Massey Ferguson
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Mehmi Financial Group helps businesses finance and lease Massey Ferguson equipment, including tractors and combines, in Canada and the USA. As a brokerage, we compare options from banks, equipment finance companies and alternative lenders for new and used Massey Ferguson units, from dealer purchases to private sales. Approval, rates and terms are set by each lender.
About Massey Ferguson
Massey Ferguson has deep Canadian roots. According to Massey Ferguson, Daniel Massey opened a machine shop in Ontario in 1847, and Alanson Harris began making farm machinery in 1857. The two businesses later combined as Massey-Harris, which grew into one of Canada's best-known companies and moved to Toronto in 1879. Today Massey Ferguson is a worldwide brand of AGCO Corporation.
Massey Ferguson tractors on our list
The Massey Ferguson models on our eligible equipment list are mainly tractors: the 6S and 7S series used on mixed farms, livestock and dairy operations, and models such as the 7618. These mid-range tractors are workhorses for loader work, haying, tillage and transport, and they are common on Canadian farms.
How lenders view Massey Ferguson equipment
Mid-range tractors from an established brand have a healthy resale market, which helps on terms. Farm lenders look at horsepower, hours, transmission type, loader and implements, and how the tractor fits the farm's work and income. Payments are often set annually or seasonally around crop or livestock sales.
Who finances Massey Ferguson tractors
AGCO Finance offers programs through dealers on new and many used units. Farm Credit Canada, banks with agriculture teams and independent lenders also finance tractors, which helps on auction purchases, private sales and farms buying several pieces at once.
How Massey Ferguson equipment financing works
Most Massey Ferguson purchases are financed with an equipment loan or a lease. A loan gives you ownership from day one, with the lender registering a security interest (PPSA in Canada, UCC in the USA). A lease keeps title with the lessor and can lower the monthly payment, with a buyout, renewal or return option at the end.
Massey Ferguson equipment we help finance
Financing Massey Ferguson tractors
Tractors are financed for row crops, hay, livestock and property work, and for some construction and municipal uses. Lenders look at horsepower class, hours, transmission type and the implements bought with it. Payment schedules can often be matched to harvest or sales seasons. Used tractors with documented service history and common configurations are usually easier to place with lenders than rare or heavily modified units.
Massey Ferguson tractors on our eligible equipment list include Massey Ferguson 6S Series Tractor, Massey Ferguson 7618 Tractor, Massey Ferguson 7S Series Tractor and Massey Ferguson 8670 Tractor.
Financing Massey Ferguson combines
Combines are high-value seasonal assets. Lenders look at engine and separator hours, header packages and the acreage or custom-harvest work behind the purchase. Annual or semi-annual payments that follow harvest income are common. Headers can sometimes be financed with the combine when they are on the same invoice.
Massey Ferguson combines on our eligible equipment list include Massey Ferguson IDEAL Combine.
What lenders check on a Massey Ferguson tractor
Lenders look at hours, maintenance history and how payments fit your crop or livestock cash cycle. Seasonal or annual payment schedules are common for farm equipment.
Expect to provide a credit application, recent business bank statements, the dealer quote or bill of sale with serial number and hours, and financial statements or tax returns for larger amounts.
See the full list of eligible equipment, compare equipment financing options, or estimate payments with the equipment financing calculator.
All Massey Ferguson models with financing pages
| Model | Type | Category |
|---|---|---|
| Massey Ferguson 6S Series Tractor | Tractor | Farming |
| Massey Ferguson 7618 Tractor | Tractor | Farming |
| Massey Ferguson 7S Series Tractor | Tractor | Farming |
| Massey Ferguson 8670 Tractor | Tractor | Farming |
| Massey Ferguson 8690 Tractor | Tractor | Farming |
| Massey Ferguson 8S Series Tractor | Tractor | Farming |
| Massey Ferguson 9S Series Tractor | Tractor | Farming |
| Massey Ferguson IDEAL Combine | Combine | Farming |
Tax treatment of Massey Ferguson equipment
In Canada, the CCA class depends on the asset and how it is used. Your accountant can confirm the right class. With a loan, you generally claim capital cost allowance and deduct interest. With a true operating lease, lease payments are generally deductible instead. See the CRA classes of depreciable property. In the USA, Section 179 and bonus depreciation may apply; see IRS Publication 946. Always confirm with your accountant.
Frequently asked questions
Is Massey Ferguson a Canadian brand?
Its roots are Canadian: Daniel Massey opened a machine shop in Ontario in 1847. Today it is a worldwide brand of AGCO.
Can I finance a used Massey Ferguson 7S tractor?
Yes. Lenders review hours, transmission, loader and implements and your farm's income.
Can I get annual payments on a Massey Ferguson tractor?
Many farm lenders and dealer programs offer annual or seasonal payments.
Can I finance a tractor and loader together?
Usually, if both are on the same invoice.
Is AGCO Finance my only option?
No. Farm Credit Canada, bank agriculture teams and independent lenders also finance Massey Ferguson equipment.
Can a hobby farm or acreage finance a Massey Ferguson?
Business financing requires a business use. Acreages run as a business may qualify, depending on the lender.
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