BouMatic
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Mehmi Financial Group helps businesses finance and lease BouMatic equipment, including farming equipment, in Canada and the USA. As a brokerage, we compare options from banks, equipment finance companies and alternative lenders for new and used BouMatic units, from dealer purchases to private sales. Approval, rates and terms are set by each lender.
About BouMatic
BouMatic's history traces to 1939, when Lawrence Bouma established Bou-Matic Milkers, according to its company history. BouMatic marks more than 85 years in the dairy industry and builds milking systems, rotary parlours, robotic milkers and dairy hygiene products.
BouMatic equipment on our list
Our list includes BouMatic dairy equipment: milking parlours, robots and related systems used by dairy farms.
How lenders view dairy equipment
Milking systems are often financed as part of a barn build or renovation. Lenders review herd size, milk income (and quota in Canada), the project cost including installation, and the farm's financials. Payments are often matched to monthly milk cheques.
Financing BouMatic equipment
Farm Credit Canada, bank agriculture teams and equipment lenders all finance dairy projects. Installation and barn integration can sometimes be included, subject to lender approval.
How BouMatic equipment financing works
Most BouMatic purchases are financed with an equipment loan or a lease. A loan gives you ownership from day one, with the lender registering a security interest (PPSA in Canada, UCC in the USA). A lease keeps title with the lessor and can lower the monthly payment, with a buyout, renewal or return option at the end.
What lenders check on a BouMatic farming equipment
Lenders look at hours, maintenance history and how payments fit your crop or livestock cash cycle. Seasonal or annual payment schedules are common for farm equipment.
Expect to provide a credit application, recent business bank statements, the dealer quote or bill of sale with serial number and hours, and financial statements or tax returns for larger amounts.
See the full list of eligible equipment, compare equipment financing options, or estimate payments with the equipment financing calculator.
All BouMatic models with financing pages
| Model | Type | Category |
|---|---|---|
| BouMatic | Equipment | Farming |
| BouMatic Dairy Equipment | Equipment | Farming |
Tax treatment of BouMatic equipment
In Canada, the CCA class depends on the asset and how it is used. Your accountant can confirm the right class. With a loan, you generally claim capital cost allowance and deduct interest. With a true operating lease, lease payments are generally deductible instead. See the CRA classes of depreciable property. In the USA, Section 179 and bonus depreciation may apply; see IRS Publication 946. Always confirm with your accountant.
End-of-term options on a BouMatic lease
A $1 buyout lease is built for ownership: you keep the machine for a nominal amount at the end. A fair market value lease usually has a lower payment, and at the end you can buy the equipment at its market value, return it or upgrade. Read the return conditions, such as hour limits and wear standards, before you sign.
Who finances BouMatic equipment
Farming: grain and oilseed farms, dairy and livestock operations, custom operators, orchards and vineyards, and agricultural contractors finance BouMatic equipment to take on new work, replace aging units or add capacity.
The right structure depends on how the equipment earns money. A machine tied to a long contract can support a longer term, while seasonal work may call for skip or seasonal payments that some lenders offer.
Questions to ask the dealer or seller before you finance
- What is the exact model year, serial number and hours?
- Is there a service history or recent inspection report?
- Is any warranty or extended coverage included, and does it transfer?
- Are attachments, delivery, installation and taxes itemized on the quote?
- For a private sale, is the equipment free of liens, and who will provide the bill of sale?
Insurance on financed BouMatic equipment
Lenders and lessors require the equipment to be insured for its replacement or financed value, with the lender named as loss payee, before funding. Some also ask for liability coverage. Getting an insurance quote early avoids last-minute delays.
Frequently asked questions
Can I finance a BouMatic robotic milker?
Yes. Lenders review herd size, milk income and the project cost.
Can installation be included in dairy equipment financing?
Some lenders include installation, subject to approval.
How long has BouMatic been in dairy?
BouMatic marks more than 85 years in the dairy industry.
Can a parlour be financed as part of a barn build?
Yes. Many lenders finance the full project.
Do payments match milk income?
Monthly payments matched to milk cheques are common.
Is Farm Credit Canada an option?
Yes, along with bank agriculture teams and equipment lenders.
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