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Equipment Financing & Leasing in North America
Caterpillar AP655F Asphalt Paver Financing and Leasing
Quick Answer
Cat AP655F financing should identify the exact paver and fitted screed, including their condition and included controls. Mehmi Financial Group is an equipment finance and leasing brokerage. Lenders review the asset, seller records and business proposal; specifications or finance offers for a newer AP655 do not automatically apply.
Mehmi reviews requests from businesses in Canada and eligible U.S. markets, subject to lender and jurisdiction availability. Discuss your equipment purchase or call 833-863-4644.
Identify the AP655F and its actual screed
Caterpillar’s AP655F archive describes a non-current rubber-track paver with a Mobil-Trac undercarriage. Its documentation lists several SE-series screed choices. The exact screed and extensions therefore matter to the asset description; AP655F alone does not establish the complete paving package.
Obtain the paver serial number, year, engine and regional build details, together with the screed identification. Do not substitute newer AP655 specifications or offers. Confirm all fitted equipment through the seller and a qualified Cat dealer or technician familiar with the actual serial number.
Inspect the Mobil-Trac system and material path
Request a used-equipment assessment covering belts, undercarriage components, propel systems, conveyors, augers and hydraulics. Ask for maintenance records and details of major repairs. A recent belt replacement does not establish the condition of the entire undercarriage, and paver hours alone do not price material-handling wear.
Have the screed plates, heating, extensions, controls and any fitted grade equipment inspected. List missing sensors, cables or control components. Price required repairs separately, including who will complete them and whether the work happens before or after delivery.
Verify optional equipment and support access
The manufacturer archive lists optional equipment, including grade-control components and different screed arrangements. Confirm the actual installed configuration rather than valuing every option shown in the brochure. Any digital account, software or subscription transfer should be agreed separately with the appropriate provider.
Ask about parts availability and service capability for the paver and screed together. Non-current status does not automatically mean unsupported equipment, but it makes a specific support conversation useful. Avoid budgeting on the assumption that a newer model’s components or features are interchangeable.
Plan the sale and the paving-season cash requirement
Reconcile the seller’s written inventory, photographs and inspection report. Establish ownership and disclose any outstanding finance, consignment, auction conditions or imported-machine history. Provide the actual seller, machine location, currency and payment deadline for transaction review.
Separate delivery, inspection, refurbishment and commissioning from the asset price. Keep asphalt purchases, trucking, labour and emergency repairs in the operating budget. The asphalt paver financing overview includes a project-budget example, while road roller financing covers a related compaction purchase if one is also planned.
Compare proposals for the actual used machine
Send Mehmi the paver and screed identifiers, condition findings, repair quotes and business details. Explain awarded paving work, anticipated use and how payments would be met through seasonal interruptions. Review lease proposals and loans for total commitments, final obligations and early exit provisions. No current manufacturer promotion or advertised marketplace payment should be assumed to apply to this separate transaction.
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Equipment Financing Questions
Is the AP655F still a current Caterpillar model?
Caterpillar’s reviewed archive labels the AP655F as non-current. Used units may still be offered, but availability and condition must be confirmed with the seller. A current AP655 model page is not a substitute for AP655F documentation.
Does every AP655F have the same screed?
No. The manufacturer archive lists multiple SE-series screed choices. Verify the actual fitted screed, extensions and controls against the quote and inspection. Paving configuration and included equipment should be established for the specific machine.
Why is the undercarriage important to the purchase budget?
The Mobil-Trac system contains more than the visible belts. Ask qualified technicians to assess the complete undercarriage and drive condition and price required work. A claim that tracks were replaced does not settle the rest of the inspection.
Can a screed replacement be included with the paver?
Provide a separate quotation identifying the replacement, compatibility, installation and timing. The lender can assess the proposed package, but funding is not automatic. Confirm who is responsible if installation or commissioning takes longer than expected.
Can I use an advertised Cat promotional payment?
Do not assume it applies. Promotions can depend on model, condition, supplier, dates and credit criteria. Obtain written terms for the actual AP655F purchase, and compare total costs and final obligations rather than borrowing a payment from another listing.
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