.6 gpm. High-flow capability must be confirmed on the machine being purchased; the model badge alone does not establish that the option is installed. Use the serial-specific documentation to check attachment compatibility, controls and capacity.

Can a used T770 be financed?

Used machines can be submitted for review with their hours, purchase price, seller information and maintenance history. Ask for a condition assessment covering tracks, rollers, sprockets, drive components, hydraulic connections, lift-arm pivots and the attachment interface. Worn tracks and undercarriage parts can create an early cash requirement even when the machine is priced attractively.

Have the seller identify previous applications, repairs and any hour-meter replacement. Landscaping, rental, snow work and abrasive site work can leave different maintenance histories. A rental label or low displayed hours should prompt questions, rather than serve as a substitute for inspection.

Build a transport and operating budget

List the loader, every purchased attachment and any transport equipment separately. Ask a qualified supplier or transport operator to establish the loaded combination’s requirements using the actual machine and attachment weights. Do not assume that an existing pickup and trailer are suitable simply because they moved a smaller loader.

For illustration, a hypothetical CAD $65,000 loader and CAD $12,000 attachment package total CAD $77,000 before tax and fees. If CAD $15,400 is contributed and the package is accepted, CAD $61,600 remains to finance. A separate CAD $6,000 initial repair budget would raise cash needed to CAD $21,400 if those repairs are paid directly. These are hypothetical inputs, not T770 pricing, a required contribution or an approval. Actual payment, rate, term and structure depend on underwriting.

Dealer, private-sale and auction purchases

A dealer quote should identify included attachments, promised repairs and warranty terms. On a private purchase, obtain the loader’s serial number, seller contact and ownership information and disclose outstanding debt. Ask Mehmi about the seller and closing process before paying a non-refundable deposit.

For auction equipment, establish whether the attachments shown are included in the lot. Record the buyer’s premium, taxes, loading arrangements and removal deadline. These costs and deadlines need to fit the funding plan; financing cannot be assumed after a successful bid.

Your T770 application information

• Year, serial number, recorded hours and itemized seller quote.
• Hydraulic package, controls, cab configuration and installed options.
• Attachment identities, condition, prices and compatibility confirmation.
• Track and undercarriage condition, inspection and maintenance records.
• Intended work, transport plan, business location and cash contribution.
• Business and financial documents requested by the lender.

Review the ownership and final obligations of an equipment loan or lease. Mehmi Financial Group is a brokerage for equipment purchases in Canada and eligible U.S. markets. Available financing sources and products vary by asset, applicant and location. Send your T770 and attachment quotes or call 833-863-4644. Credit approval, documentation, equipment eligibility, lender requirements, jurisdiction and final underwriting apply.