Waratah
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Mehmi Financial Group helps businesses finance and lease Waratah equipment, including harvesters, in Canada and the USA. As a brokerage, we compare options from banks, equipment finance companies and alternative lenders for new and used Waratah units, from dealer purchases to private sales. Approval, rates and terms are set by each lender.
About Waratah
Waratah Forestry Equipment builds harvesting and processing heads, the attachments that fell, delimb and cut trees to length on the end of a harvester or excavator boom. Its range includes 200-series two-roller heads and 600-series three- and four-roller heads such as the HTH624C.
Waratah heads on our list
Our eligible equipment list includes Waratah harvester heads such as the HTH622B and HTH624C. The HTH624C is a large-timber head that, according to a Waratah dealer, handles species such as pine, poplar and aspen up to about 81 cm (32 inches) in diameter. Waratah has also introduced a loader-processor version, the HTH624C 4x4 LP, for clearing landings and loading.
Financing a harvesting head
A harvesting head can be financed on its own or with the carrier machine. Contractors replacing a worn head, or fitting a processor to an excavator, often finance the head separately. Lenders review the head's model, hours, roller and knife condition, the measuring system and the carrier it will go on.
How lenders view forestry attachments
Heads are high-wear components, so service history and an inspection matter. Lenders also look at the logging contracts behind the purchase and the seasonality of the work. Some forestry lenders offer seasonal payments for spring break-up.
How Waratah equipment financing works
Most Waratah purchases are financed with an equipment loan or a lease. A loan gives you ownership from day one, with the lender registering a security interest (PPSA in Canada, UCC in the USA). A lease keeps title with the lessor and can lower the monthly payment, with a buyout, renewal or return option at the end.
Waratah equipment we help finance
Financing Waratah harvesters
Harvesters (forestry or crop) are specialized machines. Lenders look at hours, head condition and the cutting rights, contracts or acreage behind the purchase. Because fewer lenders specialize in these assets, comparing several lenders matters more than usual.
Waratah harvesters on our eligible equipment list include Waratah Harvester Head.
What lenders check on a Waratah harvester
Lenders look at hours, component condition and the contracts or cutting rights behind the work. Forestry equipment is specialized, so lender appetite and terms vary more than for general construction machines.
Expect to provide a credit application, recent business bank statements, the dealer quote or bill of sale with serial number and hours, and financial statements or tax returns for larger amounts.
See the full list of eligible equipment, compare equipment financing options, or estimate payments with the equipment financing calculator.
All Waratah models with financing pages
| Model | Type | Category |
|---|---|---|
| Waratah Harvester Head | Harvester | Forestry |
| Waratah HTH622B Harvesting Head | Equipment | Forestry |
| Waratah HTH624C Harvesting Head | Equipment | Forestry |
Tax treatment of Waratah equipment
In Canada, the CCA class depends on the asset and how it is used. Your accountant can confirm the right class. With a loan, you generally claim capital cost allowance and deduct interest. With a true operating lease, lease payments are generally deductible instead. See the CRA classes of depreciable property. In the USA, Section 179 and bonus depreciation may apply; see IRS Publication 946. Always confirm with your accountant.
Frequently asked questions
Can I finance a Waratah head on its own?
Yes, some lenders finance harvesting heads separately from the carrier machine.
Can I finance a used Waratah HTH624C?
Yes. Lenders review hours, rollers, knives, the measuring system and the carrier it will go on.
Can a Waratah processor be fitted to an excavator and financed?
Yes. The head, installation and carrier can sometimes be financed together.
What size timber does the HTH624C handle?
A Waratah dealer lists it for species like pine, poplar and aspen up to about 81 cm (32 inches).
Do lenders need my logging contracts?
Contracts strengthen the application because they show how payments will be covered.
Can payments on a Waratah head be seasonal?
Some forestry lenders offer seasonal payments for spring break-up.
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