Planmeca
Explore & Source Quality Equipment Across Canada. Whether you're exploring our inventory of pre-owned trucks and heavy machinery or sourcing equipment through a private sale, we help you secure the best deals and handle transactions smoothly, safely, and competitively with our dealer network.
Mehmi Financial Group helps businesses finance and lease Planmeca equipment, including medical equipment, in Canada and the USA. As a brokerage, we compare options from banks, equipment finance companies and alternative lenders for new and used Planmeca units, from dealer purchases to private sales. Approval, rates and terms are set by each lender.
About Planmeca
Planmeca was founded by Heikki Kyöstilä in Helsinki, Finland in 1971 and describes itself as the largest privately owned dental equipment maker in the world, according to Planmeca. It introduced the first microprocessor-controlled dental chair in 1983. See also Planmeca Group.
Planmeca equipment
Planmeca dental units, CBCT and intraoral scanners are made in Helsinki and used by general and specialist dental practices.
What lenders look at
Imaging and treatment units are underwritten on practice production and collections. For CBCT, lenders also look at how imaging adds implant or referral revenue.
Financing Planmeca equipment
Digital packages (scanner, CBCT, software) are often financed together.
How Planmeca equipment financing works
Most Planmeca purchases are financed with an equipment loan or a lease. A loan gives you ownership from day one, with the lender registering a security interest (PPSA in Canada, UCC in the USA). A lease keeps title with the lessor and can lower the monthly payment, with a buyout, renewal or return option at the end.
What lenders check on a Planmeca medical equipment
Lenders look at the practice or clinic financials, licensing, and the vendor or service agreement. Installation, software and training costs can sometimes be included, subject to lender approval.
Expect to provide a credit application, recent business bank statements, the dealer quote or bill of sale with serial number and age, and financial statements or tax returns for larger amounts.
See the full list of eligible equipment, compare equipment financing options, or estimate payments with the equipment financing calculator.
All Planmeca models with financing pages
| Model | Type | Category |
|---|---|---|
| Planmeca | Equipment | Medical |
| Planmeca Dental Imaging | Equipment | Medical |
| Planmeca Promax 3D CBCT | Equipment | Medical |
| Planmeca Promax 3D Classic CBCT | Equipment | Medical |
Tax treatment of Planmeca equipment
In Canada, the CCA class depends on the asset and how it is used. Your accountant can confirm the right class. With a loan, you generally claim capital cost allowance and deduct interest. With a true operating lease, lease payments are generally deductible instead. See the CRA classes of depreciable property. In the USA, Section 179 and bonus depreciation may apply; see IRS Publication 946. Always confirm with your accountant.
End-of-term options on a Planmeca lease
A $1 buyout lease is built for ownership: you keep the machine for a nominal amount at the end. A fair market value lease usually has a lower payment, and at the end you can buy the equipment at its market value, return it or upgrade. Read the return conditions, such as hour limits and wear standards, before you sign.
Who finances Planmeca equipment
Medical: medical and dental clinics, imaging centres, specialists, veterinary practices and multi-location health groups finance Planmeca equipment to take on new work, replace aging units or add capacity.
The right structure depends on how the equipment earns money. A machine tied to a long contract can support a longer term, while seasonal work may call for skip or seasonal payments that some lenders offer.
Questions to ask the dealer or seller before you finance
- What is the exact model year, serial number and age?
- Is there a service history or recent inspection report?
- Is any warranty or extended coverage included, and does it transfer?
- Are attachments, delivery, installation and taxes itemized on the quote?
- For a private sale, is the equipment free of liens, and who will provide the bill of sale?
Insurance on financed Planmeca equipment
Lenders and lessors require the equipment to be insured for its replacement or financed value, with the lender named as loss payee, before funding. Some also ask for liability coverage. Getting an insurance quote early avoids last-minute delays.
Frequently asked questions
Can I finance a Planmeca CBCT?
Yes. Lenders review practice production and the quote.
Where is Planmeca from?
Helsinki, Finland, founded in 1971.
Is Planmeca privately owned?
Planmeca says it is the largest privately owned dental equipment maker.
Can treatment units be financed?
Yes, often in operatory packages.
Can software be included?
Some lenders include it.
Can a digital package be financed together?
Yes.
.svg){kind=small}