Berkel
Explore & Source Quality Equipment Across Canada. Whether you're exploring our inventory of pre-owned trucks and heavy machinery or sourcing equipment through a private sale, we help you secure the best deals and handle transactions smoothly, safely, and competitively with our dealer network.
Mehmi Financial Group helps businesses finance and lease Berkel equipment, including restaurant equipment, in Canada and the USA. As a brokerage, we compare options from banks, equipment finance companies and alternative lenders for new and used Berkel units, from dealer purchases to private sales. Approval, rates and terms are set by each lender.
About Berkel
In 1898, W.A. Van Berkel, a butcher in Rotterdam, invented a better way to slice meat, creating the world's first meat-slicing machine, according to Berkel. Berkel has built slicers and food-preparation equipment ever since.
Berkel equipment on our list
Our list includes the Berkel B20 mixer. Berkel slicers, mixers and meat-processing equipment are used in delis, butcher shops, restaurants and grocery stores.
How lenders view food-preparation equipment
Smaller kitchen equipment is financed mainly on the business's cash flow and usually as part of a package. Lenders review bank statements, time in business and the quote.
Financing Berkel equipment
Mixers and slicers are often financed with ovens, refrigeration and other equipment in an opening or renovation package.
How Berkel equipment financing works
Most Berkel purchases are financed with an equipment loan or a lease. A loan gives you ownership from day one, with the lender registering a security interest (PPSA in Canada, UCC in the USA). A lease keeps title with the lessor and can lower the monthly payment, with a buyout, renewal or return option at the end.
What lenders check on a Berkel restaurant equipment
Lenders look at the business cash flow, the location, and installation and ventilation costs. Commercial kitchen equipment is often financed as a package with installation.
Expect to provide a credit application, recent business bank statements, the dealer quote or bill of sale with serial number and age, and financial statements or tax returns for larger amounts.
See the full list of eligible equipment, compare equipment financing options, or estimate payments with the equipment financing calculator.
All Berkel models with financing pages
| Model | Type | Category |
|---|---|---|
| Berkel | Equipment | Restaurant |
| Berkel B20 Mixer | Equipment | Restaurant |
Tax treatment of Berkel equipment
In Canada, the CCA class depends on the asset and how it is used. Your accountant can confirm the right class. With a loan, you generally claim capital cost allowance and deduct interest. With a true operating lease, lease payments are generally deductible instead. See the CRA classes of depreciable property. In the USA, Section 179 and bonus depreciation may apply; see IRS Publication 946. Always confirm with your accountant.
End-of-term options on a Berkel lease
A $1 buyout lease is built for ownership: you keep the machine for a nominal amount at the end. A fair market value lease usually has a lower payment, and at the end you can buy the equipment at its market value, return it or upgrade. Read the return conditions, such as hour limits and wear standards, before you sign.
Who finances Berkel equipment
Restaurant: independent restaurants, franchises, bakeries, caterers, ghost kitchens and food manufacturers finance Berkel equipment to take on new work, replace aging units or add capacity.
The right structure depends on how the equipment earns money. A machine tied to a long contract can support a longer term, while seasonal work may call for skip or seasonal payments that some lenders offer.
Questions to ask the dealer or seller before you finance
- What is the exact model year, serial number and age?
- Is there a service history or recent inspection report?
- Is any warranty or extended coverage included, and does it transfer?
- Are attachments, delivery, installation and taxes itemized on the quote?
- For a private sale, is the equipment free of liens, and who will provide the bill of sale?
Insurance on financed Berkel equipment
Lenders and lessors require the equipment to be insured for its replacement or financed value, with the lender named as loss payee, before funding. Some also ask for liability coverage. Getting an insurance quote early avoids last-minute delays.
Frequently asked questions
Can I finance a Berkel mixer?
Yes, usually as part of a kitchen equipment package.
Who invented the meat slicer?
Berkel says W.A. Van Berkel invented the first meat-slicing machine in 1898.
Can a butcher shop finance Berkel equipment?
Yes. Lenders review the business's cash flow and the quote.
Can small equipment be financed on its own?
Some lenders have minimum amounts, so packaging equipment together often helps.
Can a new deli finance equipment?
Yes, often with a down payment or guarantor.
Can installation be included?
Some lenders include installation when it is on the quote.
.svg){kind=small}