Truck, Trailer & Equipment Financing for Canada’s Transportation Industry

Fuel prices rising. Repairs draining cash. We help trucking businesses stay on the road — fast.

Canada's Transportation Industry

Canadian transportation businesses operate within one of the most operationally demanding, capital-intensive sectors of the economy. Daily challenges like volatile fuel costs, seasonal delays, aging equipment, and delayed invoice payments can quickly stall operations and growth. Without reliable access to capital, even the most well-run fleets risk falling behind.

At MehmiGroup, we specialize in solving these cash flow and asset acquisition problems through tailored financing built exclusively for the transportation industry. Whether you’re an owner-operator getting your first truck, a mid-sized fleet adding new trailers, or a dispatcher trying to stabilize payments, our financial solutions are designed to keep you moving forward.

We help trucking and logistics companies across Canada acquire essential equipment, unlock working capital, meet compliance demands, and modernize their fleets — without the burdens of traditional financing.

Additional Services We Offer

Working Capital Loans

Operational costs like payroll, maintenance, and fuel are unpredictable. Our working capital loans provide a buffer during slow seasons or unexpected expenses

  • Borrow up to $500,000 for short-term or strategic use
  • Fast approvals with no collateral required
  • Use funds for insurance, repairs, taxes, or expansion

Invoice Factoring

Waiting 30, 60, or 90 days to get paid? That delay crushes cash flow. With Mehmi Financial Group’s factoring services, we pay you upfront on outstanding freight and delivery invoices.

  • Funds within 24–48 hours
  • Convert up to 95% of invoice values immediately
  • No repayment pressure — we collect when your client pays

Perfect for owner-operators, brokers, and growing fleets managing slow-paying accounts.

Equipment Refinancing

Already financed your truck, trailer, or equipment? We help renegotiate those loans or leases to free up working capital or reduce your monthly payments.

  • Lower your interest rate or payment term
  • Unlock equity to reinvest in your business
  • Improve your cash flow without selling your assets

Repair & Maintenance Financing

Major repairs can happen without warning — and sideline your only income-generating equipment. We offer specialized financing for engine rebuilds, transmission issues, and critical repairs.

  • Same-day approvals in urgent cases
  • Funds can be paid directly to your mechanic or dealer
  • Repayment options that work around your revenue cycles

The Importance of Specialized Financing

Your transportation business requires financing solutions specifically designed to support industry demands:

  • Reliable Cash Flow: Stable liquidity amid operational fluctuations and delayed payments.
  • Flexible Equipment Acquisition: Easily acquire and maintain reliable transportation equipment.
  • Rapid Funding: Quick approvals and fund disbursement keep your business moving.
  • Tailored Solutions: Financing options crafted to meet the distinct needs of transportation businesses.

Financial Challenges in the Transportation Industry

Transportation businesses encounter distinct financial pressures:

  • High Equipment Costs: Substantial upfront investment in trucks, trailers, and fleet expansion.
  • Variable Operational Costs: Fluctuating expenses like fuel, maintenance, and regulatory compliance.
  • Revenue Uncertainty: Seasonal fluctuations and varying demand levels.
  • Delayed Customer Payments: Extended invoice payment periods from customers and brokers.

Traditional financing methods often fail to adequately address these unique industry-specific challenges. MehmiGroup offers transportation-focused solutions tailored to your financial realities.

Trusted by businesses
across Canada

24–48 hr approval
All credit types welcome
Serving Canada nationwide
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Transportation Businesses We Support

We proudly partner with diverse transportation and logistics providers across Canada:
Owner-Operators: Financing for purchasing, leasing, or repairing individual trucks and equipment.
Fleet Operators: Solutions for expanding, upgrading, or maintaining commercial vehicle fleets.
Freight & Logistics Companies: Working capital solutions for managing operational expenses and cash flow.
Specialized Transportation Services: Financing tailored for specialized vehicles and equipment.

Frequently Asked Questions

Can I get approved with bad credit or limited credit history?

Yes. We work with businesses and drivers across a wide range of credit scores — including startups, first-time buyers, and operators recovering from credit challenges.

Do you finance equipment bought from private sellers or auctions?

Absolutely. We finance trucks and trailers purchased through auctions, classified listings, or directly from private owners — not just dealerships.

How fast can I get approved and funded?

Our typical turnaround is 24–48 hours after receiving your application and required documents.

Can I get pre-approved before shopping for a truck or trailer?

Yes — we offer pre-approvals so you know your financing limits and can negotiate confidently.

Do you offer $0 down or low down payment programs?

Yes. Depending on credit and asset value, we structure low or no-down options for qualified applicants.

Can you finance older equipment or trucks with high mileage?

Yes — especially if it's well-maintained. We'll evaluate its resale value and utility for your operations.

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