Roadtec
Explore & Source Quality Equipment Across Canada. Whether you're exploring our inventory of pre-owned trucks and heavy machinery or sourcing equipment through a private sale, we help you secure the best deals and handle transactions smoothly, safely, and competitively with our dealer network.
Mehmi Financial Group helps businesses finance and lease Roadtec equipment, including pavers, in Canada and the USA. As a brokerage, we compare options from banks, equipment finance companies and alternative lenders for new and used Roadtec units, from dealer purchases to private sales. Approval, rates and terms are set by each lender.
About Roadtec
Roadtec is an Astec Industries brand building asphalt pavers, cold planers (milling machines) and material transfer vehicles. Astec runs technical service schools for its road construction equipment.
Roadtec equipment
Roadtec equipment is used by highway paving contractors and DOT-scale road builders.
What lenders look at
Milling machines and highway-class pavers are big-ticket assets; lenders look at bid history, contract backlog and machine hours.
Financing Roadtec equipment
These machines are often financed as part of a road-building spread, with seasonal payments available from some lenders.
How Roadtec equipment financing works
Most Roadtec purchases are financed with an equipment loan or a lease. A loan gives you ownership from day one, with the lender registering a security interest (PPSA in Canada, UCC in the USA). A lease keeps title with the lessor and can lower the monthly payment, with a buyout, renewal or return option at the end.
Roadtec equipment we help finance
Financing Roadtec pavers
Asphalt and concrete pavers are financed by paving and road-building contractors. Lenders look at screed condition, hours, and the paving contracts or municipal work the machine supports. Pavers are often financed together with rollers and other paving equipment.
Roadtec pavers on our eligible equipment list include Roadtec RP-180F Paver and Roadtec RP-195e Paver.
What lenders check on a Roadtec paver
Lenders look at machine hours, service records, undercarriage or tire condition, and whether the unit is tied to contracts or a steady work program. Used machines with strong resale demand are usually easier to finance than specialized units.
Expect to provide a credit application, recent business bank statements, the dealer quote or bill of sale with serial number and hours, and financial statements or tax returns for larger amounts.
See the full list of eligible equipment, compare equipment financing options, or estimate payments with the equipment financing calculator.
All Roadtec models with financing pages
| Model | Type | Category |
|---|---|---|
| Roadtec RP-180F Paver | Paver | Construction |
| Roadtec RP-195e Paver | Paver | Construction |
| Roadtec RX-600e Cold Planer | Equipment | Construction |
| Roadtec RX-900e Cold Planer | Equipment | Construction |
| Roadtec SB-2500D Shuttle Buggy | Equipment | Construction |
Tax treatment of Roadtec equipment
In Canada, power-operated movable equipment used to excavate, move, place or compact earth, rock, concrete or asphalt generally falls in CCA Class 38. Confirm the class for your exact asset with your accountant. With a loan, you generally claim capital cost allowance and deduct interest. With a true operating lease, lease payments are generally deductible instead. See the CRA classes of depreciable property. In the USA, Section 179 and bonus depreciation may apply; see IRS Publication 946. Always confirm with your accountant.
End-of-term options on a Roadtec lease
A $1 buyout lease is built for ownership: you keep the machine for a nominal amount at the end. A fair market value lease usually has a lower payment, and at the end you can buy the equipment at its market value, return it or upgrade. Read the return conditions, such as hour limits and wear standards, before you sign.
Who finances Roadtec equipment
Construction: general contractors, excavation and site-prep firms, road builders, utility contractors, landscapers, demolition companies and equipment rental fleets finance Roadtec equipment to take on new work, replace aging units or add capacity.
The right structure depends on how the equipment earns money. A machine tied to a long contract can support a longer term, while seasonal work may call for skip or seasonal payments that some lenders offer.
Questions to ask the dealer or seller before you finance
- What is the exact model year, serial number and hours?
- Is there a service history or recent inspection report?
- Is any warranty or extended coverage included, and does it transfer?
- Are attachments, delivery, installation and taxes itemized on the quote?
- For a private sale, is the equipment free of liens, and who will provide the bill of sale?
Insurance on financed Roadtec equipment
Lenders and lessors require the equipment to be insured for its replacement or financed value, with the lender named as loss payee, before funding. Some also ask for liability coverage. Getting an insurance quote early avoids last-minute delays.
Frequently asked questions
Can I finance a Roadtec milling machine?
Yes. Lenders review your contract backlog.
Is Roadtec part of Astec?
Yes.
Can a highway paver be financed?
Yes.
Can payments be seasonal?
Some lenders offer them.
Can I finance used Roadtec equipment?
Yes, with an inspection.
Can a full spread be financed?
Yes.
.svg){kind=small}