Chevrolet
Explore & Source Quality Equipment Across Canada. Whether you're exploring our inventory of pre-owned trucks and heavy machinery or sourcing equipment through a private sale, we help you secure the best deals and handle transactions smoothly, safely, and competitively with our dealer network.
Mehmi Financial Group helps businesses finance and lease Chevrolet equipment, including trucks, in Canada and the USA. As a brokerage, we compare options from banks, equipment finance companies and alternative lenders for new and used Chevrolet units, from dealer purchases to private sales. Approval, rates and terms are set by each lender.
About Chevrolet commercial trucks
Chevrolet's commercial lineup includes Silverado HD pickups, the Silverado 3500 HD chassis cab, medium-duty chassis cabs and the Low Cab Forward truck. Through GM Fleet, the Silverado 3500 HD chassis cab comes with a standard 10-speed Allison automatic.
Chevrolet trucks on our list
Our list includes Chevrolet commercial trucks, the Silverado 2500 and Chevrolet step vans, used by contractors, trades, delivery and service businesses.
How lenders view Chevrolet work trucks
Chevrolet pickups and chassis cabs have broad resale markets. Lenders review model year, mileage, the upfit and how the truck earns revenue. Chassis and body on one invoice are usually financed together.
Financing Chevrolet trucks
GM Financial and dealer programs can be compared with banks and independent lenders, especially for used trucks and custom upfits.
How Chevrolet equipment financing works
Most Chevrolet purchases are financed with an equipment loan or a lease. A loan gives you ownership from day one, with the lender registering a security interest (PPSA in Canada, UCC in the USA). A lease keeps title with the lessor and can lower the monthly payment, with a buyout, renewal or return option at the end.
Chevrolet equipment we help finance
Financing Chevrolet trucks
Trucks are financed by owner-operators, fleets and vocational businesses. Lenders review model year, odometer reading, engine and emissions history, and your operating authority and driving experience. Specification matters: sleeper or day cab, axle configuration and body type all affect resale demand. For older or high-kilometre units, lenders may ask for proof of an engine rebuild or a mechanical inspection.
Chevrolet trucks on our eligible equipment list include Chevrolet Commercial Trucks.
What lenders check on a Chevrolet truck
Lenders look at model year, odometer reading, engine and emissions history, and your driving or operating experience. Long-haul use is often reviewed more closely than local or vocational work.
Expect to provide a credit application, recent business bank statements, the dealer quote or bill of sale with serial number and kilometres or miles, and financial statements or tax returns for larger amounts.
See the full list of eligible equipment, compare equipment financing options, or estimate payments with the equipment financing calculator.
All Chevrolet models with financing pages
| Model | Type | Category |
|---|---|---|
| Chevrolet Commercial Trucks | Truck | Transportation |
| Chevrolet Silverado 2500 | Equipment | Transportation |
| Chevrolet Step Van | Equipment | Transportation |
Tax treatment of Chevrolet equipment
In Canada, trucks and tractors designed for hauling freight with a gross vehicle weight rating over 11,788 kg generally fall in CCA Class 16, while other trucks and vehicles generally fall in Class 10. Trailers have their own rules, so confirm the class with your accountant. With a loan, you generally claim capital cost allowance and deduct interest. With a true operating lease, lease payments are generally deductible instead. See the CRA classes of depreciable property. In the USA, Section 179 and bonus depreciation may apply; see IRS Publication 946. Always confirm with your accountant.
End-of-term options on a Chevrolet lease
A $1 buyout lease is built for ownership: you keep the machine for a nominal amount at the end. A fair market value lease usually has a lower payment, and at the end you can buy the equipment at its market value, return it or upgrade. Read the return conditions, such as hour limits and wear standards, before you sign.
Who finances Chevrolet equipment
Transportation: owner-operators, long-haul and regional carriers, vocational fleets, construction haulers, logistics companies and municipal fleets finance Chevrolet equipment to take on new work, replace aging units or add capacity.
The right structure depends on how the equipment earns money. A machine tied to a long contract can support a longer term, while seasonal work may call for skip or seasonal payments that some lenders offer.
Questions to ask the dealer or seller before you finance
- What is the exact model year, serial number and kilometres or miles?
- Is there a service history or recent inspection report?
- Is any warranty or extended coverage included, and does it transfer?
- Are attachments, delivery, installation and taxes itemized on the quote?
- For a private sale, is the equipment free of liens, and who will provide the bill of sale?
Insurance on financed Chevrolet equipment
Lenders and lessors require the equipment to be insured for its replacement or financed value, with the lender named as loss payee, before funding. Some also ask for liability coverage. Getting an insurance quote early avoids last-minute delays.
Frequently asked questions
Can I finance a Chevrolet Silverado 3500 HD chassis cab with a body?
Usually, if the chassis and body are on one invoice.
Can I finance a Chevrolet Low Cab Forward truck?
Yes. Lenders review the body and how the truck earns revenue.
Can a contractor finance a used Silverado 2500?
Yes. Lenders review mileage and condition.
Is GM Financial my only option?
No. Banks and independent lenders also finance Chevrolet trucks.
Can upfits be included?
Many lenders include upfits on the purchase invoice.
Can a fleet finance several Chevrolet trucks?
Yes. Lenders review fleet financials.
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