Working capital & term loans
Funding with an agreed payment schedule can suit payroll timing, supplier deposits, renovations and business expansion. Assess the payment even in a slower month.
MEHMI FINANCIAL GROUP · CANADIAN CITY GUIDES
Compare commercial financing across 96 Canadian cities, including working capital loans, revolving lines of credit, term loans, secured lending and refinancing. Find locally relevant business scenarios and application guidance.
Financing is subject to lender approval and underwriting. Local guides do not imply a physical Mehmi branch in every city.
LOCAL BUSINESS FINANCING RESOURCES
Review financing uses, eligibility considerations, application documents and common local borrowing needs.
FIND A SUITABLE STRUCTURE
Funding with an agreed payment schedule can suit payroll timing, supplier deposits, renovations and business expansion. Assess the payment even in a slower month.
Revolving funds can bridge ongoing short-term gaps. Compare whether interest is charged on drawn balances, fees, covenants, renewal and security.
Collateral may include eligible receivables, equipment or real estate. Collateral availability, existing liens, revenue and credit history influence options.
A new loan can reduce payment pressure but may increase total interest or involve exit fees. Compare lifetime cost, not only instalments.
Lenders may request recent bank statements, monthly revenue, business age, financial statements, trade or personal credit, existing debt obligations, asset details and an explanation of the loan purpose. Rules vary across funders and products.
Illustrations only. These are not Mehmi funded transactions, approvals or quoted offers.
$25,000 — Inventory for a seasonal retail peak.
$50,000 — Materials and payroll ahead of contractor receivables.
$100,000 — Manufacturer working capital during a long collection cycle.
$250,000 — Facility upgrade or business expansion.
$500,000 — Larger acquisition or collateral-backed refinancing.
Ask about annual interest or APR where applicable, factor rates, fees, total repayment, payment frequency, guarantees, collateral, renewal terms and prepayment charges. A factor rate is not APR. For federal program information, consult the Canada Small Business Financing Program.
Start with the amount requested, monthly revenue, time in business, financing purpose and contact information. Final options depend on underwriting and documentation.