Bourgault Financing and Leasing

Build the quote around the complete seeding system

Identify each drill and cart by model, year and serial number. Specify working width, row configuration, openers, packers, product-delivery arrangement and control equipment. A cart and drill bought from different sellers need a clearly documented combined package.

Bourgault’s manufacturer catalogue library distinguishes air carts and drill families. Match the reference to the actual generation; a current catalogue does not establish the specification or condition of an older unit.

Confirm tractor and control compatibility

Have the dealer assess hydraulic demand, connections, hitch arrangement and transport requirements for the proposed combination. Include the monitor, controller, wiring and any software or activation costs. Confirm which functions remain available after a used system changes owners.

Discuss the intended crops and product application with qualified agronomic and equipment advisers. A larger working width or tank does not by itself establish better economics if the tractor, fields or logistics cannot support it.

Inspect the components that affect field readiness

Request service history and an independent review of the frame, openers, packers, bearings, fans, hoses, meters and tank condition as applicable. Document repairs and price replacement parts before agreeing on the finance amount.

Bourgault’s customer clinic resources separate training by equipment generation. Confirm manuals and local service support for your purchase; financing does not substitute for equipment setup or operator training.

Keep working capital available through seeding

Separate the equipment price from transport, dealer preparation, repairs and control upgrades. Budget seed, fertilizer, fuel and other seasonal expenses outside the acquisition payment. Explain any trade-in, existing lien or staged delivery.

Compare equipment loans and leases by deposit, total cost and final obligations. Send your Bourgault package and farm cash-flow information to request an independent financing review.

Bourgault equipment financing market context

Quick answer: Bourgault financing is generally reviewed using the purchase price, year, hours and condition, seller, expected useful life, seasonal cash flow, credit profile and requested term. New and used farm equipment may be considered, but final structure depends on the asset, transaction, lender and jurisdiction.

In ELFA’s 2025 Survey of Equipment Finance Activity, agricultural equipment represented 17.9% of 2024 annual new business volume by equipment type among respondents, the largest individual equipment category reported in the detailed table. See the ELFA Survey of Equipment Finance Activity for the underlying U.S. industry data.

ELFA’s July 2026 CapEx Finance Index reported $14.3 billion in seasonally adjusted new business volume among surveyed member companies, with year-to-date volume 16.8% above the same period in 2025. In Canada, Statistics Canada reported 2026 machinery and equipment capital-spending intentions of about C$127.2 billion. Review the July 2026 CapEx Finance Index and Statistics Canada’s 2026 capital expenditure release.

What can affect a Bourgault financing decision?

• Asset details: exact model, serial number, year, hours, condition, attachments, service history and expected useful life.
• Transaction quality: dealer or seller verification, itemized invoice, trade-in or deposit, delivery timing and equipment location.
• Business profile: farm or contracting history, revenue and cash flow, existing obligations, credit profile, seasonality and the equipment’s intended use.

For related research, compare Bourgault 3310-60 Air Seeder financing and Bourgault 3320-100 Air Seeder financing. You can also review how an equipment loan is structured before requesting a written proposal.