Siemens Healthineers

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Mehmi Financial Group helps businesses finance and lease Siemens Healthineers equipment, including medical equipment, in Canada and the USA. As a brokerage, we compare options from banks, equipment finance companies and alternative lenders for new and used Siemens Healthineers units, from dealer purchases to private sales. Approval, rates and terms are set by each lender.

About Siemens Healthineers

Siemens Healthineers makes medical imaging equipment including angiography, CT, fluoroscopy, mammography, MRI, molecular imaging and radiation therapy systems.

Siemens Healthineers equipment

Siemens Healthineers systems are installed in hospitals, imaging centres and cancer clinics.

What lenders look at

Imaging lenders assess scan or treatment volumes, reimbursement and the facility's finances, plus construction for shielding and power.

Financing Siemens Healthineers equipment

Large systems are commonly financed as full projects including site work.

How Siemens Healthineers equipment financing works

Most Siemens Healthineers purchases are financed with an equipment loan or a lease. A loan gives you ownership from day one, with the lender registering a security interest (PPSA in Canada, UCC in the USA). A lease keeps title with the lessor and can lower the monthly payment, with a buyout, renewal or return option at the end.

What lenders check on a Siemens Healthineers medical equipment

Lenders look at the practice or clinic financials, licensing, and the vendor or service agreement. Installation, software and training costs can sometimes be included, subject to lender approval.

Expect to provide a credit application, recent business bank statements, the dealer quote or bill of sale with serial number and age, and financial statements or tax returns for larger amounts.

See the full list of eligible equipment, compare equipment financing options, or estimate payments with the equipment financing calculator.

All Siemens Healthineers models with financing pages

ModelTypeCategory
Siemens HealthineersEquipmentMedical
Siemens Healthineers ImagingEquipmentMedical

Tax treatment of Siemens Healthineers equipment

In Canada, the CCA class depends on the asset and how it is used. Your accountant can confirm the right class. With a loan, you generally claim capital cost allowance and deduct interest. With a true operating lease, lease payments are generally deductible instead. See the CRA classes of depreciable property. In the USA, Section 179 and bonus depreciation may apply; see IRS Publication 946. Always confirm with your accountant.

End-of-term options on a Siemens Healthineers lease

A $1 buyout lease is built for ownership: you keep the machine for a nominal amount at the end. A fair market value lease usually has a lower payment, and at the end you can buy the equipment at its market value, return it or upgrade. Read the return conditions, such as hour limits and wear standards, before you sign.

Who finances Siemens Healthineers equipment

Medical: medical and dental clinics, imaging centres, specialists, veterinary practices and multi-location health groups finance Siemens Healthineers equipment to take on new work, replace aging units or add capacity.

The right structure depends on how the equipment earns money. A machine tied to a long contract can support a longer term, while seasonal work may call for skip or seasonal payments that some lenders offer.

Questions to ask the dealer or seller before you finance

  • What is the exact model year, serial number and age?
  • Is there a service history or recent inspection report?
  • Is any warranty or extended coverage included, and does it transfer?
  • Are attachments, delivery, installation and taxes itemized on the quote?
  • For a private sale, is the equipment free of liens, and who will provide the bill of sale?

Insurance on financed Siemens Healthineers equipment

Lenders and lessors require the equipment to be insured for its replacement or financed value, with the lender named as loss payee, before funding. Some also ask for liability coverage. Getting an insurance quote early avoids last-minute delays.

Frequently asked questions

Can an imaging centre finance a Siemens CT?

Yes. Lenders review volumes and the project.

Can radiation therapy systems be financed?

Yes, as projects.

Can site work be included?

Some lenders include shielding and installation.

Can I finance refurbished Siemens equipment?

Yes, with service history.

Is an upgrade lease available?

Fair market value leases can allow upgrades.

Can mammography be financed?

Yes.

Fast, Flexible Financing for Your Business

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Terms up to 84 months
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