What is a Self-Employed Worker?

A self-employed worker is someone who runs their own business or works independently without being employed by an employer.

For example, a licensed electrician who operates under her own business name, sets her own rates, chooses her clients, and is responsible for her own taxes, insurance, and equipment qualifies as a self-employed worker — meaning a lender will review her personal tax returns and Notice of Assessment rather than pay stubs when assessing income.

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