Truck, Trailer, and Equipment Invoice Factoring in Canada

Tired of waiting 30–90 days to get paid? Convert your unpaid invoices into fast cash — with flexible factoring built for trucking, logistics, and equipment-based businesses.

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Truck, Trailer, and Equipment Invoice Factoring Solutions

Waiting 30, 60, or 90 days for customers to pay?
At Mehmi Financial Group, we turn your unpaid invoices into immediate cash — so you can fuel operations, meet payroll, and grow faster without relying on bank loans.
  • Get paid upfront — no more cash flow gaps
  • Flexible programs built around your needs
  • Keep control of your customer relationships
  • Fast approvals — funding often in 24 hours

Factor Smarter

No more waiting. Get paid today.

Turn slow-paying invoices into same-week cash. MehmiGroup helps trucking, equipment, and logistics businesses unlock working capital without adding new debt.

Advance up to 95% of invoice value

Same-day approvals

Funds within 24–48 hours

Keep control of your customer relationships

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Why Use Factoring for Your Trucking or Equipment Business?

Slow payments can choke your business growth — but factoring puts you back in control.
Instead of waiting months for customers to pay, Mehmi Financial Group advances you most of your invoice upfront, giving you fast, predictable cash flow without adding debt.

Trusted by businesses across Canada

24–48 hr approval
All credit types welcome
Serving Canada nationwide
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What Types of Invoices Can You Factor?

If you've delivered goods or completed work and are just waiting for payment — you can factor it.

We specialize in factoring for:
  • Freight invoices (trucking, logistics)
  • Equipment delivery invoices
  • Construction and industrial project invoices
  • Government and commercial receivables
New businesses welcome — no long operating history required.

How Invoice Factoring Works

Factoring is simple — and it’s not a loan.
You sell your unpaid invoice to Mehmi Financial Group, we pay you most of it upfront, and once your customer pays, we send you the rest (minus a small fee).

Typical Process:
  • Submit your unpaid invoice
  • Get approved and funded (usually within 24 hours)
  • Your customer pays on their normal terms
  • We release the remaining balance to you

Apply in under 5 minutes.
Approval decisions usually within 24–48 hours!

Apply now
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No repayment pressure
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No new debt
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Just cash you already earned

When is Factoring a Smart Move?

Situation

Why Factoring Helps

Customers pay slow (30–90 days)
Smooth out cash flow gaps
You need immediate working capital
Fund payroll, fuel, growth expenses
Traditional loans aren't an option
Avoid high-interest loans and complex bank approvals
New business, no long credit history
Factoring looks at your customers’ credit, not just yours

Not sure?

We'll help you pick the right path — based on YOUR business, not just a sales pitch. Contact us HERE

Frequently Asked Questions About Leasing and Loans

We’ve guided many business owners through the leasing and loan process — here’s how it works.

How fast can I get funded through factoring?

Most clients are funded within 24 to 48 hours after invoice submission and approval.

Is factoring a loan?

No — factoring is not a loan. You're simply selling an asset you already own (your invoice) in exchange for fast cash.

Do I need perfect credit to qualify for factoring?

No — approval is mostly based on your customers’ creditworthiness, not yours. Factoring is ideal for businesses with newer or challenged credit.

What kinds of businesses can use factoring?

Factoring is popular with freight companies, equipment suppliers, construction contractors, and other B2B companies that issue invoices with payment terms.

How much of my invoice will I get upfront?

Typically, 80% to 95% of the invoice amount is advanced upfront — with the rest paid after your customer settles the invoice.

Can I factor invoices from one customer, or do I have to factor everything?

You can choose which invoices to factor — you stay in control. It's flexible based on your business needs.

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