What Is Repair & Breakdown Financing?
Finance the repair. Keep the truck earning.
A breakdown doesn't wait for a convenient time, and neither does the bill. Repair and breakdown financing lets you cover a major commercial repair invoice without paying the full amount from cash on hand. Instead of draining your operating account, the invoice is financed into manageable monthly payments, and we pay the repair facility directly once your file is approved.This applies to qualifying repairs on trucks, trailers, and commercial equipment — including major component work like engine or transmission repairs, electrical and emissions issues, and reefer unit repairs on Cummins, Detroit Diesel, Freightliner, Peterbilt, Carrier, or Thermo King equipment, among others.
- Funds sent directly to your repair shop
- No down payment required
- Manageable monthly payments
- Covers qualifying commercial repairs from $5,000
Repair & Breakdown Financing Benefits
Get back on the road. Protect your cash flow.
A major repair is stressful enough without watching it empty your operating account. Repair financing lets you handle the invoice without sacrificing the cash you need to keep the rest of the business running — fuel, payroll, insurance, and the next load.
With Mehmi Repair & Breakdown Financing, You Can:
- Keep your truck or equipment earning instead of sitting in the bay
- Preserve cash for fuel, insurance, and payroll
- Have the repair facility paid directly, without using your own funds upfront
- Pay off the balance early any time, with no penalty
Ideal If You Want To:
- Avoid draining your operating account for an unexpected repair
- Avoid tying up a credit card limit you need for fuel and emergencies
- Get a truck, trailer, or piece of equipment back to work quickly
Why Choose Mehmi for Repair & Breakdown Financing?
At Mehmi Financial Group, we specialize in fast, flexible repair financing for Canadian owner-operators, fleets, and small businesses. We know a parked truck doesn't earn, so we review your file quickly and keep the process simple.
We don't report your account to the credit bureaus unless a default leads to collections, so a financed repair doesn't show up as new debt on your credit profile in the normal course of repayment. And because this is commercial financing, interest may be tax-deductible if you file as a business — confirm the details with your accountant.
- Repairs financed from $5,000, including engine, transmission, electrical, and reefer unit work
- We consider bank-declined files and challenged credit profiles, not just credit score alone
- Transparent terms — a flat admin fee, no other hidden costs
- We don't report to the credit bureaus unless an account goes to collections
Finance Smarter — Repair Financing Made Easy
Get back on the road without tying up the cash you need for fuel, insurance, and payroll. We review your repair invoice, your equipment, and your business to get you a decision fast.
Repair invoices from $5,000+
No down payment required
Conditional approval often within 1 business hour
No early payout penalty (open loan)
Get Started
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