Traulsen

Mehmi Financial Group helps businesses finance and lease Traulsen equipment, including restaurant equipment, in Canada and the USA. As a brokerage, we compare options from banks, equipment finance companies and alternative lenders for new and used Traulsen units, from dealer purchases to private sales. Approval, rates and terms are set by each lender.

About Traulsen

Traulsen makes commercial refrigerators and freezers built for busy kitchens.

Traulsen equipment

Traulsen reach-ins and blast chillers are used by restaurants, hospitals and institutional kitchens.

What lenders look at

Refrigeration is underwritten on the kitchen's cash flow and usually bundled with other equipment.

Financing Traulsen equipment

Traulsen units are commonly part of kitchen opening or renovation packages.

How Traulsen equipment financing works

Most Traulsen purchases are financed with an equipment loan or a lease. A loan gives you ownership from day one, with the lender registering a security interest (PPSA in Canada, UCC in the USA). A lease keeps title with the lessor and can lower the monthly payment, with a buyout, renewal or return option at the end.

What lenders check on a Traulsen restaurant equipment

Lenders look at the business cash flow, the location, and installation and ventilation costs. Commercial kitchen equipment is often financed as a package with installation.

Expect to provide a credit application, recent business bank statements, the dealer quote or bill of sale with serial number and age, and financial statements or tax returns for larger amounts.

See the full list of eligible equipment, compare equipment financing options, or estimate payments with the equipment financing calculator.

All Traulsen models with financing pages

Tax treatment of Traulsen equipment

In Canada, the CCA class depends on the asset and how it is used. Your accountant can confirm the right class. With a loan, you generally claim capital cost allowance and deduct interest. With a true operating lease, lease payments are generally deductible instead. See the CRA classes of depreciable property. In the USA, Section 179 and bonus depreciation may apply; see IRS Publication 946. Always confirm with your accountant.

End-of-term options on a Traulsen lease

A $1 buyout lease is built for ownership: you keep the machine for a nominal amount at the end. A fair market value lease usually has a lower payment, and at the end you can buy the equipment at its market value, return it or upgrade. Read the return conditions, such as hour limits and wear standards, before you sign.

Who finances Traulsen equipment

Restaurant: independent restaurants, franchises, bakeries, caterers, ghost kitchens and food manufacturers finance Traulsen equipment to take on new work, replace aging units or add capacity.

The right structure depends on how the equipment earns money. A machine tied to a long contract can support a longer term, while seasonal work may call for skip or seasonal payments that some lenders offer.

Questions to ask the dealer or seller before you finance

• What is the exact model year, serial number and age?
• Is there a service history or recent inspection report?
• Is any warranty or extended coverage included, and does it transfer?
• Are attachments, delivery, installation and taxes itemized on the quote?
• For a private sale, is the equipment free of liens, and who will provide the bill of sale?

Insurance on financed Traulsen equipment

Lenders and lessors require the equipment to be insured for its replacement or financed value, with the lender named as loss payee, before funding. Some also ask for liability coverage. Getting an insurance quote early avoids last-minute delays.

Can I finance Traulsen refrigeration?

Yes, often in packages.

Can a hospital kitchen finance Traulsen units?

Yes.

Can blast chillers be financed?

Yes.

Can installation be included?

Some lenders include it.

Can a new restaurant finance refrigeration?

Yes.

Can I finance used refrigeration?

Some lenders will.