What is Truck Repair & Overhaul Financing?

Keep your fleet moving. Restore performance without draining cash.

Truck Repair & Overhaul Financing helps owner-operators and fleets cover the cost of major repairs, rebuilds, or full engine overhauls — without waiting on bank approvals or using personal savings. Instead of paying a repair bill upfront, you can spread payments over time while your truck continues generating income.

‍Key advantages:

Finance major repairs, rebuilds, or engine overhauls
Get funds in 24–48 hours directly to your repair shop
Approvals available for used or high-mileage trucks
Flexible repayment options from 12 to 60 months

Truck Repair & Overhaul Financing Benefits

Protect your assets. Extend lifespan. Maintain uptime.

Your truck is your livelihood. Mehmi’s repair and overhaul loans are designed to keep your equipment reliable and revenue-ready — even after unexpected breakdowns. We help finance engines, transmissions, powertrains, or complete in-frame rebuilds, whether you operate a single unit or an entire fleet.

With Mehmi Truck Repair Financing, You Can:

Approve and pay for repairs before invoices pile up
Avoid disruptions to delivery schedules and client contracts
Rebuild instead of replace expensive trucks
Free up working capital for fuel, payroll, and expansion
Finance CAT, Cummins, Detroit Diesel, or Paccar engine rebuilds
Work with trusted Canadian lenders experienced in transportation

Ideal If You Want To:

Rebuild or repair your truck without using high-interest credit
Extend truck lifespan beyond 1 M+ km
Unlock capital from recently paid repairs (post-repair financing)

Why Choose Mehmi for Truck Repair & Overhaul Financing?

Unexpected breakdowns can halt revenue and disrupt deliveries. While traditional banks rarely finance repair work, Mehmi specializes in commercial truck funding — including repair-only and overhaul loans.

Our team understands the realities of operating in transportation and logistics. We tailor financing to match your repair costs, cash flow, and business model — whether you’re an owner-operator, fleet manager, or repair shop client.

‍Key Advantages:

Financing for engine, transmission, or full in-frame overhauls
Older trucks and high-mileage units accepted
Flexible terms up to 60 months
Funds sent directly to your licensed shop or dealer

Finance Smarter — Truck Repair & Overhaul Loans Made Easy

Fast, flexible financing options to get your truck repaired, rebuilt, or back on the road — without draining your working capital. Whether it’s a major engine overhaul, transmission rebuild, or suspension replacement, we help you get approved and funded fast.
‍
Borrow up to $50,000

Engine & powertrain rebuilds approved

Terms up to 60 months

Funds sent directly to your repair shop
‍

Get Started Browse Equipment

What You Can Finance with Us

We offer truck repair and overhaul financing for businesses across Canada — including owner-operators, fleet managers, and transport companies. Whether you’re rebuilding an engine, replacing a transmission, or restoring multiple units at once, Mehmi makes it easy to fund the work that keeps your fleet earning.

Eligible Repair & Overhaul Items:

Engine Rebuilds & Overhauls: CAT, Cummins, Detroit Diesel, Paccar, Volvo
Transmission & Drivetrain Repairs: Eaton Fuller, Allison, differential rebuilds
Braking & Suspension Systems: Brake chambers, airbags, leaf springs, shocks
Electrical & Cooling Components: Alternators, radiators, DEF, aftertreatment systems
Frame & Body Work: Collision repair, paint, cab restoration, rust remediation
Trailer & Reefer Systems: Thermo King, Carrier units, flooring, liftgates
Fleet Maintenance Programs: Bulk repair financing for multiple trucks or trailers

Whether you need emergency repair funds or a planned in-frame rebuild, we help you access the capital you need fast — so you can stay on schedule and on the road.

Who Qualifies for a Truck Repair & Overhaul Loan?

You’re likely a strong match if:

Your business has been operating for 6+ months (or 3+ with reliable revenue)
You earn roughly $50K+ in annual sales
You're financing equipment for commercial use (not personal)

Even businesses with lower credit or shorter histories may qualify — strong cash flow, equipment collateral, or a co-signer can help secure lender approval.

Apply now

Documents Required

Articles of Incorporation

Last 3 Months of Business Bank Statements

Credit Application

Driver's License

3 Steps. No Surprises.

The Mehmi Financial Group experience is simple, transparent, and built to keep your trucks on the road.

Get Your Estimate

Send us your repair or overhaul quote from any licensed shop (engine, transmission, powertrain, trailer/reefer). We review the scope and structure the right financing—often the same day.

Browse Used Equipment

Get Matched

We source offers from specialized truck-repair lenders across Canada. You’ll see clear terms, payment options (12–60 months), and whether funds go to you or directly to the shop.

Get Approved

E-sign and we release funds—typically within 24–48 hours—so your repair starts immediately and your rig gets back to earning.

FAQ: Got Questions? We’re Straightforward.

Can I get approved for truck repair financing with bad credit?

Yes. Mehmi Financial Group works with a wide range of credit profiles — from startups to low-credit and rebuilding owner-operators. Even if banks say no, we can often help structure a flexible repair or overhaul loan that fits your cash flow.

Do you fund repair invoices directly to shops or to the business?

We can send funds directly to licensed repair facilities or to your business account, depending on lender policy and your preference. This keeps repairs moving fast and avoids out-of-pocket delays.

How quickly can I get approved and funded?

Most truck repair loans are approved within 24–48 hours once your repair estimate and documents are submitted. In urgent cases, same-day approvals may be possible for in-frame rebuilds or breakdown emergencies.

Can I finance partial repairs or multiple invoices at once?

Yes. We can consolidate multiple repair estimates — for example, engine, transmission, and suspension work — into one affordable loan or line of credit.

Do you cover major overhauls or engine rebuilds?

Absolutely. Whether it’s a full in-frame rebuild, turbo replacement, or powertrain overhaul, we regularly fund heavy repairs across CAT, Cummins, Paccar, Detroit Diesel, and Volvo engines.

Can I still apply if my truck isn’t fully paid off?

Yes. We can often use your existing truck’s equity as security for the repair loan — even if you still owe on it. This is common for fleet and owner-operator clients.

Do you also finance preventive maintenance or upgrades?

Yes. Preventive repairs, technology upgrades (ELDs, telematics), and fuel-efficiency improvements can all qualify under truck repair or working-capital financing programs.

Trusted by Businesses
Across Canada

24–48 hr approval

All credit types welcome

Serving Canada nationwide

Feature	Truck Repair Financing	Truck Overhaul Financing	Equipment Loan
Purpose	Cover specific repairs or replacements	Finance major engine or full-vehicle rebuilds	Purchase new or used trucks and trailers
Funding Speed	24–48 hours	24–72 hours	2–3 business days
Collateral	Repaired vehicle or business assets	Truck being overhauled	Purchased asset or trailer
Best For	Owner-operators needing urgent repairs	Fleet operators extending truck lifespan	Businesses expanding equipment inventory

Truck Repair & Overhaul Financing