Horsch
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Mehmi Financial Group helps businesses finance and lease Horsch equipment, including planters, in Canada and the USA. As a brokerage, we compare options from banks, equipment finance companies and alternative lenders for new and used Horsch units, from dealer purchases to private sales. Approval, rates and terms are set by each lender.
About HORSCH
HORSCH is a German maker of seeding, tillage and crop-care equipment. Founder Michael Horsch got his start building machinery for his family's farm, according to Farm Equipment. The HORSCH Joker was introduced to the US in 2008 as one of the first high-speed discs, and HORSCH continues to design machines for North America's large acreages and short seasons.
HORSCH equipment
HORSCH builds high-speed discs (Joker), cultivators, Maestro planters, air seeders and sprayers used by large grain and row-crop farms.
How lenders view HORSCH equipment
Planters and tillage tools are financed on the farm's income cycle. Lenders review width, age, wear parts and the farm's acres and crops. Annual or semi-annual payments are common.
Financing HORSCH equipment
Implements are often financed with a tractor or as part of a spring package. Dealer programs, Farm Credit Canada, bank agriculture teams and independent lenders can be compared.
How Horsch equipment financing works
Most Horsch purchases are financed with an equipment loan or a lease. A loan gives you ownership from day one, with the lender registering a security interest (PPSA in Canada, UCC in the USA). A lease keeps title with the lessor and can lower the monthly payment, with a buyout, renewal or return option at the end.
What lenders check on a Horsch planter
Lenders look at hours, maintenance history and how payments fit your crop or livestock cash cycle. Seasonal or annual payment schedules are common for farm equipment.
Expect to provide a credit application, recent business bank statements, the dealer quote or bill of sale with serial number and hours, and financial statements or tax returns for larger amounts.
See the full list of eligible equipment, compare equipment financing options, or estimate payments with the equipment financing calculator.
All Horsch models with financing pages
| Model | Type | Category |
|---|---|---|
| Horsch Maestro 24 SW Planter | Planter | Farming |
Tax treatment of Horsch equipment
In Canada, the CCA class depends on the asset and how it is used. Your accountant can confirm the right class. With a loan, you generally claim capital cost allowance and deduct interest. With a true operating lease, lease payments are generally deductible instead. See the CRA classes of depreciable property. In the USA, Section 179 and bonus depreciation may apply; see IRS Publication 946. Always confirm with your accountant.
Frequently asked questions
Can I finance a HORSCH Maestro planter?
Yes. Lenders review width, age and the farm's acres and income.
Can I finance a used HORSCH Joker?
Yes. Lenders review discs, bearings and overall condition.
When did the Joker come to North America?
HORSCH introduced the Joker to the US in 2008.
Can I get annual payments on HORSCH equipment?
Many farm lenders offer annual or semi-annual payments.
Can a planter and tractor be financed together?
Some lenders will finance them as one deal.
Is HORSCH a family company?
HORSCH was started by Michael Horsch, who began by building machinery for his family's farm.
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